PACOBI
ActiveSummary
The computed 12-month bankruptcy probability of PACOBI is 2.5% (moderate). The 2025 annual accounts show equity of €684,202 and a net result of €33,212. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-23
Solvency64▲+3
Growth52
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.59 in 2024; short-term debt: 10.8% and cash: 1.2% of total assets), and 61.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.7%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-02-2026, 176 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
176 d early
2024
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 110 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€684,202▲ 5.1%
2024 · €650,990
Total assets
€1.8m▼ 2.5%
2024 · €1.8m
Net result
€33,212▼ 83.5%
2024 · €200,990
Working capital
-€135,469▼ 97.6%
2024 · -€68,563
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€4,465--€6,349▼ 42.2%
Net result€200,990-€33,212▼ 83.5%
Equity€650,990-€684,202▲ 5.1%
Total assets€1.8m-€1.8m▼ 2.5%
Debt€1.2m-€1.1m▼ 6.7%
Working capital-€68,563--€135,469▼ 97.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,349 in 2025 against €4,465 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.7m =
Current assets
€55,443 ▼ 44.5%
Equity and liabilities €1.8m
Equity
€684,202 ▲ 5.1%
Debt
€1.1m ▼ 6.7%
Debt's share of the balance-sheet total falls from 64.1% to 61.3%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.29▼
2024 · 0.59
Debt to equity
1.59▼
2024 · 1.79
ROE
4.9%▼
2024 · 30.9%
ROA
1.9%▼
2024 · 11.1%
Debt ≤ 1 year
€190,911▲
2024 · €168,533
Debt > 1 year
€893,670▼
2024 · €993,787
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €898 | €528 | ▼ 41.2% |
| Gross operating margin9900 | -€3,567 | -€5,821 | ▼ 63.2% |
| Operating profit (loss)9901 | -€4,465 | -€6,349 | ▼ 42.2% |
| Financial income75/76B | €250,770 | €80,176 | ▼ 68.0% |
| Recurring financial income75 | €250,770 | €80,176 | ▼ 68.0% |
| Financial charges65/66B | €45,316 | €40,616 | ▼ 10.4% |
| Recurring financial charges65 | €45,316 | €40,616 | ▼ 10.4% |
| Profit (loss) for the period before taxes9903 | €200,990 | €33,212 | ▼ 83.5% |
| Profit (loss) for the period9904 | €200,990 | €33,212 | ▼ 83.5% |
| Profit (loss) for the period to be appropriated9905 | €200,990 | €33,212 | ▼ 83.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.8m | €1.8m | ▼ 2.5% |
| Fixed assets21/28 | €1.7m | €1.7m | = |
| Financial fixed assets28 | €1.7m | €1.7m | = |
| Current assets29/58 | €99,970 | €55,443 | ▼ 44.5% |
| Amounts receivable within one year40/41 | €99,282 | €33,591 | ▼ 66.2% |
| Other amounts receivable41 | €99,282 | €33,591 | ▼ 66.2% |
| Cash at bank and in hand54/58 | €687 | €21,851 | ▲ 3,079% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.8m | €1.8m | ▼ 2.5% |
| Equity10/15 | €650,990 | €684,202 | ▲ 5.1% |
| Contributions10/11 | €450,000 | €450,000 | = |
| Profit (loss) carried forward14 | €200,990 | €234,202 | ▲ 16.5% |
| Amounts payable17/49 | €1.2m | €1.1m | ▼ 6.7% |
| Amounts payable after more than one year17 | €993,787 | €893,670 | ▼ 10.1% |
| Financial debts170/4 | €993,787 | €893,670 | ▼ 10.1% |
| Amounts payable within one year42/48 | €168,533 | €190,911 | ▲ 13.3% |
| Current portion of amounts payable after more than one year42 | €64,395 | €96,559 | ▲ 49.9% |
| Trade debts44 | - | €127 | - |
| Suppliers440/4 | - | €127 | - |
| Other amounts payable47/48 | €104,138 | €94,225 | ▼ 9.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €200,990 | €33,212 | ▼ 83.5% |
| Operating cash flow (approximation) | €200,990 | €33,212 | ▼ 83.5% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €21,164 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2023
Ground area
111 m²
Building footprint
119 m²
Volume, LiDAR
892 m³
Parcel 31337F0372/00_000, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Pacobi
since 20232.345.888.679
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31337F0372/00_000 | Flanders | 111 m² | 1 · 119 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
33.33%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPrivate limited company
Founded06-06-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0802468231
Also
9925:BE0802468231
Registered
22-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.