PALOMA
Open bankruptcyA bankruptcy procedure is open for PALOMA according to publications in the Belgian State Gazette; curator: THIERRY OPSOMER. The 2023 annual accounts show negative equity (€-33k) and a net result of €-48k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 04-07-2024, 27 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
27 d early
2022
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€-33k
2022 · €15k
2022: €15k
2022 → 2023
Total assets
€48k▼ 2.9%
2022 · €49k
2022: €49k
2022 → 2023
Net result
€-48k
2022 · €11k
2022: €11k
2022 → 2023
Working capital
€-34k
2022 · €14k
2022: €14k
2022 → 2023
Multi-year overview
Available amounts per fiscal year
Line20222023Trend
Equity€15k-€-33k
Operating result€13k-€-48k
Net result€11k-€-48k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €48k after €13k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €48k
Fixed assets
€1k▼ 23.2%
Current assets
€47k▼ 2.3%
Key figures and ratios
EBITDA
€-48k▼
2022 · €13k
Cash flow
€-48k▼
2022 · €11k
Solvency
-68.9%▼
2022 · 31.4%
Current ratio
0.58▼
2022 · 1.41
Quick ratio
0.53▲
2022 · 0.49
Debt / equity
-2.45▼
2022 · 2.18
ROA
-101.2%▼
2022 · 21.7%
Interest coverage
-578.92▼
2022 · 485.21
Debt
€81k▲
2022 · €34k
Debt ≤ 1 year
€81k▲
2022 · €34k
Income taxes
€0▼
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€49k€48k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€48k€47k▼
Stocks and contracts in progress3€31k€4k▼
Stocks30/36€31k€4k▼
Amounts receivable within one year40/41€5k€43k▲
Trade receivables40-€42k
Other amounts receivable41€5k€655▼
Cash at bank and in hand54/58€12k€0▼
Equity and liabilities
Total equity and liabilities10/49€49k€48k▼
Equity10/15€15k€-33k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€11k€-38k▼
Amounts payable17/49€34k€81k▲
Amounts payable within one year42/48€34k€81k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€5k€21k▲
Suppliers440/4€5k€21k▲
Advances received on contracts in progress46€20k€20k=
Taxes, remuneration and social security45€8k€24k▲
Taxes450/3€3k€3k=
Remuneration and social security454/9€5k€21k▲
Other amounts payable47/48-€15k
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€242€355▲
Other operating charges640/8€253€0▼
Gross operating margin9900€13k€-48k▼
Operating profit (loss)9901€13k€-48k▼
Financial income75/76B€715€0▼
Recurring financial income75€715€0▼
Financial charges65/66B€27€83▲
Recurring financial charges65€27€83▲
Profit (loss) for the period before taxes9903€14k€-48k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€11k€-48k▼
Profit (loss) for the period to be appropriated9905€11k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-38k▼
Profit (loss) brought forward from the previous period14P-€11k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
24-09
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Tournai · PALOMA SRL RUE DE WERVICQ 8, 7780 COMINES-WARNETON · event 17-09-2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
SignalNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wervikstraat(KOM) 87780 Comines-WarnetonGround area
277 m²
Building footprint
45 m²
Volume, LiDAR
396 m³
Parcel 54002C0486/00K000, Wallonia · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PALOMA
since 20222.329.924.558
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54002C0486/00K000 | Wallonia | 277 m² | 1 · 45 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | THIERRY OPSOMER CHAUSSEE DE WARNETON, 340,
7784 WARNETON- .
Date provisoire de cessation de paiement : 17/09/2024 |
17-09-2024 → present |
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Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2022
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
46190Agents in non-specialised wholesale trade
47540Retail sale of electrical household appliances
47552Retail sale of lighting equipment
47592Retail trade
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.