Pact
ActiveSummary
The computed 12-month bankruptcy probability of Pact is 2.0% (moderate). The 2025 annual accounts show equity of €6,854 and a net result of €854. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Peer companies
Historical observationOf the 514 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 97% are still going.
- Micro
- under 2 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,680 |
| Gross operating margin9900 | €3,936 |
| Operating profit (loss)9901 | €1,256 |
| Financial charges65/66B | €127 |
| Recurring financial charges65 | €127 |
| Profit (loss) for the period before taxes9903 | €1,129 |
| Income taxes67/77 | €275 |
| Profit (loss) for the period9904 | €854 |
| Profit (loss) for the period to be appropriated9905 | €854 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €83,783 | |
| Formation expenses20 | €3,147 | |
| Fixed assets21/28 | €60,148 | |
| Intangible fixed assets21 | €48,370 | |
| Tangible fixed assets22/27 | €11,778 | |
| Plant, machinery and equipment23 | €11,778 | |
| Current assets29/58 | €20,488 | |
| Amounts receivable within one year40/41 | €2 | |
| Other amounts receivable41 | €2 | |
| Cash at bank and in hand54/58 | €1,803 | |
| Deferred charges and accrued income490/1 | €18,682 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €83,783 | |
| Equity10/15 | €6,854 | |
| Contributions10/11 | €6,000 | |
| Reserves13 | €854 | |
| Distributable reserves133 | €854 | |
| Amounts payable17/49 | €76,929 | |
| Amounts payable within one year42/48 | €62,760 | |
| Trade debts44 | €61,526 | |
| Suppliers440/4 | €61,526 | |
| Taxes, remuneration and social security45 | €275 | |
| Taxes450/3 | €275 | |
| Other amounts payable47/48 | €959 | |
| Accrued charges and deferred income492/3 | €14,169 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €854 |
| + Depreciation and write-downs630 | €2,680 |
| Operating cash flow (approximation) | €3,534 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24059B1260/00F002 | Flanders | 857 m² | 1 · 581 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
2 ownersChain of control
- Pauwels Stijn
- Pact
Highest known parent: Pauwels Stijn. The sources do not say who stands above it.
Owners 2
- Pauwels Stijnparent51%
-
49%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.