Financials
- Fiscal year
- 2024
- Total assets
- €1.2m
- Profit
- €79,829
- Solvency
- 26.2%
Total assets▼ 7.2%
Net result
20192024
PAC PETROL
ActiveSummary
The computed 12-month bankruptcy probability of PAC PETROL is 1.8% (moderate). The 2024 annual accounts show equity of €315,314 and a net result of €79,829. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 42% of 6,550 sector peers (NACE 47, fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of automotive fuel
NACE 47300
#4 company by equity in Pont-à-Celles, Wholesale and retail trade sector2 sites
Size
€1.2mtotal assets 2024
- Staff
- 12.4 FTE
- Equity
- €315,314
- Profit
- €79,829
Structure
Accounts 69 days overdue0 of 4 deeds read
Why 55- Figures for FY 2024 (filed 15-07-2025)- 2 establishment units- 1 financial year not filed after the legal deadline+ Founded in 2012Show the evidence
Checked score
Score 2024
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 52% of its sector peers (NACE 47, small)
Financial strength · tick = 2023
Average
Solvency
51+8
equity 26.2% of total assets
Liquidity
30+20
short-term debt 68.8% · cash 13.3%
Profitability
64+60
return on assets 6.6%
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.5%
12-2024: 2.5%● unchanged vs 11-2024
01-2025: 2.5%● unchanged vs 12-2024
02-2025: 2.5%● unchanged vs 01-2025
03-2025: 2.5%● unchanged vs 02-2025
04-2025: 2.7%▲ +0.2 percentage points vs 03-2025
05-2025: 2.7%● unchanged vs 04-2025
06-2025: 2.6%▼ -0.1 percentage points vs 05-2025
07-2025: 3.1%▲ +0.5 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -2.8 percentage points vs 07-2025lowest value
09-2025: 0.3%● unchanged vs 08-2025lowest value
10-2025: 0.3%● unchanged vs 09-2025lowest value
11-2025: 0.3%● unchanged vs 10-2025lowest value
12-2025: 0.3%● unchanged vs 11-2025lowest value
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 1.0%▲ +0.6 percentage points vs 07-2026
09-2026: 1.2%▲ +0.2 percentage points vs 08-2026
10-2026: 1.8%▲ +0.6 percentage points vs 09-2026
Credit up to €17,000 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.97 in 2023; short-term debt: 68.8% and cash: 13.3% of total assets), and 73.8% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 45% on solvency, 30% on liquidity, 46% on profitability and 86% on growth.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 days early
2023
28 days late
2022
2 days early
2021
2 days late
2020
65 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Back to profitnet €79,829
- Annual accounts filedfiscal year 2023 · full…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 31-12-2023Weakest financial year
- 28-04-2023Annual accounts filed
- 30-09-2022Highest result since 2019
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of automotive fuelNACE 47300
- Founded
- 13-09-2012
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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