Skip to content

PALEZI CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearPotaardenbergstraat 177, 1070 Anderlecht, BelgiumKBO/BCE: BE 1029.503.560
Summary

The computed 12-month bankruptcy probability of PALEZI CONSTRUCT is 5.4% (elevated). The 2025 annual accounts show equity of €11,804 and a net result of €6,804. Its solvency ranks better than 45% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 22-10-2025 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Financial year end
31 December
Peppol
Reachable since 17-02-2026

Board and ownership

Financial position

38 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.4%
Annual accounts 2025
Gross margin
€8,483
Turnover
≈ €100,000
estimated
Profit
€6,804
Equity
€11,804
Total assets
€30,537
  • 2025 accounts filed 29 days after the deadline
Score breakdownraises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €30,537No registered site in the KBOShow the evidence

Checked score

Score 2025
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 49% of micro companies in construction of buildings (NACE 41)
Financial strength
Strong
Solvency 64
equity 38.7% of total assets
Liquidity 29
short-term debt 50.2% · cash 3.2%
Profitability 93
return on assets 22.3%
Bankruptcy probability within 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
No publishable credit limit, so credit only on tighter terms
Liquidity is ample, with a current ratio of 1.99, above the usual 1.5. Short-term debt is 50.2% and cash 3.2% of total assets. However, 61.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 46% of them on solvency, 24% on liquidity and 78% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €30,537
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
29 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 29 days after the deadline Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00450551.

Annual accounts 2025 filed on 29-08-2026 at the NBB

Turnover
≈ €100,000
Estimated: probably between €54,000 and €180,000
Total assets
€30,537
Net result
€6,804
Working capital
€15,219

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €30,537
Equity €11,804
Debt €18,733
Debt's share of the balance-sheet total is 61.3%.
Key figures and ratios
2025 value
Current ratio
1.99
Debt to equity
1.59
ROE
57.6%
ROA
22.3%
Debt ≤ 1 year
€15,318
Income taxes
€1,701
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet Code2025
Assets
Total assets20/58€30,537
Current assets29/58€30,537
Amounts receivable within one year40/41€18,381
Trade receivables40€13,475
Other amounts receivable41€4,906
Cash at bank and in hand54/58€970
Deferred charges and accrued income490/1€11,186
Equity and liabilities
Total equity and liabilities10/49€30,537
Equity10/15€11,804
Contributions10/11€5,000
Profit (loss) carried forward14€6,804
Amounts payable17/49€18,733
Amounts payable within one year42/48€15,318
Trade debts44€12,417
Suppliers440/4€12,417
Taxes, remuneration and social security45€2,901
Taxes450/3€2,901
Accrued charges and deferred income492/3€3,415
Income statement Code2025
Gross operating margin9900€8,483
Operating profit (loss)9901€8,483
Financial income75/76B€22
Recurring financial income75€22
Profit (loss) for the period before taxes9903€8,505
Income taxes67/77€1,701
Profit (loss) for the period9904€6,804
Profit (loss) for the period to be appropriated9905€6,804
Appropriation of the result
Profit (loss) to be appropriated9906€6,804

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.

Line2025
Gross operating margin9900€8,483
Operating profit (loss)9901€8,483
Financial income75/76B€22
Recurring financial income75€22
Profit (loss) for the period before taxes9903€8,505
Income taxes67/77€1,701
Profit (loss) for the period9904€6,804
Profit (loss) for the period to be appropriated9905€6,804
Line2025
Assets
Total assets20/58€30,537
Current assets29/58€30,537
Amounts receivable within one year40/41€18,381
Trade receivables40€13,475
Other amounts receivable41€4,906
Cash at bank and in hand54/58€970
Deferred charges and accrued income490/1€11,186
Equity and liabilities
Total equity and liabilities10/49€30,537
Equity10/15€11,804
Contributions10/11€5,000
Profit (loss) carried forward14€6,804
Amounts payable17/49€18,733
Amounts payable within one year42/48€15,318
Trade debts44€12,417
Suppliers440/4€12,417
Taxes, remuneration and social security45€2,901
Taxes450/3€2,901
Accrued charges and deferred income492/3€3,415
Line2025
Profit (loss) for the period9904€6,804
Operating cash flow (approximation)€6,804

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 11,279 companies had the same profile as PALEZI CONSTRUCT has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

The bankruptcy probability of PALEZI CONSTRUCT itself is higher: 5.4% within 12 months. It rests on far more data about PALEZI CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for PALEZI CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 29-08-2026 2026-00450551 PDF

Board & ownership

Directors

Directors
1 director, no change since 2025
PALEZI Saymon Henrique
Director · current term since 22-12-2025 · term without a fixed end · listed in the 2025 annual accounts, filed on 29-08-2026
Current

Owners and capital

Shareholders

At incorporation act of 24-10-2025 ↗

Capital transactions

Capital over time
  1. 24-10-2025 Incorporation · €5,000 · 100 shares

Articles of association

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Considérés comme donnant agrément, organe d'administration”

Articles of association, deed of 24-10-2025 (in French)

Network & group

PALEZI CONSTRUCT shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of PALEZI CONSTRUCT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
29-08
NBB filing Annual accounts 2025 filedNBB
micro format · 29 days late
2025
24-10
Gazette deed Incorporation
Starting capital €5,000 · Appointment: PALEZI Saymon Henrique (director) · Founder5 points ▸
  • Incorporation, 21-10-2025
  • Founder, PALEZI Saymon Henrique
  • Founding capital, €5,000
  • Director appointment, PALEZI Saymon Henrique (director)
  • Other provision, “article 13 loi 2023-05-04 et article 6, absence interdiction de gérer” (deed in French)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name PALEZI CONSTRUCT in French
Enterprise number 1029.503.560
Legal form Private limited company
Status Active, normale toestand
Founded 22-10-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 24-10-2025 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale, peuvent être créés,en Belgique ou à l’étranger,par décision de l’organe d’administration”
deed of 24-10-2025 (in French)

Registered office and establishments

Registered office Potaardenbergstraat 177, 1070 Anderlecht, Belgium

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
49310 Scheduled passenger transport by road
81210 General cleaning of buildings
PurposeThe purpose describes the activities the company may carry out under its articles.
“La construction,la transformation,la rénovation,la réfection,la réhabilitation,l’entretien,l’aménagement,la maintenance,la mise aux…”
6 activities
  1. La construction,la transformation,la rénovation,la réfection,la réhabilitation,l’entretien,l’aménagement,la maintenance,la mise aux normes,l’isolation,la démolition et la reconversion de tous types d’ouvrages et bâtiments,qu’ils soient publics ou privés,résidentiels,industriels,commerciaux,touristiques,agricoles ou institutionnels;y compris tous travaux de gros œuvre,de parachèvement,de second œuvre,de menuiserie,d’électricité,de plomberie,de chauffage,de ventilation,de climatisation,de toiture,de peinture,d’aménagement intérieur et extérieur,de voirie,d’égouttage,de pavage,d’assainissement,ainsi que l’aménagement paysager,la création et l’entretien d’espaces verts,parcs et jardins;
  2. La réalisation de tous travaux de génie civil et d’infrastructures,y compris la voirie,les ouvrages d’art,les fondations,le terrassement,les réseaux techniques,les travaux publics et privés,ainsi que la fourniture,l’installation et la maintenance des équipements y afférents;
  3. Le transport de marchandises par route,rail,air,voie maritime ou fluviale,tant national qu’international,ainsi que toutes activités connexes de logistique,stockage,entreposage,manutention,distribution,livraison,affrètement,transit et douane;
  4. Le transport de personnes,y compris par des services de taxi,VTC,chauffeur privé,services de type Uber,plateformes numériques de mobilité ou tout autre mode de transport,individuel ou collectif,urbain ou interurbain,ainsi que toutes activités liées à la mobilité,à la location de véhicules avec ou sans chauffeur et aux services associés;
  5. L’exploitation d’activités de nettoyage et d’entretien,y compris dans le cadre du système de titres-services,couvrant le nettoyage et l’entretien de domiciles,bureaux,immeubles,commerces,industries,chantiers,vitres,voiries et espaces publics,ainsi que toutes prestations de repassage,d’aide ménagère,d’assistance domestique,de petits services à domicile et d’activités connexes;
  6. L’achat,la vente,l’importation,l’exportation,la fabrication,la location,la distribution,la maintenance et la représentation de tous biens,matériaux,produits,fournitures,machines,équipements,véhicules et engins liés directement ou indirectement aux activités précitées.
deed of 24-10-2025 (in French)

Invoicing and payment

VAT number BE 1029.503.560
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1029503560
Other Peppol ID 9925:BE1029503560
Registered 17-02-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1029.503.560

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“ASSEMBLEE GENERALE ARTICLE 15 1. L'assemblée générale représente l'universalité des actionnaires; ses décisions sont obligatoires pour tous…”
deed of 24-10-2025 (in French)

Sites & property

Location
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
269 m²
Building footprint
73 m²
Building volume
703 m³
Cadastral parcel Region Area Buildings Height / floors
21302A0129/00P003 Brussels 269 m² 1 · 73 m² 12.6 m · 3