PackOptima
ActiveSummary
PackOptima has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,960 and a net result of €36,866. Its solvency ranks better than 55% of 2,289 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €110,960
- Profit
- €36,866
Why 96raises riskFounded in 2023lowers riskLiquidity: current ratio 2.53, cash €122,659Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Equity €110,960 (60.7% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 56% on solvency, 76% on liquidity, 65% on profitability and 79% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 29 days before the deadline; the sector median (NACE 63) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €110,960 ▲49.8%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 47% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 63, Computing infrastructure, data processing, hosting and other information service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,201 | €12,821 | ▼ 2.9% |
| Other operating charges640/8 | €501 | €440 | ▼ 12.2% |
| Gross operating margin9900 | €105,359 | €61,512 | ▼ 41.6% |
| Operating profit (loss)9901 | €91,656 | €48,251 | ▼ 47.4% |
| Financial income75/76B | - | €6 | - |
| Recurring financial income75 | - | €6 | - |
| Financial charges65/66B | €1,820 | €1,500 | ▼ 17.6% |
| Recurring financial charges65 | €1,820 | €1,500 | ▼ 17.6% |
| Profit (loss) for the period before taxes9903 | €89,836 | €46,757 | ▼ 48.0% |
| Income taxes67/77 | €18,741 | €9,891 | ▼ 47.2% |
| Profit (loss) for the period9904 | €71,095 | €36,866 | ▼ 48.1% |
| Profit (loss) for the period to be appropriated9905 | €71,095 | €36,866 | ▼ 48.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €151,850 | €182,892 | ▲ 20.4% |
| Fixed assets21/28 | €51,248 | €41,278 | ▼ 19.5% |
| Tangible fixed assets22/27 | €51,248 | €41,278 | ▼ 19.5% |
| Furniture and vehicles24 | €1,379 | €3,198 | ▲ 132% |
| Leasing and similar rights25 | €49,869 | €38,080 | ▼ 23.6% |
| Current assets29/58 | €100,602 | €141,613 | ▲ 40.8% |
| Amounts receivable within one year40/41 | €24,826 | €16,157 | ▼ 34.9% |
| Trade receivables40 | €24,826 | €16,154 | ▼ 34.9% |
| Other amounts receivable41 | - | €4 | - |
| Cash at bank and in hand54/58 | €75,157 | €122,659 | ▲ 63.2% |
| Deferred charges and accrued income490/1 | €620 | €2,797 | ▲ 351% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €151,850 | €182,892 | ▲ 20.4% |
| Equity10/15 | €74,095 | €110,960 | ▲ 49.8% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €71,095 | €107,960 | ▲ 51.9% |
| Distributable reserves133 | €71,095 | €107,960 | ▲ 51.9% |
| Amounts payable17/49 | €77,756 | €71,931 | ▼ 7.5% |
| Amounts payable after more than one year17 | €28,857 | €15,906 | ▼ 44.9% |
| Financial debts170/4 | €28,857 | €15,906 | ▼ 44.9% |
| Amounts payable within one year42/48 | €48,899 | €56,026 | ▲ 14.6% |
| Current portion of amounts payable after more than one year42 | €12,472 | €12,951 | ▲ 3.8% |
| Trade debts44 | €2,029 | €6,951 | ▲ 243% |
| Suppliers440/4 | €2,029 | €6,951 | ▲ 243% |
| Taxes, remuneration and social security45 | €32,834 | €36,124 | ▲ 10.0% |
| Taxes450/3 | €32,834 | €36,124 | ▲ 10.0% |
| Other amounts payable47/48 | €1,564 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €71,095 | €36,866 | ▼ 48.1% |
| + Depreciation and write-downs630 | €13,201 | €12,821 | ▼ 2.9% |
| Operating cash flow (approximation) | €84,296 | €49,687 | ▼ 41.1% |
| Investment in fixed assets (approximation) | - | -€2,851 | - |
| Change in cash | - | €47,503 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 05-06-2026 | 2026-00145539 |
| 31-12-2024 | micro format | 29-07-2025 | 2025-00323050 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2025 · 1 entry · €1,148 awardedPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Vandekerkhove, Wim André Marie |
|
Owners and capital
Capital and shareholders
- Vandekerkhove, Wim André Marie 100 shares (100%) · €3,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 17-11-2023 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
PackOptima was incorporated on 14 November 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2023, Vandekerkhove, Wim André Marie has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
17-11
Gazette deed
IncorporationAppointment: Vandekerkhove, Wim André Marie (director) · Founder · Registered office clause9 facts ▸
- Incorporation, 14-11-2023
- Founder, Vandekerkhove, Wim André Marie
- Registered office clause, “Preshoekstraat 35,8510 Kortrijk(Marke)” (deed in Dutch)
- Founding capital, €3,000
- Capital contribution
- Bank account, 3000, EUR
- Director appointment, Vandekerkhove, Wim André Marie (director)
- Other provision, “afwezigheid beroepsverbod” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle handelingen gesteld door oprichter in naam en voor rekening vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34026B0042/00H003 | Flanders | 478 m² | 1 · 132 m² | 10.7 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Ingenieursdiensten en aanverwant technisch advies & technische studies in de meest ruime zin; Het verrichten van studies en expertises,het…” (deed in Dutch)
29 activities (deed in Dutch)
- Ingenieursdiensten en aanverwant technisch advies & technische studies in de meest ruime zin;
- Het verrichten van studies en expertises,het ontwerpen,vormgeven,ontwikkelen,industrialiseren en commercialiseren van producten,machines en industriële uitrustingen;
- Consultancy op het gebied van studietechnieken,bedrijfsvoering en bedrijfsbeheer;
- De bouw van machines,onderdelen van de machines,engineering in de ruimste zin van het woord;
- Het onderhoud,revisie,herstel en installatie van industriële machines,machines,toestellen,werktuigen en elektronische apparatuur.
- Adviesverlening & implementatie inzake de configuratie en toepassing van software voor machines en industriële uitrustingen;
- Het uitvoeren van consultancy opdrachten in de ruimste zin van het woord;
- Het geven van opleidingen,trainingen,coaching en het vastleggen,optekenen,registreren van gebruikershandleidingen;
- Alle activiteiten en prestaties van keuringen en attesteringen inzake 5S werk.
- De aan-,verkoop,import,export,het huren en verhuren van mobilhomes en caravans,van alle onderdelen,accessoires en aanverwante artikelen in de ruimste zin van het woord.
- CAD-tekenwerk,ontwerpen en opmaken van ramingen voor gebouwen,infrastructuurprojecten,wegenis en andere burgerlijke bouwwerken;
- Alle activiteiten in verband met het beroep van technisch tekenaar;
- De uitbating van een bed & breakfast;
- De exploitatie van een drank- en eetgelegenheid,zoals een tea-room,koffiehuis,restaurant;
- Het verrichten van alle traiteursactiviteiten en catering;
- De bereiding en de aan- en verkoop,import en export van alle mogelijke voedingswaren en ingrediënten,koude en warme gerechten,dranken,gebak en confiserie,vlees- en viswaren,ijs en rookwaren en alle aanverwante artikelen;
- Aan- en verkoop nieuwe en tweedehands wagens van voertuigen allerhande:wagens,oldtimers,lichte vrachtwagens,camions,mobilhomes,motorfietsen,brommers,fietsen & landbouwvoertuigen,alsook van boten,vliegtuigen & machines allerhande.
- Alle mogelijke activiteiten die rechtstreeks of onrechtstreeks verbonden zijn met de rallysport,historische rallysport en meer algemeen de autosport.
- De samenstelling en het beheer van een onroerend vermogen en de huurfinanciering van onroerende goederen aan derden,het verwerven door aankoop of anderszins,het verkopen,het ruilen,het bouwen,het verbouwen,het verbeteren,het uitrusten,het inrichten,het aanpassen,het verfraaien,het onderhouden,het herstellen,het verhuren,het laten gebruiken op alle mogelijke wijzen,het huren,het beheren,het verkavelen,het prospecteren en het uitbaten van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met deze activiteiten in verband staan en die van aard zijn de uitbreiding en de opbrengst van de onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen;
- Alle financiële en beheersverrichtingen met betrekking tot eigen roerend vermogen en met betrekking tot onroerend vermogen,onder meer,krediet en financiering,belegging van eigen roerend vermogen en van onroerend vermogen,het nemen van participaties in nieuwe en bestaande vennootschappen,beheren van eigen roerend en van onroerend vermogen,hypothecaire en andere borgstelling,commissie- en delcredereverrichtingen,het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren,voor zover dit alles wettelijk is toegelaten.
- Een patrimonium bestaande uit eigen roerende en onroerende goederen te verwerven,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden.Binnen dit kader mag de vennootschap overgaan tot het aankopen,verkopen,bouwen,verbouwen,uitrusten,opschikken,herstellen,valoriseren,huren,verhuren,onderverhuren of in pand nemen,maar ook eventueel verkopen van alle roerende en onroerende goederen,al dan niet gemeubeld.
- Het stellen van persoonlijke of zakelijke borgen in het voordeel van derden;
- Het nemen van participaties onder welke vorm ook,in alle bestaande en op te richten vennootschappen en ondernemingen,het beheren en valoriseren van eigen roerende waarden en participaties,het verlenen van financiële en andere bijstand aan de vennootschappen en ondernemingen waarin ze belangen heeft;
- Het optreden als bestuurder of vereffenaar in andere vennootschappen;
- Elke dienstverlening op het gebied van management,het beheer en het bestuur van en alle adviesverlening aan bedrijven,personen en vennootschappen.
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa;
- De deelname aan en organisatie van manifestaties,tentoonstellingen,evenementen,beurzen,allerhande congressen en seminaries.
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in’t kort tussenpersoon in de handel.
- Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- PackOptima
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bij eenvoudig besluit bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 14. Externe vertegenwoordigingsbevoegdheid Elke bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte.”
- Board ruleHow the board is made up, meets and takes decisions.
- “11, algemene vergadering kan mandaat statutair of niet steeds beëindigen wegens wettige reden zonder opzeggingstermijn of vertrekvergoeding” (deed in Dutch)“Besluiten collegiaal bestuursorgaan bij schriftelijk akkoord” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Werkelijke waarde op dag overdracht, helft overdrager helft koper(s) naar evenredigheid verworven aantal bij meerdere kopers” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 1 June at 18:00