Painting Wolfcarius
ActivePainting Wolfcarius has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421k and a net result of €141k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-1
Solvency82▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 4.17 in 2024; short-term debt: 42.7% and cash: 20.7% of total assets), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
19.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
15 d early
2024
16 d early
2023
30 d early
2022
29 d late
2021
22 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€421k▼ 24.6%
2024 · €559k
2019: €103k
2020: €160k
2021: €284k
2022: €366k
2023: €467k
2024: €559k
2019 → 2025
Total assets
€735k▲ 9.5%
2024 · €672k
2019: €129k
2020: €240k
2021: €411k
2022: €485k
2023: €581k
2024: €672k
2019 → 2025
Net result
€141k▲ 3.9%
2024 · €136k
2019: €99k
2020: €58k
2021: €111k
2022: €119k
2023: €144k
2024: €136k
2019 → 2025
Working capital
€187k▼ 47.6%
2024 · €357k
2019: €101k
2020: €153k
2021: €85k
2022: €170k
2023: €281k
2024: €357k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€284k-€366k▲ 29.2%€467k▲ 27.4%€559k▲ 19.8%€421k▼ 24.6%
Operating result€143k-€161k▲ 12.5%€186k▲ 15.6%€172k▼ 7.3%€180k▲ 4.8%
Net result€111k-€119k▲ 7.1%€144k▲ 20.7%€136k▼ 5.5%€141k▲ 3.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €735k
Fixed assets
€234k▲ 15.9%
Current assets
€501k▲ 6.8%
Equity and liabilities €735k
Equity
€421k▼ 24.6%
Debt
€314k▲ 179%
The debt ratio rises from 16.8% to 42.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€204k▲
2024 · €193k
Cash flow
€165k▲
2024 · €157k
Solvency
57.3%▼
2024 · 83.2%
Current ratio
1.60▼
2024 · 4.17
Quick ratio
1.56▼
2024 · 4.11
Debt / equity
0.75▲
2024 · 0.20
ROE
33.6%▲
2024 · 24.3%
ROA
19.2%▼
2024 · 20.3%
Interest coverage
25.70▲
2024 · 23.77
Debt
€314k▲
2024 · €113k
Debt ≤ 1 year
€314k▲
2024 · €113k
Income taxes
€43k▲
2024 · €40k
Staff costs
€129k▲
2024 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€672k€735k▲
Fixed assets21/28€202k€234k▲
Tangible fixed assets22/27€202k€234k▲
Land and buildings22€163k€155k▼
Plant, machinery and equipment23€550€310▼
Furniture and vehicles24€39k€79k▲
Leasing and similar rights25€0-
Current assets29/58€469k€501k▲
Stocks and contracts in progress3€7k€12k▲
Stocks30/36€7k€12k▲
Amounts receivable within one year40/41€14k€34k▲
Trade receivables40€5k€31k▲
Other amounts receivable41€9k€3k▼
Current investments50/53€350k€301k▼
Cash at bank and in hand54/58€98k€152k▲
Deferred charges and accrued income490/1€666€2k▲
Equity and liabilities
Total equity and liabilities10/49€672k€735k▲
Equity10/15€559k€421k▼
Contributions10/11€19k€19k=
Reserves13€97k€97k=
Distributable reserves133€97k€97k=
Profit (loss) carried forward14€443k€305k▼
Amounts payable17/49€113k€314k▲
Amounts payable within one year42/48€113k€314k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€420▼
Suppliers440/4€2k€420▼
Taxes, remuneration and social security45€17k€13k▼
Taxes450/3€8k€6k▼
Remuneration and social security454/9€9k€7k▼
Other amounts payable47/48€94k€301k▲
Income statement
Code20242025
Remuneration, social security and pensions62€125k€129k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€321k€335k▲
Operating profit (loss)9901€172k€180k▲
Financial income75/76B€12k€12k▼
Recurring financial income75€12k€12k▼
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€176k€184k▲
Income taxes67/77€40k€43k▲
Profit (loss) for the period9904€136k€141k▲
Profit (loss) for the period to be appropriated9905€136k€141k▲
Appropriation of the result
Profit (loss) to be appropriated9906€487k€585k▲
Profit (loss) brought forward from the previous period14P€351k€443k▲
Profit to be distributed694/7€44k€279k▲
Return on contributions (dividend)694€44k€279k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €559k ▲19.8%
6 profitable years in a row build equity to €559k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €144k ▲20.7%
Operating result €186k, net result €144k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Equity above €200kEq €284k ▲77.5%
3 profitable years in a row build equity to €284k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €58k ▼41.5%
Net result drops to €58k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €160k ▲54.4%
2 profitable years in a row build equity to €160k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ingelmunstersteenweg 1328780 OostrozebekeGround area
807 m²
Building footprint
243 m²
Volume, LiDAR
1,010 m³
Parcel 37010E1169/00H004, Flanders · tallest building 11.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Painting Wolfcarius
since 20182.276.399.463
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E1169/00H004 | Flanders | 807 m² | 1 · 243 m² | 11.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENTREPRISE DE PEINTURE B. CHANTRAINE
BE 0432.924.064
Kelmis · Eq €420k
CLAERHOUT PIETER
BE 0461.058.519
Kortrijk · Eq €423k
VAN KERCKHOVE MARTY
BE 0840.304.367
Lokeren · Eq €419k
SCHILDERSBEDRIJF LEPOUTRE & C°
BE 0429.342.982
Wingene · Eq €424k
Corropaint
BE 0825.086.057
Antwerpen · Eq €424k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 1,609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2018
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43240Other construction installation
43299Specialised construction activities
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.