Financials
- Fiscal year
- 2024
- Turnover
- €421,923
- Profit
- €5,486
- Solvency
- -22.9%
Turnover▲ 17.7%
Net result
20182024
PACHIOT
ActiveSummary
The computed 12-month bankruptcy probability of PACHIOT is 3.3% (moderate). The 2024 annual accounts show negative equity (-€21,098) and a net result of €5,486. Equity is shrinking by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 16% of 26064 sector peers (fiscal year 2024). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112NACE 52112
2 sites
Size
€421,923turnover 2024
- Staff
- 1.3 FTE
- Equity
- -€21,098
- Profit
- €5,486
Structure
- Board
- 1 member
Accounts 67 d overdue1 of 6 deeds read
Why 49- Figures for FY 2024 (filed 21-08-2025)- 2 establishment units- 1 financial year not filed after the legal deadline; latest accounts 21 days late+ Founded in 2007Show the evidence
Checked score
Score 2024
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 35% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
2+2
equity -22.9% of total assets
Liquidity
9-6
short-term debt 122.9% · cash 7.3%
Profitability
60+59
return on assets 6.0%
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.0%
12-2024: 3.0%● 0.0% vs 11-2024
01-2025: 3.0%● 0.0% vs 12-2024
02-2025: 3.0%● 0.0% vs 01-2025
03-2025: 3.2%▲ +6.3% vs 02-2025
04-2025: 3.2%▲ +0.2% vs 03-2025
05-2025: 3.2%▼ -1.0% vs 04-2025
06-2025: 3.1%▼ -2.9% vs 05-2025
07-2025: 3.2%▲ +4.9% vs 06-2025
08-2025: 3.9%▲ +21.8% vs 07-2025highest value
09-2025: 1.2%▼ -68.4% vs 08-2025lowest value
10-2025: 1.2%● 0.0% vs 09-2025lowest value
11-2025: 1.2%● 0.0% vs 10-2025lowest value
12-2025: 1.2%● 0.0% vs 11-2025lowest value
01-2026: 1.2%● 0.0% vs 12-2025lowest value
02-2026: 1.2%● 0.0% vs 01-2026lowest value
03-2026: 1.3%▲ +7.9% vs 02-2026
04-2026: 1.4%▲ +3.6% vs 03-2026
05-2026: 1.4%▼ -2.4% vs 04-2026
06-2026: 1.3%▼ -3.4% vs 05-2026
07-2026: 1.4%▲ +3.8% vs 06-2026
08-2026: 2.3%▲ +68.3% vs 07-2026
09-2026: 2.6%▲ +15.2% vs 08-2026
10-2026: 3.3%▲ +26.2% vs 09-2026
- Figures for FY 2024 (filed 21-08-2025) raises the probability
- Founded in 2007 lowers the probability for this profile
- 2 establishment units raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 21 days late raises the probability
No credit on open account
Liquidity short (current ratio 0.79 against 0.74 in 2023; short-term debt: 122.9% and cash: 7.3% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 13%, liquidity 10%, profitability 42%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 26064 sector peers (2024).
NBB · sector comparisonPosition among 26064 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
26 d late
2022
21 d late
2021
61 d late
2020
10 d late
2019
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 23 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Resignations: NAZAQAT Hussain (director) and KHALID…Appointment: RAZZAQ Asad (director) ·…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €5,486
Key points
- Risk: Negative equityfiscal year 2024: debts exceed assets -€21,098 View
- Caution: Board changedlatest change 24-03-2026 · 1 in office 1 joined · 2 left View
- Caution: Among the weakest 14% on equitysector median €38,705 · 26,124 companies -€21,098 View
- Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
- Positive: 4 years of growth in a rowturnover 2024: €421,923 4 years View
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 14
- Since
- 2016
- 24-03-2026Resignations: NAZAQAT Hussain (director) and KHALID Numra…
- 21-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 29-03-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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