PADRI
ActivePADRI has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11.60M and a net result of €-687k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 66% of 8994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-3
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €600k at 30 days acceptable
Liquidity ample (current ratio 296.52 against 125.21 in 2024), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
-3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
7 d early
2022
on the day
2021
1 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€11.60M▼ 5.6%
2024 · €12.28M
2018: €394k
2019: €12.26M
2020: €12.29M
2021: €12.38M
2022: €12.28M
2023: €12.35M
2024: €12.28M
2018 → 2025
Total assets
€22.62M▼ 1.0%
2024 · €22.86M
2018: €5.93M
2019: €17.78M
2020: €17.64M
2021: €17.72M
2022: €19.94M
2023: €20.44M
2024: €22.86M
2018 → 2025
Net result
€-687k
2024 · €79k
2018: €-311k
2019: €11.86M
2020: €34k
2021: €162k
2022: €108k
2023: €71k
2024: €79k
2018 → 2025
Working capital
€13.38M▼ 11.2%
2024 · €15.06M
2018: €-19k
2019: €17.75M
2020: €15.79M
2021: €15.94M
2022: €18.08M
2023: €18.13M
2024: €15.06M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12.38M-€12.28M▼ 0.9%€12.35M▲ 0.6%€12.28M▼ 0.5%€11.60M▼ 5.6%
Operating result€-24k-€-42k▼ 70.8%€-67k▼ 59.9%€-37k▲ 44.2%€-197k▼ 429%
Net result€162k-€108k▼ 33.5%€71k▼ 33.9%€79k▲ 10.9%€-687k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €197k in 2025 against €37k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22.62M
Fixed assets
€9.19M▲ 19.9%
Current assets
€13.43M▼ 11.6%
Equity and liabilities €22.62M
Equity
€11.60M▼ 5.6%
Provisions
€9.04M▲ 6.2%
Debt
€1.98M▼ 3.5%
The debt ratio falls from 9.0% to 8.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-84k▼
2024 · €28k
Cash flow
€-574k▼
2024 · €144k
Solvency
51.3%▼
2024 · 53.7%
Current ratio
296.52▲
2024 · 125.21
Quick ratio
296.52▲
2024 · 125.21
Debt / equity
0.17▲
2024 · 0.17
ROE
-5.9%▼
2024 · 0.6%
ROA
-3.0%▼
2024 · 0.3%
Interest coverage
-0.12▼
2024 · 0.05
Debt
€1.98M▼
2024 · €2.06M
Debt ≤ 1 year
€45k▼
2024 · €121k
Debt > 1 year
€1.75M=
2024 · €1.75M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22.86M€22.62M▼
Fixed assets21/28€7.67M€9.19M▲
Tangible fixed assets22/27€2.17M€3.69M▲
Land and buildings22€2.08M€2.04M▼
Plant, machinery and equipment23€82k€72k▼
Leasing and similar rights25€6k€1.58M▲
Financial fixed assets28€5.50M€5.50M=
Current assets29/58€15.19M€13.43M▼
Amounts receivable after more than one year29€13.18M€9.22M▼
Other amounts receivable291€13.18M€9.22M▼
Amounts receivable within one year40/41€1.13M€474k▼
Trade receivables40€15k€16k▲
Other amounts receivable41€1.12M€458k▼
Current investments50/53-€3.25M
Cash at bank and in hand54/58€596k€455k▼
Deferred charges and accrued income490/1€280k€23k▼
Equity and liabilities
Total equity and liabilities10/49€22.86M€22.62M▼
Equity10/15€12.28M€11.60M▼
Contributions10/11€19k€19k=
Reserves13€171k€171k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€152k€152k=
Profit (loss) carried forward14€12.09M€11.41M▼
Provisions and deferred taxes16€8.52M€9.04M▲
Provisions for liabilities and charges160/5€8.52M€9.04M▲
Other liabilities and charges164/5€8.52M€9.04M▲
Amounts payable17/49€2.06M€1.98M▼
Amounts payable after more than one year17€1.75M€1.75M=
Financial debts170/4€1.75M€1.75M=
Amounts payable within one year42/48€121k€45k▼
Trade debts44€39k€39k▲
Suppliers440/4€39k€39k▲
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€81k€6k▼
Accrued charges and deferred income492/3€184k€189k▲
Income statement
Code20242025
Non-recurring operating income76A€518€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€113k▲
Other operating charges640/8€10k€12k▲
Non-recurring operating charges66A€61k€84k▲
Gross operating margin9900€99k€12k▼
Operating profit (loss)9901€-37k€-197k▼
Financial income75/76B€691k€199k▼
Recurring financial income75€691k€199k▼
Financial charges65/66B€548k€689k▲
Recurring financial charges65€548k€689k▲
Profit (loss) for the period before taxes9903€105k€-687k▼
Income taxes67/77€26k-
Profit (loss) for the period9904€79k€-687k▼
Profit (loss) for the period to be appropriated9905€79k€-687k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12.32M€11.41M▼
Profit (loss) brought forward from the previous period14P€12.24M€12.09M▼
Transfer to equity691/2€79k-
To other reserves6921€79k-
Profit to be distributed694/7€145k-
Return on contributions (dividend)694€145k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-687k ▼969%
Net result drops to €-687k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 296.52
Current ratio from 125.21 to 296.52; short-term debt falls from €121k to €45k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 257.18
Current ratio from 123.45 to 257.18; short-term debt falls from €148k to €71k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-11
Financial
Liquidity times 5current ratio 7244.56
Current ratio from 1590.06 to 7244.56; short-term debt falls from €10k to €2k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-11
Financial
Back to profitnet €11.86M
Net result €11.86M after one loss-making year.
30-11
Financial
Liquidity times 3126current ratio 1934.08
Current ratio from 0.62 to 1934.08; short-term debt falls from €49k to €9k.
30-11
Financial
Equity above €10MEq €12.26M ▲3010%
Equity rises from €394k to €12.26M.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 directors, last change in 2025
Julie V.T. BV
CurrentDirector · since 20-08-2025 · Legal entity
20-08-2025
Julie V.T. BV: Appointed as Director
20-08-2025
Julie Van Thielen: Resigned as Director
Not every act has been read: a resignation may be missing here
4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2013
Ground area
2,255 m²
Building footprint
273 m²
Volume, LiDAR
1,458 m³
Parcel 24472F0279/00A004, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PADRI
since 20132.224.174.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0279/00A004 | Flanders | 2,255 m² | 1 · 273 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bercopar
BE 0472.754.838
Leuven · Eq €11.59M
ELSINORE
BE 0678.461.154
Brussel · Eq €11.61M
IMMOFONDS BELGIUM
BE 0542.337.985
Ukkel · Eq €11.57M
FISBOI
BE 0432.848.345
Ciney · Eq €11.55M
PROFIFO
BE 0453.109.566
Antwerpen · Eq €11.64M
Of 11,971 companies in sector 68203 we hold annual accounts for 5,943. 1,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2013
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.