PACKANDGO
ActivePACKANDGO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €-28k. Equity is shrinking by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
20
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency13▼-5
Growth58=
Stability94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.08 in 2024), and 80.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
-3.1%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€28k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
3 d late
2023
on the day
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€177k▼ 13.7%
2024 · €205k
2022: €237k
2023: €212k
2024: €205k
2022 → 2025
Total assets
€910k▼ 4.8%
2024 · €956k
2022: €1.06M
2023: €985k
2024: €956k
2022 → 2025
Net result
€-28k▼ 308%
2024 · €-7k
2022: €-63k
2023: €-25k
2024: €-7k
2022 → 2025
Working capital
€-245k▼ 7.1%
2024 · €-229k
2022: €-221k
2023: €-207k
2024: €-229k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€237k-€212k▼ 10.5%€205k▼ 3.2%€177k▼ 13.7%
Operating result€-47k-€-15k▲ 68.3%€2k€-21k
Net result€-63k-€-25k▲ 61.0%€-7k▲ 72.2%€-28k▼ 308%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €910k
Fixed assets
€883k▼ 5.8%
Current assets
€27k▲ 46.6%
Equity and liabilities €910k
Equity
€177k▼ 13.7%
Debt
€734k▼ 2.4%
The debt ratio rises from 78.6% to 80.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€36k▼
2024 · €58k
Cash flow
€29k▼
2024 · €49k
Solvency
19.4%▼
2024 · 21.4%
Current ratio
0.10▲
2024 · 0.08
Quick ratio
0.10▲
2024 · 0.08
Debt / equity
4.15▲
2024 · 3.67
ROE
-15.8%▼
2024 · -3.4%
ROA
-3.1%▼
2024 · -0.7%
Interest coverage
4.13▼
2024 · 6.19
Debt
€734k▼
2024 · €751k
Debt ≤ 1 year
€272k▲
2024 · €247k
Debt > 1 year
€461k▼
2024 · €503k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€956k€910k▼
Formation expenses20€370€103▼
Fixed assets21/28€937k€883k▼
Intangible fixed assets21€753€351▼
Tangible fixed assets22/27€936k€883k▼
Land and buildings22€919k€873k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€13k€5k▼
Other tangible fixed assets26-€2k
Current assets29/58€19k€27k▲
Amounts receivable within one year40/41€3k€13k▲
Trade receivables40€3k€13k▲
Other amounts receivable41-€42
Cash at bank and in hand54/58€14k€12k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€956k€910k▼
Equity10/15€205k€177k▼
Contributions10/11€300k€300k=
Profit (loss) carried forward14€-95k€-123k▼
Amounts payable17/49€751k€734k▼
Amounts payable after more than one year17€503k€461k▼
Financial debts170/4€503k€461k▼
Amounts payable within one year42/48€247k€272k▲
Current portion of amounts payable after more than one year42€41k€42k▲
Financial debts43-€20
Credit institutions430/8-€20
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Advances received on contracts in progress46-€23k
Taxes, remuneration and social security45€1k€707▼
Taxes450/3€1k€707▼
Other amounts payable47/48€199k€199k▲
Accrued charges and deferred income492/3€900€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€57k▲
Other operating charges640/8€7k€10k▲
Gross operating margin9900€65k€46k▼
Operating profit (loss)9901€2k€-21k▼
Financial income75/76B€507€1k▲
Recurring financial income75€507€1k▲
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€-7k€-28k▼
Profit (loss) for the period9904€-7k€-28k▼
Profit (loss) for the period to be appropriated9905€-7k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-95k€-123k▼
Profit (loss) brought forward from the previous period14P€-88k€-95k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brieversweg 108340 DammeGround area
7,117 m²
Building footprint
199 m²
Volume, LiDAR
1,072 m³
Parcel 31019D0584/00T000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PACKANDGO
since 20202.310.088.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31019D0584/00T000 | Flanders | 7,117 m² | 1 · 199 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Crinno
BE 0745.876.649
Aalter · Eq €177k
DOMAINE SAINT ROCH
BE 0898.154.672
Couvin · Eq €178k
CASA SEQUOIA
BE 0881.740.886
Vleteren · Eq €178k
FGH Immo
BE 0790.645.020
Herve · Eq €178k
Orianne
BE 0832.830.122
Genk · Eq €178k
Of 2,996 companies in sector 55203 we hold annual accounts for 687. 506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2020
Fiscal year end30-06
Activities, NACEBEL
55203Holiday cottages, homes and apartments
55100Hotels and similar accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.