PACIFICO
ActiveThe computed 12-month bankruptcy probability of PACIFICO is 3.9% (moderate). The 2024 annual accounts show negative equity (€-47k) and a net result of €-1k. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 6% of 26057 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2024
10
/ 100
Critical▲ +2 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▲+12
Solvency33=
Growth58=
Stability92
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 0.35 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-191%
Return on assets
-4.6%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€47k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
55 d early
2022
311 d late
2021
11 d early
2020
354 d late
2019
138 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2024, micro schema
Equity
€-47k▼ 2.5%
2023 · €-45k
2018: €7k
2019: €-14k
2020: €-34k
2021: €-39k
2022: €-46k
2023: €-45k
2018 → 2024
Total assets
€24k▲ 3.5%
2023 · €24k
2018: €170k
2019: €147k
2020: €83k
2021: €32k
2022: €23k
2023: €24k
2018 → 2024
Net result
€-1k
2023 · €128
2018: €-3k
2019: €-21k
2020: €-20k
2021: €-5k
2022: €-7k
2023: €128
2018 → 2024
Working capital
€-45k▼ 2.5%
2023 · €-44k
2018: €-24k
2019: €-41k
2020: €-49k
2021: €-38k
2022: €-44k
2023: €-44k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-34k-€-39k▼ 14.3%€-46k▼ 16.8%€-45k▲ 0.3%€-47k▼ 2.5%
Operating result€216k-€-4k€-7k▼ 53.5%€-595▲ 90.9%€-2k▼ 227%
Net result€-20k-€-5k▲ 76.0%€-7k▼ 34.1%€128€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €595 in 2023; the loss grows.
Key figures and ratios
Solvency
-191.0%▲
2023 · -193.0%
Current ratio
0.35▲
2023 · 0.35
Quick ratio
0.35▲
2023 · 0.35
Debt / equity
-1.52▼
2023 · -1.52
ROE
2.4%▲
2023 · -0.3%
ROA
-4.6%▼
2023 · 0.5%
Debt
€71k▲
2023 · €69k
Debt ≤ 1 year
€70k▲
2023 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€24k€24k▲
Current assets29/58€24k€24k▲
Amounts receivable within one year40/41€21k€21k▲
Other amounts receivable41€21k€21k▲
Cash at bank and in hand54/58€2k€2k=
Deferred charges and accrued income490/1€723€831▲
Equity and liabilities
Total equity and liabilities10/49€24k€24k▲
Equity10/15€-45k€-47k▼
Contributions10/11€7k€7k=
Outside capital11€7k€7k=
Other1109/19€7k€7k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€-55k€-57k▼
Amounts payable17/49€69k€71k▲
Amounts payable within one year42/48€68k€70k▲
Trade debts44€43k€45k▲
Suppliers440/4€43k€45k▲
Other amounts payable47/48€25k€25k=
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20232024
Gross operating margin9900€-595€-2k▼
Operating profit (loss)9901€-595€-2k▼
Financial income75/76B€723€831▲
Recurring financial income75€723€831▲
Profit (loss) for the period before taxes9903€128€-1k▼
Profit (loss) for the period9904€128€-1k▼
Profit (loss) for the period to be appropriated9905€128€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-57k▼
Profit (loss) brought forward from the previous period14P€-56k€-55k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
20-08
State Gazette act
Resignations & appointmentsDecision · Director resignation2 facts ▸
State Gazette act
Resignations & appointments
Decision · Director resignation2 facts ▸
- Decision, 2026-07-16
- Director resignation, Linda Desmet (administrateur)
2025
25-07
KBO administration
Address struck
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 311 days late
2023
31-12
Financial
Back to profitnet €128
Net result €128 after 5 loss-making years.
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 354 days late
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
2019
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 66 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
16-07-2026
Resigned as Director
Location & real-estate footprint
1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
2,633 m²
Building footprint
1,249 m²
Volume, LiDAR
22,482 m³
2 parcels, Brussels · tallest building 33.8 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
GB-EXPRESS
since 20052.145.638.713
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0486/00L006 | Brussels | 1,920 m² | 1 · 704 m² | 15.8 m · 3 fl. |
| 21811M0779/00C000 | Brussels | 713 m² | 1 · 544 m² | 33.8 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EURO BOUTIQUE
BE 0630.933.233
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SOGOSO
BE 0759.932.048
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HASIBULLAH
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 3,019 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-01-2005
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
52113
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.