PAINT AND MORE
ActivePAINT AND MORE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €3k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+6
Solvency100▲+24
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 11.21 against 3.28 in 2024; short-term debt: 8.6% and cash: 5.2% of total assets), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
9.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
17 d early
2024
60 d late
2023
68 d late
2022
70 d late
2021
115 d late
2020
90 d late
2019
103 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 11.1%
2024 · €24k
2018: €18k
2019: €18k
2020: €28k
2021: €31k
2022: €26k
2023: €22k
2024: €24k
2018 → 2025
Total assets
€29k▼ 38.5%
2024 · €47k
2018: €24k
2019: €25k
2020: €36k
2021: €88k
2022: €69k
2023: €57k
2024: €47k
2018 → 2025
Net result
€3k▲ 23.2%
2024 · €2k
2018: €3k
2019: €79
2020: €10k
2021: €347
2022: €-6k
2023: €-4k
2024: €2k
2018 → 2025
Working capital
€25k▼ 13.1%
2024 · €29k
2018: €18k
2019: €16k
2020: €16k
2021: €24k
2022: €21k
2023: €25k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€26k▼ 18.2%€22k▼ 15.1%€24k▲ 9.9%€27k▲ 11.1%
Operating result€1k-€-6k€-676▲ 87.8%€4k€4k▲ 0.5%
Net result€347-€-6k€-4k▲ 32.0%€2k€3k▲ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€1k▼ 77.8%
Current assets
€28k▼ 33.7%
Equity and liabilities €29k
Equity
€27k▲ 11.1%
Debt
€2k▼ 89.3%
The debt ratio falls from 49.4% to 8.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €19k
Cash flow
€9k▼
2024 · €17k
Solvency
91.4%▲
2024 · 50.6%
Current ratio
11.21▲
2024 · 3.28
Quick ratio
10.11▲
2024 · 2.15
Debt / equity
0.09▼
2024 · 0.98
ROE
10.0%▲
2024 · 9.0%
ROA
9.1%▲
2024 · 4.6%
Interest coverage
7.35▼
2024 · 11.18
Debt
€2k▼
2024 · €23k
Debt ≤ 1 year
€2k▼
2024 · €13k
Income taxes
€623▲
2024 · €539
Staff costs
€492▲
2024 · €434
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€29k▼
Fixed assets21/28€5k€1k▼
Tangible fixed assets22/27€5k€1k▼
Plant, machinery and equipment23€741€361▼
Furniture and vehicles24€4k€768▼
Current assets29/58€42k€28k▼
Stocks and contracts in progress3€15k€3k▼
Stocks30/36€15k€3k▼
Amounts receivable within one year40/41€11k€12k▲
Trade receivables40€7k€8k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€13k€12k▼
Equity and liabilities
Total equity and liabilities10/49€47k€29k▼
Equity10/15€24k€27k▲
Contributions10/11€18k€18k=
Reserves13€645€645=
Non-distributable reserves130/1€645€645=
Reserves not available under the articles1311€645€645=
Profit (loss) carried forward14€5k€8k▲
Amounts payable17/49€23k€2k▼
Amounts payable after more than one year17€10k-
Financial debts170/4€10k-
Amounts payable within one year42/48€13k€2k▼
Current portion of amounts payable after more than one year42€12k-
Trade debts44€126€145▲
Suppliers440/4€126€145▲
Taxes, remuneration and social security45€886€2k▲
Taxes450/3€573€1k▲
Remuneration and social security454/9€312€1k▲
Income statement
Code20242025
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€434€492▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€6k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€21k€13k▼
Operating profit (loss)9901€4k€4k▲
Financial income75/76B-€305
Recurring financial income75-€305
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€3k€3k▲
Income taxes67/77€539€623▲
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€8k▲
Profit (loss) brought forward from the previous period14P€3k€5k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 11.21
Current ratio from 3.28 to 11.21; short-term debt falls from €13k to €2k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet €-6k ▼1744%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 115 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Highest result since 2018net €10k ▲12857%
Operating result €14k, net result €10k, both a record.
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 103 days late
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 118 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lageweg 2462660 AntwerpenGround area
206 m²
Building footprint
113 m²
Volume, LiDAR
571 m³
Parcel 11019B0071/00Y004, Flanders · tallest building 11.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PAINT AND MORE
since 20172.260.506.212
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11019B0071/00Y004 | Flanders | 206 m² | 1 · 113 m² | 11.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 2,181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2017
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43342Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.