PAELE
ActivePAELE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €84k and a net result of €31k. Equity is growing by ~58.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+11
Solvency100▲+13
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.13 against 2.83 in 2023; short-term debt: 21.4% and cash: 67.7% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
99 d late
2022
34 d early
2021
1 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€84k▲ 58.0%
2023 · €53k
2021: €21k
2022: €39k
2023: €53k
2021 → 2024
Total assets
€110k▲ 27.6%
2023 · €86k
2021: €72k
2022: €74k
2023: €86k
2021 → 2024
Net result
€31k▲ 123%
2023 · €14k
2021: €16k
2022: €19k
2023: €14k
2021 → 2024
Working capital
€74k▲ 79.3%
2023 · €41k
2021: €8k
2022: €24k
2023: €41k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€21k-€39k▲ 88.7%€53k▲ 35.1%€84k▲ 58.0%
Operating result€24k-€28k▲ 15.1%€22k▼ 21.0%€45k▲ 105%
Net result€16k-€19k▲ 16.6%€14k▼ 25.3%€31k▲ 123%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 105% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €110k
Fixed assets
€13k▼ 43.4%
Current assets
€97k▲ 52.9%
Equity and liabilities €110k
Equity
€84k▲ 58.0%
Debt
€26k▼ 21.9%
The debt ratio falls from 38.0% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2023 · €33k
Cash flow
€42k▲
2023 · €25k
Solvency
76.8%▲
2023 · 62.0%
Current ratio
4.13▲
2023 · 2.83
Quick ratio
4.13▲
2023 · 2.83
Debt / equity
0.30▼
2023 · 0.61
ROE
36.7%▲
2023 · 26.0%
ROA
28.2%▲
2023 · 16.1%
Interest coverage
72.88▲
2023 · 31.99
Debt
€26k▼
2023 · €33k
Debt ≤ 1 year
€23k▲
2023 · €22k
Debt > 1 year
€2k▼
2023 · €10k
Income taxes
€13k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€86k€110k▲
Fixed assets21/28€23k€13k▼
Tangible fixed assets22/27€23k€13k▼
Plant, machinery and equipment23€3k€2k▼
Leasing and similar rights25€20k€11k▼
Current assets29/58€63k€97k▲
Amounts receivable within one year40/41€7k€23k▲
Trade receivables40-€14k
Other amounts receivable41€7k€8k▲
Cash at bank and in hand54/58€56k€74k▲
Equity and liabilities
Total equity and liabilities10/49€86k€110k▲
Equity10/15€53k€84k▲
Contributions10/11€5k€5k=
Reserves13€48k€79k▲
Distributable reserves133€48k€79k▲
Amounts payable17/49€33k€26k▼
Amounts payable after more than one year17€10k€2k▼
Financial debts170/4€10k€2k▼
Amounts payable within one year42/48€22k€23k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€291€2k▲
Suppliers440/4€291€2k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€160-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€36k€58k▲
Operating profit (loss)9901€22k€45k▲
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€1k€771▼
Recurring financial charges65€1k€771▼
Profit (loss) for the period before taxes9903€21k€44k▲
Income taxes67/77€7k€13k▲
Profit (loss) for the period9904€14k€31k▲
Profit (loss) for the period to be appropriated9905€14k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€31k▲
Transfer to equity691/2€14k€31k▲
To other reserves6921€14k€31k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2021net €31k ▲123%
Operating result €45k, net result €31k, both a record.
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 99 days late
2023
31-12
Financial
Weakest financial yearnet €14k ▼25.3%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 129406 NinoveGround area
907 m²
Building footprint
99 m²
Parcel 41055A1003/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
PAELE
since 20212.312.312.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41055A1003/00G000 | Flanders | 907 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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POMMARD
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46500Wholesale of information and communication equipment
46510Wholesale trade
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
47410Retail trade
47910Retail trade
58290Other software publishing
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74300Other professional, scientific and technical activities
74301Translation services
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.