Palomé
Open bankruptcyA bankruptcy procedure is open for Palomé according to publications in the Belgian State Gazette; curator: STEPHANIE BASTIEN. The 2023 annual accounts show equity of €94k and a net result of €7k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-10-2024, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
85 d late
2022
52 d late
2021
44 d late
2020
11 d early
2019
109 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▲ 138%
2022 · €3k
2018: €9k
2019: €-6k
2020: €5k
2021: €3k
2022: €3k
2018 → 2023
Working capital
€82k▲ 1.0%
2022 · €81k
2018: €81k
2019: €74k
2020: €80k
2021: €81k
2022: €81k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€76k-€81k▲ 6.7%€84k▲ 3.4%€87k▲ 3.7%€94k▲ 8.6%
Operating result€-5k-€8k€2k▼ 78.4%€21k▲ 1,098%€13k▼ 35.8%
Net result€-6k-€5k€3k▼ 45.0%€3k▲ 12.5%€7k▲ 138%
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 36% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €145k
Fixed assets
€13k▲ 113%
Current assets
€132k▼ 23.6%
Equity and liabilities €145k
Equity
€94k▲ 8.6%
Debt
€51k▼ 44.7%
The debt ratio falls from 51.5% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2022 · €23k
Cash flow
€7k▲
2022 · €5k
Solvency
64.9%▲
2022 · 48.5%
Current ratio
2.63▲
2022 · 1.88
Quick ratio
1.50▲
2022 · 0.94
Debt / equity
0.54▼
2022 · 1.06
ROE
7.9%▲
2022 · 3.6%
ROA
5.1%▲
2022 · 1.7%
Interest coverage
1.58▲
2022 · 1.45
Debt
€51k▼
2022 · €92k
Debt ≤ 1 year
€50k▼
2022 · €92k
Debt > 1 year
€429=
2022 · €429
Income taxes
€3k▲
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€179k€145k▼
Fixed assets21/28€6k€13k▲
Tangible fixed assets22/27€132€7k▲
Furniture and vehicles24€132€7k▲
Financial fixed assets28€6k€6k=
Current assets29/58€172k€132k▼
Stocks and contracts in progress3€87k€57k▼
Stocks30/36€87k€57k▼
Amounts receivable within one year40/41€85k€75k▼
Trade receivables40€30k€16k▼
Other amounts receivable41€55k€59k▲
Deferred charges and accrued income490/1€188€315▲
Equity and liabilities
Total equity and liabilities10/49€179k€145k▼
Equity10/15€87k€94k▲
Contributions10/11€9k€9k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€76k€84k▲
Amounts payable17/49€92k€51k▼
Amounts payable after more than one year17€429€429=
Financial debts170/4€429€429=
Amounts payable within one year42/48€92k€50k▼
Current portion of amounts payable after more than one year42€2k€697▼
Financial debts43€8k€10k▲
Credit institutions430/8€8k€10k▲
Trade debts44€49k€15k▼
Suppliers440/4€49k€15k▼
Advances received on contracts in progress46€19k-
Taxes, remuneration and social security45€14k€25k▲
Taxes450/3€14k€25k▲
Accrued charges and deferred income492/3-€452
Income statement
Code20222023
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€33▼
Other operating charges640/8€2k€636▼
Gross operating margin9900€27k€14k▼
Operating profit (loss)9901€21k€13k▼
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€14▼
Non-recurring financial income76B-€5k
Financial charges65/66B€16k€9k▼
Recurring financial charges65€16k€9k▼
Profit (loss) for the period before taxes9903€6k€10k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€3k€7k▲
Profit (loss) for the period to be appropriated9905€3k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€84k▲
Profit (loss) brought forward from the previous period14P€73k€76k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-04
Bankruptcy
Opening
Tribunal de l’entreprise du Brabant wallon · PALOME SRL AVENUE VESALE 9, 1300 WAVRE · event 03-04-2025
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 44 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
2019
31-12
Financial
Weakest financial yearnet €-6k ▼164%
Net result drops to €-6k, the lowest in the series.
16-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 47 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 19 days late
2015
26-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 26 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Vésale 91300 WavreGround area
3,313 m²
Building footprint
1,138 m²
Volume, LiDAR
888 m³
2 parcels, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
elena tess
since 20062.151.801.775
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112B0047/00D002 | Wallonia | 2,601 m² | 1 · 962 m² | - |
| 25772G0318/00M000 | Wallonia | 711 m² | 1 · 176 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEPHANIE BASTIEN CHAUSSEE DE LOUVAIN 523,
1380 LASNE |
03-04-2025 → present |
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Of 1,276 companies in sector 46160 we hold annual accounts for 686. 538 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-02-1998
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
51160
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.