PAKALOLO
ActiveThe computed 12-month bankruptcy probability of PAKALOLO is 2.8% (moderate). The 2025 annual accounts show equity of €179k and a net result of €32k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 18040 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency91▼-2
Growth52=
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.07 against 3.29 in 2024; short-term debt: 32% and cash: 58.3% of total assets), and 34.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.7%
Return on assets
11.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
128 d early
2024
77 d early
2023
41 d early
2022
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▼ 13.1%
2024 · €206k
2022: €88k
2023: €130k
2024: €206k
2022 → 2025
Total assets
€272k▼ 10.1%
2024 · €303k
2022: €149k
2023: €238k
2024: €303k
2022 → 2025
Net result
€32k▼ 58.0%
2024 · €76k
2022: €85k
2023: €100k
2024: €76k
2022 → 2025
Working capital
€181k▼ 14.3%
2024 · €211k
2022: €93k
2023: €135k
2024: €211k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€88k-€130k▲ 48.0%€206k▲ 58.7%€179k▼ 13.1%
Operating result€119k-€140k▲ 17.5%€106k▼ 24.4%€41k▼ 61.0%
Net result€85k-€100k▲ 17.9%€76k▼ 23.8%€32k▼ 58.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 61% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €272k
Fixed assets
€4k
Current assets
€268k
Equity and liabilities €272k
Equity
€179k▼ 13.1%
Debt
€93k▼ 3.8%
The debt ratio rises from 32.0% to 34.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€42k
Cash flow
€33k
Solvency
65.7%▼
2024 · 68.0%
Current ratio
3.07▼
2024 · 3.29
Quick ratio
3.07▼
2024 · 3.29
Debt / equity
0.52▲
2024 · 0.47
ROE
17.9%▼
2024 · 37.0%
ROA
11.8%▼
2024 · 25.1%
Interest coverage
59.38
Debt
€93k▼
2024 · €97k
Debt ≤ 1 year
€87k▼
2024 · €92k
Debt > 1 year
€5k=
2024 · €5k
Income taxes
€8k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€303k€272k▼
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Current assets29/58€303k€268k▼
Amounts receivable within one year40/41€134k€85k▼
Trade receivables40€104k€65k▼
Other amounts receivable41€30k€20k▼
Current investments50/53€20k€20k=
Cash at bank and in hand54/58€148k€159k▲
Deferred charges and accrued income490/1€40€4k▲
Equity and liabilities
Total equity and liabilities10/49€303k€272k▼
Equity10/15€206k€179k▼
Contributions10/11€3k€3k=
Reserves13€203k€176k▼
Distributable reserves133€203k€176k▼
Amounts payable17/49€97k€93k▼
Amounts payable after more than one year17€5k€5k=
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€92k€87k▼
Trade debts44€2k€176▼
Suppliers440/4€2k€176▼
Taxes, remuneration and social security45€83k€16k▼
Taxes450/3€80k€14k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€8k€71k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€771
Other operating charges640/8€387€400▲
Gross operating margin9900€106k€42k▼
Operating profit (loss)9901€106k€41k▼
Financial income75/76B€376€30▼
Recurring financial income75€376€30▼
Financial charges65/66B€204€707▲
Recurring financial charges65€204€707▲
Profit (loss) for the period before taxes9903€106k€41k▼
Income taxes67/77€30k€8k▼
Profit (loss) for the period9904€76k€32k▼
Profit (loss) for the period to be appropriated9905€76k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€32k▼
Transfer from equity791/2-€27k
Transfer to equity691/2€76k-
To other reserves6921€76k-
Profit to be distributed694/7-€59k
Return on contributions (dividend)694-€59k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €32k ▼58%
Net result drops to €32k, the lowest in the series.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €206k ▲58.7%
3 profitable years in a row build equity to €206k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €100k ▲17.9%
Operating result €140k, net result €100k, both a record.
31-12
Financial
Equity above €100kEq €130k ▲48%
2 profitable years in a row build equity to €130k.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waverse steenweg 2245A1160 OudergemGround area
9,905 m²
Building footprint
1,855 m²
Volume, LiDAR
20,685 m³
2 parcels, Brussels · tallest building 33.1 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
PAKALOLO
since 20212.326.724.944
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0217/00V000 | Brussels | 5,000 m² | 1 · 402 m² | 33.1 m · 10 fl. |
| 21332E0059/02_000 | Brussels | 4,905 m² | 1 · 1,453 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OCC
BE 0726.400.732
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BE 0421.358.991
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Of 10,677 companies in sector 47811 we hold annual accounts for 5,222. 3,728 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2021
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
65121Insurance, reinsurance and pension funding, except compulsory social security
70200Business and other management consultancy
70220Business consulting
77110Renting and leasing of cars and light motor vehicles
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.