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PACHECO LOCATION

Active
Private limited companyfounded 20242 yrs activeLouizalaan 200, 1050 Elsene, BelgiumKBO/BCE: BE 1013.604.864
Summary

The computed 12-month bankruptcy probability of PACHECO LOCATION is 6.7% (elevated). The 2025 annual accounts show negative equity (-€36,387) and a net result of -€46,387. Its solvency ranks better than 11% of 1538 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
6.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18; short-term debt: 166.5% and cash: 24.4% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-66.5%
Return on assets
-84.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PACHECO LOCATION was incorporated on 16 September 2024 as a Private limited company.1 The registered office was moved to Bruxelles in 2026.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 11-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€36,387
Total assets
€54,693
Net result
-€46,387
Working capital
-€74,416

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €54,693
Fixed assets €38,029
Current assets €16,665
Equity and liabilities
Equity-€36,387
Debt€91,081
Equity is negative: debt (€91,081) exceeds the balance-sheet total (€54,693).
Key figures and ratios
2025 value
EBITDA
-€37,145
Cash flow
-€37,218
Solvency
-66.5%
Current ratio
0.18
ROA
-84.8%
Interest coverage
-506.47
Debt
€91,081
Debt ≤ 1 year
€91,081
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 6.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€54,693
Fixed assets21/28€38,029
Tangible fixed assets22/27€37,519
Plant, machinery and equipment23€819
Furniture and vehicles24€36,699
Financial fixed assets28€510
Current assets29/58€16,665
Amounts receivable within one year40/41€2,067
Trade receivables40€2,067
Cash at bank and in hand54/58€13,349
Deferred charges and accrued income490/1€1,249
Equity and liabilities
Total equity and liabilities10/49€54,693
Equity10/15-€36,387
Contributions10/11€10,000
Profit (loss) carried forward14-€46,387
Amounts payable17/49€91,081
Amounts payable within one year42/48€91,081
Trade debts44€3,071
Suppliers440/4€3,071
Taxes, remuneration and social security45€2,663
Taxes450/3€2,663
Other amounts payable47/48€85,347
Income statement Code2025
Goods, raw materials, services and sundry goods60/61€121,909
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,169
Other operating charges640/8€9,018
Gross operating margin9900-€28,127
Operating profit (loss)9901-€46,314
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€73
Recurring financial charges65€73
Profit (loss) for the period before taxes9903-€46,387
Profit (loss) for the period9904-€46,387
Profit (loss) for the period to be appropriated9905-€46,387
Appropriation of the result
Profit (loss) to be appropriated9906-€46,387

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Goods, raw materials, services and sundry goods60/61€121,909
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,169
Other operating charges640/8€9,018
Gross operating margin9900-€28,127
Operating profit (loss)9901-€46,314
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€73
Recurring financial charges65€73
Profit (loss) for the period before taxes9903-€46,387
Profit (loss) for the period9904-€46,387
Profit (loss) for the period to be appropriated9905-€46,387
Line2025
Assets
Total assets20/58€54,693
Fixed assets21/28€38,029
Tangible fixed assets22/27€37,519
Plant, machinery and equipment23€819
Furniture and vehicles24€36,699
Financial fixed assets28€510
Current assets29/58€16,665
Amounts receivable within one year40/41€2,067
Trade receivables40€2,067
Cash at bank and in hand54/58€13,349
Deferred charges and accrued income490/1€1,249
Equity and liabilities
Total equity and liabilities10/49€54,693
Equity10/15-€36,387
Contributions10/11€10,000
Profit (loss) carried forward14-€46,387
Amounts payable17/49€91,081
Amounts payable within one year42/48€91,081
Trade debts44€3,071
Suppliers440/4€3,071
Taxes, remuneration and social security45€2,663
Taxes450/3€2,663
Other amounts payable47/48€85,347
Line2025
Profit (loss) for the period9904-€46,387
+ Depreciation and write-downs630€9,169
Operating cash flow (approximation)-€37,218

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
18-09
State Gazette act General meeting · Registered-office move
3 facts ▸
  • General meeting, 01-09-2026
  • Registered-office move, Avenue Louise 200 - 1050 Bruxelles
  • Other statement, named party printed without capacity or identifying attributes
11-09
State Gazette act Registered office
Registered-office move · Director in office3 facts ▸
  • General meeting, 01-09-2026
  • Registered-office move, Avenue Louise 200 - 1050 Bruxelles
  • Director in office, PACHECO PEREIRA DA COSTA Cristiano
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
State Gazette actNBB filing
2 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 2 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,451 m²
Building footprint
1,103 m²
Volume, LiDAR
23,695 m³
Parcel 21807G0121/00B008, Brussels · tallest building 30.6 m, ±7 floors. Linked by address, not a title deed.
75 companies at this address See who is registered here
1 establishment unit
PACHECO LOCATION
Louizalaan 200, 1050 ElseneAgents specialised in the wholesale of other particular products
since 20242.364.620.963
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0121/00B008 Brussels 1,451 m² 1 · 1,103 m² 30.6 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,446 companies in this sector we hold annual accounts for 729. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded16-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013604864
Also 9925:BE1013604864
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.