Palace Stockel
ActiveThe computed 12-month bankruptcy probability of Palace Stockel is 1.6% (moderate). The 2025 annual accounts show equity of €26k and a net result of €6k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 13270 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency100▲+33
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.05 against 1.44 in 2024; short-term debt: 17.6% and cash: 0.6% of total assets), and 17.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.4%
Return on assets
19.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
21 d early
2024
22 d late
2023
23 d late
2022
21 d late
2021
31 d late
2020
31 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 30.1%
2024 · €20k
2018: €6k
2019: €6k
2020: €9k
2021: €8k
2022: €392
2023: €986
2024: €20k
2018 → 2025
Total assets
€32k▼ 33.9%
2024 · €48k
2018: €25k
2019: €18k
2020: €18k
2021: €18k
2022: €20k
2023: €25k
2024: €48k
2018 → 2025
Net result
€6k▼ 68.3%
2024 · €19k
2018: €58
2019: €1
2020: €3k
2021: €-968
2022: €-8k
2023: €593
2024: €19k
2018 → 2025
Working capital
€17k▲ 38.2%
2024 · €12k
2018: €-6k
2019: €-5k
2020: €-377
2021: €1k
2022: €-10k
2023: €-8k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€392▼ 95.2%€986▲ 151%€20k▲ 1,940%€26k▲ 30.1%
Operating result€-990-€-8k▼ 682%€686€22k▲ 3,086%€8k▼ 61.3%
Net result€-968-€-8k▼ 706%€593€19k▲ 3,122%€6k▼ 68.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€9k▲ 17.3%
Current assets
€23k▼ 43.7%
Equity and liabilities €32k
Equity
€26k▲ 30.1%
Debt
€6k▼ 80.0%
The debt ratio falls from 58.2% to 17.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €23k
Cash flow
€8k▼
2024 · €20k
Solvency
82.4%▲
2024 · 41.8%
Current ratio
4.05▲
2024 · 1.44
Quick ratio
2.53▲
2024 · 1.22
Debt / equity
0.21▼
2024 · 1.39
ROE
23.2%▼
2024 · 95.1%
ROA
19.1%▼
2024 · 39.8%
Interest coverage
255.36▲
2024 · 184.30
Debt
€6k▼
2024 · €28k
Debt ≤ 1 year
€6k▼
2024 · €28k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€32k▼
Fixed assets21/28€8k€9k▲
Tangible fixed assets22/27€8k€9k▲
Plant, machinery and equipment23€1k€819▼
Furniture and vehicles24€1k€826▼
Other tangible fixed assets26€5k€7k▲
Current assets29/58€40k€23k▼
Stocks and contracts in progress3€6k€8k▲
Stocks30/36€6k€8k▲
Amounts receivable within one year40/41€16k€14k▼
Trade receivables40€5k€6k▲
Other amounts receivable41€11k€8k▼
Cash at bank and in hand54/58€17k€177▼
Deferred charges and accrued income490/1€761€0▼
Equity and liabilities
Total equity and liabilities10/49€48k€32k▼
Equity10/15€20k€26k▲
Contributions10/11€6k€6k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€11k€17k▲
Amounts payable17/49€28k€6k▼
Amounts payable within one year42/48€28k€6k▼
Trade debts44€91€3k▲
Suppliers440/4€91€3k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€25k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€25k€13k▼
Operating profit (loss)9901€22k€8k▼
Financial income75/76B€1€11▲
Recurring financial income75€1€11▲
Financial charges65/66B€126€40▼
Recurring financial charges65€126€40▼
Profit (loss) for the period before taxes9903€22k€8k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€19k€6k▼
Profit (loss) for the period to be appropriated9905€19k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€17k▲
Profit (loss) brought forward from the previous period14P€-8k€11k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 4.05
Current ratio from 1.44 to 4.05; short-term debt falls from €28k to €6k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2018net €19k ▲3122%
Operating result €22k, net result €19k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.44
Current ratio from 0.69 to 1.44.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €593
Net result €593 after 2 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 171950 KraainemGround area
128 m²
Building footprint
84 m²
Volume, LiDAR
566 m³
Parcel 22002B0131/00N002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Palace Stockel
since 20172.270.457.620
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002B0131/00N002 | Flanders | 128 m² | 1 · 84 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKraainem2.270.457.620
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2017
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.