PAJOT EXPERIENCE
ActivePAJOT EXPERIENCE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €2k. Equity is growing by ~39.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 2295 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-7
Solvency54=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.91 in 2024; short-term debt: 71.1% and cash: 2.7% of total assets), and 71.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.9%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
61 d late
2023
75 d late
2022
130 d late
2021
51 d early
2020
9 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 7.0%
2024 · €28k
2018: €-13k
2019: €-13k
2020: €6k
2021: €14k
2022: €26k
2023: €21k
2024: €28k
2018 → 2025
Total assets
€102k▲ 5.8%
2024 · €97k
2018: €27k
2019: €22k
2020: €24k
2021: €23k
2022: €85k
2023: €74k
2024: €97k
2018 → 2025
Net result
€2k▼ 73.0%
2024 · €7k
2018: €-5k
2019: €270
2020: €19k
2021: €738
2022: €11k
2023: €-6k
2024: €7k
2018 → 2025
Working capital
€-7k▼ 2.1%
2024 · €-6k
2018: €-13k
2019: €-15k
2020: €5k
2021: €203
2022: €-21k
2023: €-20k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€26k▲ 91.0%€21k▼ 21.7%€28k▲ 34.6%€30k▲ 7.0%
Operating result€2k-€14k▲ 835%€-4k€9k€4k▼ 59.2%
Net result€738-€11k▲ 1,459%€-6k€7k€2k▼ 73.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€36k▲ 6.0%
Current assets
€66k▲ 5.6%
Equity and liabilities €102k
Equity
€30k▲ 7.0%
Debt
€73k▲ 5.3%
The debt ratio falls from 71.4% to 71.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▼
2024 · €21k
Cash flow
€16k▼
2024 · €20k
Solvency
28.9%▲
2024 · 28.6%
Current ratio
0.91▲
2024 · 0.91
Quick ratio
0.91▲
2024 · 0.91
Debt / equity
2.46▼
2024 · 2.49
ROE
6.5%▼
2024 · 25.7%
ROA
1.9%▼
2024 · 7.4%
Interest coverage
16.87▲
2024 · 15.03
Debt
€73k▲
2024 · €69k
Debt ≤ 1 year
€73k▲
2024 · €69k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€102k▲
Fixed assets21/28€34k€36k▲
Intangible fixed assets21€3k€7k▲
Tangible fixed assets22/27€31k€29k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€15k€15k▼
Other tangible fixed assets26€11k€10k▼
Financial fixed assets28€100€100=
Current assets29/58€62k€66k▲
Amounts receivable within one year40/41€47k€56k▲
Trade receivables40€43k€55k▲
Other amounts receivable41€3k€806▼
Cash at bank and in hand54/58€8k€3k▼
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€97k€102k▲
Equity10/15€28k€30k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€9k€11k▲
Amounts payable17/49€69k€73k▲
Amounts payable within one year42/48€69k€73k▲
Financial debts43€8k€7k▼
Credit institutions430/8€8k€7k▼
Trade debts44€31k€44k▲
Suppliers440/4€31k€44k▲
Advances received on contracts in progress46€7k€4k▼
Taxes, remuneration and social security45€2k€70▼
Taxes450/3€114€70▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€22k€18k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€-3k▼
Other operating charges640/8€1k€4k▲
Gross operating margin9900€23k€19k▼
Operating profit (loss)9901€9k€4k▼
Financial income75/76B€1k€502▼
Recurring financial income75€1k€502▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€8k€3k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€11k▲
Profit (loss) brought forward from the previous period14P€2k€9k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 75 days late
2023
31-12
Financial
Weakest financial yearnet €-6k ▼150%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Highest result since 2018net €19k ▲6796%
Operating result €19k, net result €19k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.28
Current ratio from 0.48 to 1.28; short-term debt falls from €29k to €16k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €270
Net result €270 after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frans Luckxstraat 1051750 LennikGround area
3,931 m²
Building footprint
743 m²
Parcel 23072G0312/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Frans Luckxstraat 105, 1750 Lennik
since 20162.300.993.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23072G0312/00H000 | Flanders | 3,931 m² | 1 · 743 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLennik2.300.993.814
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Of 6,728 companies in sector 93299 we hold annual accounts for 1,168. 858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2016
Fiscal year end31-12
Activities, NACEBEL
93299Other amusement and recreation activities
77223Rental and leasing activities
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@pajot-experience.be