Losses
-€20,885 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Pact
Lifetime
3 annual accounts with figures on one time axispeak €50,268 (2025)
€50,268▲ 1.7%
lowest -€12,030 (2023)
-€2,484▲ €3,887
peak €37,970 (2023)
€29,115▼ 7.9%
€701,313▼ 5.0%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
22-04-20268 days before the deadline
2025micro format
Loss of €2,484Cash from €22,678 to €11,044
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 868 companies had the same profile as Pact has now. Each dot stands for 3 companies, two years later.
96.4%
were still trading
2.0%
stopped another way
1.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 868 companies, not a prediction for Pact. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, , since 13-09-2022
Director, since 13-09-2022
- 50 sharesdeed of 15-09-2022
- 50 sharesdeed of 15-09-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0790748849
Incorporation
Founders: and · 100 shares · Appointments: (director) and (director) · published on 15-09-2022 · Gazette deed
First establishment
Stijn Streuvelslaan 11, Kortrijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Pact Kortrijk | €730,427 | €50,268 | 4.0% | - |
| LOJESLEV Lommel | €711,570 | €51,437 | -7.2% | - |
| Warehouse Kortenaken | €767,594 | €46,008 | 47.7% | - |
| Atkinson Lille | €807,117 | €55,640 | 26.0% | 0 |
| FARUS Ghent | €795,280 | €54,258 | 2.9% | - |
| P&G DUPUIS PATRIMOINE Jemeppe-sur-Sambre | €678,505 | €47,655 | 4.8% | - |
| R en J Invest Peer | €643,829 | €44,786 | 69.8% | 0 |
These companies have the same main activity as Pact: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €644,000 and €807,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 13-09-2022Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 3 others
- Establishment unit
- 2.335.452.4698501 Kortrijk, since 13-09-2022
- Financial year end
- 30 September
- Peppol
- Reachable since 27-03-2026
Annual accounts to 30-09-2025
- €730,427▼ 5.1%
- Filing
- Filed on 22-04-2026, 8 days before the end of the filing period
Insights on Pact
Pact files the micro format. That format states no turnover. The gross margin rose from €46,111 in 2023 to €50,268 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Pact
- What is the company number of Pact?
- The company number of Pact is 0790.748.849. The VAT number is the same number with BE in front: BE 0790.748.849.
- Where is Pact based?
- The registered office is at Stijn Streuvelslaan 11, 8501 Kortrijk.Company details
- What does Pact do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of Pact?
- Pact is a private limited company (BV).
- When was Pact founded?
- Pact was founded on 13-09-2022.
- Is Pact still active?
- Yes, Pact is an active enterprise in the KBO register.
- What is the turnover of Pact?
- The turnover in financial year 2025 is ≈ €65,000. This figure is estimated from the gross margin of €50,268 and 45 comparable companies (NACE 682). It probably lies between €56,000 and €83,000.Financials
- Is Pact profitable?
- In financial year 2025, Pact made a loss of €2,484.
- Where can I find the annual accounts of Pact?
- Pact filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Pact due?
- Pact must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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