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PALAMOS

Active
Private limited companyfounded 20215 yrs activeKBO/BCE: BE 0762.740.593
Summary

The computed 12-month bankruptcy probability of PALAMOS is 17.3% (high). The 2025 annual accounts show negative equity (-€10,905) and a net result of -€1,651. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record86
Bankruptcy probability, 12 months
17.3% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€10,905
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
31 d late
2024
125 d early
2023
113 d early
2022
158 d early
2021
82 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 89 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 April (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline

History

PALAMOS was incorporated on 1 February 2021 as a Private limited company.1 Total assets fell from EUR 104,282 in 2021 to EUR 56,712 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2023

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Financials · fiscal year 2025, micro schema

Equity
-€10,905▼ 17.8%
2024 · -€9,254
Total assets
€154▼ 78.9%
2024 · €729
Net result
-€1,651▲ 86.7%
2024 · -€12,456
Working capital
-€10,905▼ 14.5%
2024 · -€9,524
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€89,508-€54,584▼ 39.0%€28,791▼ 47.3%-€12,079-€1,600▲ 86.8%
Net result€70,440-€41,929▼ 40.5%€21,333▼ 49.1%-€12,456-€1,651▲ 86.7%
Equity€3,440-€3,869▲ 12.5%€3,202▼ 17.3%-€9,254-€10,905▼ 17.8%
Total assets€104,282-€82,106▼ 21.3%€56,712▼ 30.9%€729▼ 98.7%€154▼ 78.9%
Debt€100,842-€78,237▼ 22.4%€53,511▼ 31.6%€9,983▼ 81.3%€11,059▲ 10.8%
Working capital€3,506-€4,300▲ 22.6%€3,023▼ 29.7%-€9,524-€10,905▼ 14.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €89,508€89,508Net result 2021: €70,440€70,440Operating result 2022: €54,584€54,584Net result 2022: €41,929€41,929Operating result 2023: €28,791€28,791Net result 2023: €21,333€21,333Operating result 2024: -€12,079-€12,079Net result 2024: -€12,456-€12,456Operating result 2025: -€1,600-€1,600Net result 2025: -€1,651-€1,65120212022202320242025-€20,000€0€20,000Operating result 2023: €28,791€28,800Net result 2023: €21,333€21,300Operating result 2024: -€12,079-€12,100Net result 2024: -€12,456-€12,500Operating result 2025: -€1,600-€1,600Net result 2025: -€1,651-€1,650202320242025
The operating result stays negative: a loss of €1,600 in 2025 against €12,079 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€11,059▲
2024 · €9,983
Income taxes
€51▲
2024 · €33
Ratios withheld: a balance sheet total of €154 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.3% went bankrupt
8.2% stopped otherwise
82% still going

A further 2.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 17.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€729€154▼
Fixed assets21/28€270-
Financial fixed assets28€270-
Current assets29/58€459€154▼
Amounts receivable within one year40/41€412€149▼
Trade receivables40€145-
Other amounts receivable41€266€149▼
Cash at bank and in hand54/58€48€5▼
Equity and liabilities
Total equity and liabilities10/49€729€154▼
Equity10/15-€9,254-€10,905▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€12,254-€13,905▼
Amounts payable17/49€9,983€11,059▲
Amounts payable within one year42/48€9,983€11,059▲
Trade debts44€228-
Suppliers440/4€228-
Taxes, remuneration and social security45€6,650€34▼
Taxes450/3€6,650€34▼
Other amounts payable47/48€3,105€11,025▲
Income statement Code20242025
Other operating charges640/8€303-
Gross operating margin9900-€11,777-€1,600▲
Operating profit (loss)9901-€12,079-€1,600▲
Financial charges65/66B€343-
Recurring financial charges65€343-
Profit (loss) for the period before taxes9903-€12,422-€1,600▲
Income taxes67/77€33€51▲
Profit (loss) for the period9904-€12,456-€1,651▲
Profit (loss) for the period to be appropriated9905-€12,456-€1,651▲
Appropriation of the result
Profit (loss) to be appropriated9906-€12,456-€13,905▼
Profit (loss) brought forward from the previous period14P--€12,254
Transfer from equity791/2€202-

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€50€112€838€303--
Gross operating margin9900€89,558€54,696€29,629-€11,777-€1,600▲ 86.4%
Operating profit (loss)9901€89,508€54,584€28,791-€12,079-€1,600▲ 86.8%
Financial income75/76B€1-----
Recurring financial income75€1-----
Financial charges65/66B€55€808€842€343--
Recurring financial charges65€55€808€842€343--
Profit (loss) for the period before taxes9903€89,454€53,776€27,949-€12,422-€1,600▲ 87.1%
Income taxes67/77€19,014€11,847€6,617€33€51▲ 54.7%
Profit (loss) for the period9904€70,440€41,929€21,333-€12,456-€1,651▲ 86.7%
Profit (loss) for the period to be appropriated9905€70,440€41,929€21,333-€12,456-€1,651▲ 86.7%
Line20212022202320242025Change
Assets
Total assets20/58€104,282€82,106€56,712€729€154▼ 78.9%
Fixed assets21/28--€270€270--
Financial fixed assets28--€270€270--
Current assets29/58€104,282€82,106€56,442€459€154▼ 66.5%
Amounts receivable within one year40/41€85,078€16,552€41,633€412€149▼ 63.7%
Trade receivables40€85,078€431€32,233€145--
Other amounts receivable41-€16,122€9,400€266€149▼ 43.9%
Cash at bank and in hand54/58€19,204€65,554€13,542€48€5▼ 90.4%
Deferred charges and accrued income490/1--€1,267---
Equity and liabilities
Total equity and liabilities10/49€104,282€82,106€56,712€729€154▼ 78.9%
Equity10/15€3,440€3,869€3,202-€9,254-€10,905▼ 17.8%
Contributions10/11€3,000€3,000€3,000€3,000€3,000=
Reserves13€440€869€202---
Distributable reserves133€440€869€202---
Profit (loss) carried forward14----€12,254-€13,905▼ 13.5%
Amounts payable17/49€100,842€78,237€53,511€9,983€11,059▲ 10.8%
Amounts payable within one year42/48€100,776€77,806€53,419€9,983€11,059▲ 10.8%
Trade debts44€688€303€2,872€228--
Suppliers440/4€688€303€2,872€228--
Taxes, remuneration and social security45€40,342€41,651€31,693€6,650€34▼ 99.5%
Taxes450/3€40,342€41,651€31,693€6,650€34▼ 99.5%
Other amounts payable47/48€59,746€35,852€18,854€3,105€11,025▲ 255%
Accrued charges and deferred income492/3€66€431€91---
Line20212022202320242025Change
Profit (loss) for the period9904€70,440€41,929€21,333-€12,456-€1,651▲ 86.7%
Operating cash flow (approximation)€70,440€41,929€21,333-€12,456-€1,651▲ 86.7%
Investment in fixed assets (approximation)---€0--
Change in cash-€46,350-€52,012-€13,494-€43▲ 99.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
26-01
KBO administration Address struck
event 11-01-2026
2025
28-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€12,456
Net result drops to -€12,456, the lowest in the series; recovery starts the following year.
24-07
State Gazette act General meeting · Statutes amendment
Corporate purpose · Capital
09-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
23-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
10-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
261 m²
Building footprint
261 m²
Volume, LiDAR
4,112 m³
Parcel 11811L3838/00N000, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
236 companies at this address See who is registered here
1 establishment unit
PALAMOS
Holdings
since 20212.312.728.339
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11811L3838/00N000 Flanders 261 m² 1 · 261 m² 22.5 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded01-02-2021
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0762740593
Registered 05-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.