PAINPRESS
ActivePAINPRESS has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €9k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 13091 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-6
Solvency61▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.09 in 2024; short-term debt: 60.2% and cash: 54.7% of total assets), and 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
25 d late
2023
27 d early
2022
11 d early
2021
10 d late
2020
9 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 41.8%
2024 · €22k
2019: €-5k
2020: €-5k
2021: €32k
2022: €22k
2023: €10k
2024: €22k
2019 → 2025
Total assets
€86k▲ 8.1%
2024 · €80k
2019: €52k
2020: €55k
2021: €69k
2022: €70k
2023: €61k
2024: €80k
2019 → 2025
Net result
€9k▼ 24.7%
2024 · €12k
2019: €9k
2020: €-98
2021: €37k
2022: €-10k
2023: €-12k
2024: €12k
2019 → 2025
Working capital
€18k▲ 246%
2024 · €5k
2019: €-30k
2020: €-22k
2021: €18k
2022: €11k
2023: €-2k
2024: €5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€22k▼ 30.2%€10k▼ 56.0%€22k▲ 125%€31k▲ 41.8%
Operating result€40k-€-9k€-13k▼ 36.5%€13k€10k▼ 26.7%
Net result€37k-€-10k€-12k▼ 29.4%€12k€9k▼ 24.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€17k▼ 7.6%
Current assets
€70k▲ 12.7%
Equity and liabilities €86k
Equity
€31k▲ 41.8%
Debt
€55k▼ 4.8%
The debt ratio falls from 72.3% to 63.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €15k
Cash flow
€12k▼
2024 · €14k
Solvency
36.4%▲
2024 · 27.7%
Current ratio
1.34▲
2024 · 1.09
Quick ratio
1.22▲
2024 · 0.99
Debt / equity
1.75▼
2024 · 2.61
ROE
29.5%▼
2024 · 55.5%
ROA
10.7%▼
2024 · 15.4%
Interest coverage
47.32▲
2024 · 10.99
Debt
€55k▼
2024 · €58k
Debt ≤ 1 year
€52k▼
2024 · €57k
Income taxes
€1k▲
2024 · €400
Staff costs
€0▼
2024 · €788
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€86k▲
Fixed assets21/28€18k€17k▼
Tangible fixed assets22/27€10k€7k▼
Land and buildings22€7k€6k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€390€178▼
Financial fixed assets28€8k€9k▲
Current assets29/58€62k€70k▲
Stocks and contracts in progress3€6k€6k▲
Stocks30/36€6k€6k▲
Amounts receivable within one year40/41€9k€15k▲
Trade receivables40€2k€10k▲
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€45k€47k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€80k€86k▲
Equity10/15€22k€31k▲
Contributions10/11€20k€20k=
Reserves13€2k€11k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€11k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€58k€55k▼
Amounts payable within one year42/48€57k€52k▼
Trade debts44€40k€34k▼
Suppliers440/4€40k€34k▼
Advances received on contracts in progress46-€282
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€85€1k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€13k€16k▲
Accrued charges and deferred income492/3€980€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€788€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€19k€16k▼
Operating profit (loss)9901€13k€10k▼
Financial income75/76B€775€921▲
Recurring financial income75€775€921▲
Financial charges65/66B€1k€256▼
Recurring financial charges65€1k€256▼
Profit (loss) for the period before taxes9903€13k€10k▼
Income taxes67/77€400€1k▲
Profit (loss) for the period9904€12k€9k▼
Profit (loss) for the period to be appropriated9905€12k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87€9k▲
Profit (loss) brought forward from the previous period14P€-12k€0▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€2k€9k▲
To other reserves6921€2k€9k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
30-06
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
30-06
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 1.52
Current ratio from 0.61 to 1.52; short-term debt falls from €57k to €34k.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
06-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalandeberg 39000 GentGround area
41 m²
Building footprint
41 m²
Volume, LiDAR
382 m³
Parcel 44803C0683/00_000, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pain & Compagnie
since 19982.074.678.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0683/00_000 | Flanders | 41 m² | 1 · 41 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.074.678.362
Similar companies · same sector, comparable size
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PSPARADIS
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GREEN MANGO WATERLOO
BE 0801.399.647
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BOULETTE BV
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 8,404 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-1995
Fiscal year end30-06
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47789Other retail sale of new goods
52498
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.