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PACHA BUSINESS

Active
Public limited companyfounded 2000active for 26 yearsRue de Bruxelles 5, 4340 Awans, BelgiumKBO/BCE: BE 0469.551.858
Summary

PACHA BUSINESS has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.4m and a net result of €118,461. Equity has been growing by about 5.1% per year since 2019. Its solvency ranks better than 92% of 372 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-01-2000 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716
Establishment unit
2.096.423.584 4340 Awans, since 20-04-2001
Financial year end
31 January
Peppol
Reachable since 19-11-2025

Board and ownership

Board
Shareholders
  • Nancy ANTOINEannual accounts 31-01-2026
  • ERMITAGE MANAGEMENTannual accounts 31-01-2026
  • Charles ANTOINEannual accounts 31-01-2026

Financial position

96 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-01-2026
Gross margin
€465,600
▲ 0.4%
Turnover
≈ €1.7m
estimated
Profit
€118,461
▲ 35.9%
Equity
€1.4m
▲ 3.7%
Total assets
€1.7m
▲ 6.2%
Employees on 31-01-2026
7
=
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskFounded in 2000Equity €1.4m (85.7% of total assets)Figures for financial year 2026 (filed on 05-06-2026)Show the evidence

Checked score

Score 2026
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 85.7% of total assets
Liquidity 53-7
short-term debt 14.3% · cash 4.4%
Profitability 78+2
return on assets 7.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.08 (7.07 in 2025), above the usual 1.5. Short-term debt is 14.3% and cash 4.4% of total assets. 14.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 58% on liquidity, 67% on profitability and 49% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €1.4m (85.7% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 05-06-2026)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 05-06-2026, 87 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
87 days early
2025
86 days early
2024
85 days early
2023
91 days early
2022
79 days early
2021
57 days early
2020
110 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 85 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 6 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 91% of companies in retail tradesector median 36.8% · 372 companies 85.7% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €118,461 8 years View

Recent changes

  1. · Gazette deed Reappointments: ERMITAGE MANAGEMENT, Charles ANTOINE and ADFinance InvestPermanent representative: DALLEMAGNE Alexandre Bernard · Appointments: Charles ANTOINE (président du conseil) and ERMITAGE MANAGEMENT (managing director)
  2. · Gazette deed Appointment: ADfinance-Invest (director)Permanent representatives: Alexandre DALLEMAGNE and Nancy Antoine
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as PACHA BUSINESS: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €1.3m and €2m, founded between 1992 and 2005.

CompanyTotal assetsGross margin
PACHA BUSINESS Awans€1.7m€0.5m
AZARO Knokke-Heist€1.8m€0.4m
MAI 68 Grâce-Hollogne€1.8m€0.4m
LABAERE TAILORS Zottegem€1.7m€0.6m
De Guchtenaere Tony Lokeren€1.9m€0.5m
M Antwerpen€2.0m€0.7m
HELSEN TAILORS Hasselt€1.3m€0.5m
Full comparison

Key facts about PACHA BUSINESS

What is the company number of PACHA BUSINESS?
The company number of PACHA BUSINESS is 0469.551.858. The VAT number is the same number with BE in front: BE 0469.551.858.
Where is PACHA BUSINESS based?
The registered office is at Rue de Bruxelles 5, 4340 Awans.Company details
What does PACHA BUSINESS do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of PACHA BUSINESS?
The legal form of PACHA BUSINESS is Public limited company (NV).
When was PACHA BUSINESS founded?
PACHA BUSINESS was founded on 10-01-2000.
Is PACHA BUSINESS still active?
Yes, PACHA BUSINESS is an active enterprise in the KBO register.
How many employees does PACHA BUSINESS have?
PACHA BUSINESS had an average of 5.8 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of PACHA BUSINESS?
The turnover in financial year 2026 is ≈ €1.7m. This figure is estimated from the gross margin of €465,600 and 47 comparable companies (NACE 477). It probably lies between €1.3m and €2.8m. In financial year 2020 turnover was €2.5m.
Is PACHA BUSINESS profitable?
In financial year 2026, PACHA BUSINESS made a profit of €118,461.
Where can I find the annual accounts of PACHA BUSINESS?
PACHA BUSINESS filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of PACHA BUSINESS due?
PACHA BUSINESS must file the annual accounts for financial year 2027 by 31-08-2027.Timeline

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