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PACH'WORK

Active
Private limited companyfounded 2004active for 22 yearsRue du Bois St-Jean 29, 4102 Seraing, BelgiumKBO/BCE: BE 0863.710.863
Summary

PACH'WORK has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,111 and a net result of €12,761. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 29% of 21,070 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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PACH'WORKActiveChecked score 80/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
8th oldest company in Seraing, Telecoms and IT sector1 site
Size
€469,181total assets 2025
Equity
€153,111
Profit
€12,761
Turnover not published (micro format)
Financial health
80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Holdings
2
2025 accounts filed 18 days late3 deeds in the Belgian Official Gazette
Why 80raises riskLast filed accounts filed 18 days late; 2 of the last 3 lateLiquidity: current ratio 0.06, cash €3,599lowers riskSize: total assets €469,181Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 28% of its sector peers (NACE 62, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 58+2
equity 32.6% of total assets
Liquidity 15+2
short-term debt 67.4% · cash 0.8%
Profitability 44+7
return on assets 2.7%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,873 companies, NACE 62, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.2%▼ -0.1 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.7%▲ +0.5 percentage points vs 07-2025 09-2025: 1.9%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 1.0%▼ -0.9 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 0.9%▼ -0.1 percentage points vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.5 percentage points vs 07-2026 09-2026: 0.4%▼ -1.0 percentage point vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.06, compared with 0.0 in 2024, below 1; short-term debt: 67.4% and cash: 0.8% of total assets), and 67.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 30% on solvency, 6% on liquidity, 20% on profitability and 55% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 18 days late; 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.06, cash €3,599
NBB · annual accounts
lowers risk · Size: total assets €469,181
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
18 days late
2024
56 days late
2023
61 days late
2022
142 days late
2021
30 days late
2020
31 days late
2019
52 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 September (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €12,761
  3. Equity above €150,000equity €153,111 ▲9.1%

Key points

  • Positive: 8th oldest company in Seraing, Telecoms and IT sectorin the Checked rankings No. 8 View
  • Total assets 20256 financial years filed €469,181 View
  • Active since 2004founded 27-02-2004 22 years View

By topic

Financials

Financial year
2025
Total assets
€469,181
Profit
€12,761
Solvency
32.6%
Total assets▲ 4.0%
Net result
20182025
Go to Financials

Timeline

Events
27
Since
2005
Next accounts
by 31-07-2027
  1. 25-09-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 30-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
27-02-2004
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about PACH'WORK

What is the company number of PACH'WORK?
0863.710.863. In Belgium the VAT number is the company number with BE in front: BE 0863.710.863.
Where is PACH'WORK based?
The registered office is at Rue du Bois St-Jean 29, 4102 Seraing.Company details
What does PACH'WORK do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of PACH'WORK?
Private limited company (BV).
When was PACH'WORK founded?
On 27-02-2004.
Is PACH'WORK still active?
Yes, PACH'WORK is an active enterprise in the KBO register.
What is the turnover of PACH'WORK?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PACH'WORK profitable?
In financial year 2025, PACH'WORK made a profit of €12,761.
Where can I find the annual accounts of PACH'WORK?
PACH'WORK filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PACH'WORK due?
By 31-07-2027, for financial year 2026.Timeline

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