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PALAZZO BENESSERE

Active
Private limited companyfounded 2004active for 22 yearsLommelsesteenweg 238, 3970 Leopoldsburg, BelgiumKBO/BCE: BE 0869.489.093

From the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PALAZZO BENESSERE has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€28,236) and a net result of -€9,520. Equity has been growing by about 21% per year since 2018. Its solvency ranks better than 24% of 5,709 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

KBO
Status
Active since 19-10-2004 Normal situation
Activity
Beauty care and other beauty treatments NACE 96220and 2 others
Establishment unit
2.143.125.918 3970 Leopoldsburg, since 06-10-2004
Financial year end
31 December
Peppol
Reachable since 28-08-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€71,796
▼ 13.1%
Turnover
≈ €160,000
estimated
Loss
€9,520
▼ 23.1%
Equity
-€28,236
▼ 50.9%
Total assets
€236,775
▲ 6.0%
Staff
≈ 1.2 FTE
estimated
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€28,236Last filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskSize: total assets €236,775Founded in 2004Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 37% of micro companies in personal services (NACE 96)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 13-4
equity -11.9% of total assets
Liquidity 61-6
short-term debt 48.6% · cash 28.4%
Profitability 64+2
return on assets -4.0%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,624 companies, NACE 96, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025lowest value 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.5%▼ -0.5 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.77 (0.87 in 2024), below 1. Short-term debt is 48.6% and cash 28.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 25% of them on solvency, 66% on liquidity, 43% on profitability and 13% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €236,775
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€28,236
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€28,236
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
122 days early
2022
122 days early
2021
24 days late
2020
2 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 145 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€28,236 View
  • Caution: Less equity than 88% of companies in personal servicessector median €15,413 · 5,722 companies -€28,236 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€9,520 View

Comparable companies

These companies have the same main activity as PALAZZO BENESSERE: beauty care and other beauty treatments (NACE 96220). They are comparable in size and age: total assets between €183,000 and €269,000, founded between 2003 and 2009.

CompanyTotal assetsGross margin
PALAZZO BENESSERE Leopoldsburg€236,775€71,796
SILEAU Gistel€222,609€84,878
Hairstudio Exclusiv Lochristi€254,397€56,204
GABRIEL GG Asse€201,240€87,804
Maison Charlotte Haute Beauté Beringen€268,585€88,902
LESSEURS Bilzen-Hoeselt€249,381€43,542
MAR LE BEAU SINT-TRUIDEN Sint-Truiden€182,599€112,889
Full comparison

Documents

Annual accounts at the NBB

All 20 annual accounts

Articles and registers

Key facts about PALAZZO BENESSERE

What is the company number of PALAZZO BENESSERE?
The company number of PALAZZO BENESSERE is 0869.489.093. The VAT number is the same number with BE in front: BE 0869.489.093.
Where is PALAZZO BENESSERE based?
The registered office is at Lommelsesteenweg 238, 3970 Leopoldsburg.Company details
What does PALAZZO BENESSERE do?
According to the KBO register, the main activity is beauty care and other beauty treatments (NACE 96220).
What is the legal form of PALAZZO BENESSERE?
The legal form of PALAZZO BENESSERE is Private limited company (BV).
When was PALAZZO BENESSERE founded?
PALAZZO BENESSERE was founded on 19-10-2004.
Is PALAZZO BENESSERE still active?
Yes, PALAZZO BENESSERE is an active enterprise in the KBO register.
What is the turnover of PALAZZO BENESSERE?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €71,796 and 33 comparable companies (NACE 962). It probably lies between €130,000 and €200,000. In financial year 2020 turnover was €180,811.Financials
Is PALAZZO BENESSERE profitable?
In financial year 2025, PALAZZO BENESSERE made a loss of €9,520.
Where can I find the annual accounts of PALAZZO BENESSERE?
PALAZZO BENESSERE filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PALAZZO BENESSERE due?
PALAZZO BENESSERE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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