Financials
- Financial year
- 2025
- Total assets
- €2,453
- Loss
- -€3,140
- Solvency
- -26.1%
PALMERS GROUP
ActiveSummary
The computed 12-month bankruptcy probability of PALMERS GROUP is 2.0% (moderate). The 2025 annual accounts show negative equity (-€640) and a net result of -€3,140. The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
“Oprichten en renoveren van gebouwen” (deed in Dutch)
From the articles, 13 activitiesNo NACE code in the KBO yet1 site
Size
€2,453total assets 2025
- Equity
- -€640
- Loss
- -€3,140
Turnover not published (micro format)
Structure
Accounts filed 31 days late
Why 51raises riskNo main activity registeredLatest accounts 31 days late; 1 of the last 3 latelowers riskSize: total assets €2,453Liquidity: current ratio 0.79, cash €2,453Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (no NACE code, micro)
Financial strength
Weak
Solvency
0
equity -26.1% of total assets
Liquidity
50
short-term debt 126.1% · cash 100.0%
Profitability
0
return on assets -128.0%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 35% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: PALMERS Jan (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 26-08-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 12
- Annual meeting
- Second Friday of June at 19:00
- Purpose
- “Oprichten en renoveren van gebouwen; Ruwbouwwerken; Elektriciteitswerken; Loodgieterswerk…” (deed in Dutch)
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