Skip to content

PALOMA CONSULT

Active
Private limited companyfounded 2025active for 1 yearRue Basse chaussée(CG) 175, 5022 Namur, BelgiumKBO/BCE: BE 1023.419.581
Summary

PALOMA CONSULT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,594 and a net result of €3,594. Its solvency ranks better than 40% of 9,615 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€14,846total assets 2025
Equity
€5,594
Profit
€3,594
Turnover not published (micro format)
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts filed 27 days late
Why 86raises riskFounded in 2025Latest accounts 27 days latelowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 1.55, cash €2,316Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 45% of its sector peers (NACE 82, micro)
Financial strength
Strong
Solvency 63
equity 37.7% of total assets
Liquidity 37
short-term debt 62.3% · cash 15.6%
Profitability 99
return on assets 24.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,639 companies, NACE 82, micro)
Last 24 months 06-2026: 0.6% 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026highest value 09-2026: 0.3%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 42% on solvency, 21% on liquidity and 73% on profitability.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.55, cash €2,316
NBB · annual accounts
raises risk · Latest accounts 27 days late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
27 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationPermanent representative: LEQUEUX Sébastien ·…

Key points

  • Caution: Among the weakest 19% on equitysector median €54,062 · 9,626 companies €5,594 View
  • Founded 17 months agofounded 16-05-2025 17 months View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€14,846
Profit
€3,594
Solvency
37.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
16-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
35
Annual meeting
20 June
Purpose
“Toutes activités en rapport direct ou indirect avec la restauration en général et le…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.