PACOE
ActivePACOE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.13M and a net result of €122k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 7962 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
44 d early
2023
21 d early
2022
11 d early
2021
40 d early
2020
9 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.13M▲ 12.1%
2024 · €1.01M
2019: €518k
2020: €589k
2021: €696k
2022: €772k
2023: €868k
2024: €1.01M
2019 → 2025
Net result
€122k▼ 11.9%
2024 · €138k
2019: €43k
2020: €71k
2021: €107k
2022: €76k
2023: €95k
2024: €138k
2019 → 2025
Total assets
€1.46M▲ 4.1%
2024 · €1.40M
2019: €1.27M
2020: €1.28M
2021: €1.33M
2022: €1.33M
2023: €1.37M
2024: €1.40M
2019 → 2025
Solvency
77.3%▲ 5.5pp
2024 · 71.8%
2019: 40.7%
2020: 46.0%
2021: 52.4%
2022: 58.1%
2023: 63.5%
2024: 71.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€696k-€772k▲ 11.0%€868k▲ 12.4%€1.01M▲ 15.9%€1.13M▲ 12.1%
Operating result€172k-€124k▼ 27.5%€151k▲ 21.8%€213k▲ 40.3%€191k▼ 10.2%
Net result€107k-€76k▼ 28.5%€95k▲ 24.7%€138k▲ 45.0%€122k▼ 11.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.46M
Fixed assets
€1.19M▲ 0.1%
Current assets
€272k▲ 26.5%
Equity and liabilities €1.46M
Equity
€1.13M▲ 12.1%
Debt
€332k▼ 16.1%
The debt ratio falls from 28.2% to 22.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
77.3%▲
2024 · 71.8%
ROE
10.8%▼
2024 · 13.7%
ROA
8.3%▼
2024 · 9.9%
Debt
€332k▼
2024 · €396k
Debt ≤ 1 year
€289k▼
2024 · €297k
Debt > 1 year
€16k▼
2024 · €64k
Income taxes
€54k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.40M€1.46M▲
Fixed assets21/28€1.19M€1.19M▲
Tangible fixed assets22/27€709€2k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€709€0▼
Financial fixed assets28€1.19M€1.19M=
Current assets29/58€215k€272k▲
Amounts receivable within one year40/41€202k€261k▲
Other amounts receivable41€202k€261k▲
Cash at bank and in hand54/58€12k€9k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.40M€1.46M▲
Equity10/15€1.01M€1.13M▲
Contributions10/11€400k€400k=
Reserves13€606k€728k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€606k€728k▲
Amounts payable17/49€396k€332k▼
Amounts payable after more than one year17€64k€16k▼
Financial debts170/4€64k€16k▼
Amounts payable within one year42/48€297k€289k▼
Current portion of amounts payable after more than one year42€46k€48k▲
Trade debts44€186€165▼
Suppliers440/4€186€165▼
Taxes, remuneration and social security45€33k€62k▲
Taxes450/3€33k€62k▲
Remuneration and social security454/9€291€0▼
Other amounts payable47/48€218k€179k▼
Accrued charges and deferred income492/3€34k€27k▼
Income statement
Code20242025
Non-recurring operating income76A-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€995€405▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€215k€192k▼
Operating profit (loss)9901€213k€191k▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€20k€21k▲
Recurring financial charges65€20k€21k▲
Profit (loss) for the period before taxes9903€198k€176k▼
Income taxes67/77€59k€54k▼
Profit (loss) for the period9904€138k€122k▼
Profit (loss) for the period to be appropriated9905€138k€122k▼
Appropriation of the result
Profit (loss) to be appropriated9906€138k€122k▼
Transfer to equity691/2€138k€122k▼
To other reserves6921€138k€122k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €138k ▲45%
Operating result €213k, net result €138k, both a record.
30-06
Financial
Equity above €1MEq €1.01M ▲15.9%
6 profitable years in a row build equity to €1.01M.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogland 22460 KasterleeGround area
415 m²
Building footprint
106 m²
Volume, LiDAR
622 m³
Parcel 13017G0296/00G000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PACOE
since 20112.202.729.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017G0296/00G000 | Flanders | 415 m² | 1 · 106 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GUANXI
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Maes Investments
BE 0839.863.216
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BST
BE 0859.588.957
Oud-Turnhout · Eq €1.13M
BEAUFORT
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SW Investment Group
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Balen · Eq €1.13M
Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2011
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.