Equity
-€53,132
Debts exceed assets in financial year 2024.
PALIDERO
Lifetime
19 annual accounts with figures on one time axispeak €118,145 (2016)
€3,976▲ €28,510
lowest -€41,542 (2023)
-€13,193▲ €28,349
peak €108,844 (2016)
-€53,132▼ €13,193
€95,609▼ 39.2%
Board2 names since 2005
2 directorsDemeulenaere Patrick Désiré and 1 other
Documentsfilings and deeds
18-12-2025140 days late
2024micro format
UBO non-compliance 06-12Gross margin from -€24,534 to €3,976Loss of €13,193Equity from -€39,939 to -€53,132Debts from €157,369 to €95,609Cash from €767 to €1,744
Key points
from the 2024 annual accountsLosses
-€161,976 in eight years
Every financial year from 2017 to 2024 closed with a loss. 2023 was the heaviest.
Turnover
≈ €34,000 estimated
The micro format states no turnover.
Debts
€95,609 225% of the balance sheet
Suppliers 10%Taxes and wages 6%Other 84%
Filings
19 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
-125.1%
Lower solvency than 91% of companies in wholesale trade. Sector median 39.4% · 15,428 companies.
Checked score
34
Weak
Financially stronger than 17% of micro companies in wholesale trade (NACE 46)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.3% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.4%lowest value
01-2025: 6.1%▲ +2.7 percentage points vs 12-2024
02-2025: 6.0%▼ -0.1 percentage points vs 01-2025
03-2025: 5.8%▼ -0.2 percentage points vs 02-2025
04-2025: 5.8%● unchanged vs 03-2025
05-2025: 5.5%▼ -0.3 percentage points vs 04-2025
06-2025: 5.4%▼ -0.1 percentage points vs 05-2025
07-2025: 5.6%▲ +0.2 percentage points vs 06-2025
08-2025: 6.4%▲ +0.8 percentage points vs 07-2025
09-2025: 6.3%▼ -0.1 percentage points vs 08-2025
10-2025: 6.5%▲ +0.2 percentage points vs 09-2025
11-2025: 6.8%▲ +0.3 percentage points vs 10-2025
12-2025: 8.5%▲ +1.7 percentage points vs 11-2025highest value
01-2026: 5.2%▼ -3.3 percentage points vs 12-2025
02-2026: 5.2%● unchanged vs 01-2026
03-2026: 5.3%▲ +0.1 percentage points vs 02-2026
04-2026: 5.3%● unchanged vs 03-2026
05-2026: 5.2%▼ -0.1 percentage points vs 04-2026
06-2026: 4.9%▼ -0.3 percentage points vs 05-2026
07-2026: 5.1%▲ +0.2 percentage points vs 06-2026
08-2026: 5.9%▲ +0.8 percentage points vs 07-2026
09-2026: 5.8%▼ -0.1 percentage points vs 08-2026
10-2026: 6.3%▲ +0.5 percentage points vs 09-2026
11-2026: 6.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Ex-officio strike-off in the KBO
1 financial year not filed after the legal deadline; last filed accounts filed 140 days late; 3 of the last 3 accounts late
lowers risk
Founded in 2005
Size: total assets €42,478
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 8% on liquidity, 39% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as PALIDERO has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PALIDERO itself is higher: 6.3% within 12 months. It rests on far more data about PALIDERO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for PALIDERO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.41 (0.64 in 2023), below 1. Short-term debt is 225.1% and cash 4.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Eight signals.
lowers riskraises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€53,132
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 140 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-12-2025, 140 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
140 days late
2023
68 days late
2022
60 days late
2021
130 days late
2020
31 days late
2019
75 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 84 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Board and ownership
DP
Demeulenaere Patrick Désiré
Director, since 07-04-2005
RL
Roelandts Linda
Director, since 07-04-2005
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0873263086
UBO non-compliance
effective 25-11-2024 · KBO administration
First establishment
Warmoezeniersstraat 26, Dilbeek
Incorporation
published on 26-04-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PALIDERO Dilbeek | €42,478 | €3,976 | -125.1% | - |
| RESHAPEYOURLIFE Brasschaat | €41,657 | €4,139 | 81.1% | - |
| M. CHAVET Vielsalm | €42,301 | €2,949 | 71.3% | - |
| BELGRAVIA Hasselt | €50,295 | €3,661 | 61.5% | - |
| D & D DIFFUSION Rixensart | €56,335 | €3,286 | 91.9% | - |
| MAIL CONSULT Ghent | €58,914 | €6,273 | 65.6% | - |
| MEDICAL WALLONIE BUSINESS PLATFORM Estinnes | €26,872 | €2,772 | 68.8% | - |
These companies have the same main activity as PALIDERO: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €26,900 and €58,900, founded between 2001 and 2009.
Official details
Source: KBO- Status
- Active since 18-04-2005Normal situation
- Activity
- Agents specialised in the wholesale of other particular productsNACE 46180and 5 others
- Establishment unit
- 2.146.682.2541700 Dilbeek, since 26-04-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 07-05-2025
Insights on PALIDERO
PALIDERO files the micro format. That format states no turnover. The gross margin fell from €8,573 in 2006 to €3,976 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PALIDERO
- What is the company number of PALIDERO?
- The company number of PALIDERO is 0873.263.086. The VAT number is the same number with BE in front: BE 0873.263.086.
- Where is PALIDERO based?
- The registered office is at Warmoezeniersstraat 26, 1700 Dilbeek.Company details
- What does PALIDERO do?
- According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
- What is the legal form of PALIDERO?
- PALIDERO is a private limited company (pre-2019) (BVBA).
- When was PALIDERO founded?
- PALIDERO was founded on 18-04-2005.
- Is PALIDERO still active?
- Yes, PALIDERO is an active enterprise in the KBO register.
- What is the turnover of PALIDERO?
- The turnover in financial year 2024 is ≈ €34,000. This figure is estimated from the gross margin of €3,976 and 71 comparable companies (NACE 461). It probably lies between €15,000 and €62,000. It is a rough estimate.Financials
- Is PALIDERO profitable?
- In financial year 2024, PALIDERO made a loss of €13,193.
- Where can I find the annual accounts of PALIDERO?
- PALIDERO filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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