PAC-LOC
ActiveSummary
PAC-LOC has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€3,358) and a net result of -€18,358. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
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Signals
This company filed its last 2 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2024, micro schema
Turnover and EBIT margin not published: the micro schema does not require them.
Peer companies
Historical observationOf the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,479 |
| Other operating charges640/8 | €35,121 |
| Gross operating margin9900 | €31,781 |
| Operating profit (loss)9901 | -€10,819 |
| Financial charges65/66B | €7,539 |
| Recurring financial charges65 | €7,539 |
| Profit (loss) for the period before taxes9903 | -€18,358 |
| Profit (loss) for the period9904 | -€18,358 |
| Profit (loss) for the period to be appropriated9905 | -€18,358 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €351,485 | |
| Fixed assets21/28 | €341,909 | |
| Tangible fixed assets22/27 | €341,909 | |
| Land and buildings22 | €341,909 | |
| Current assets29/58 | €9,576 | |
| Amounts receivable within one year40/41 | €5,700 | |
| Trade receivables40 | €5,700 | |
| Cash at bank and in hand54/58 | €3,612 | |
| Deferred charges and accrued income490/1 | €264 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €351,485 | |
| Equity10/15 | -€3,358 | |
| Contributions10/11 | €15,000 | |
| Profit (loss) carried forward14 | -€18,358 | |
| Amounts payable17/49 | €354,843 | |
| Amounts payable after more than one year17 | €295,413 | |
| Financial debts170/4 | €295,413 | |
| Amounts payable within one year42/48 | €59,430 | |
| Current portion of amounts payable after more than one year42 | €12,097 | |
| Trade debts44 | €3,038 | |
| Suppliers440/4 | €3,038 | |
| Taxes, remuneration and social security45 | €1,295 | |
| Taxes450/3 | €1,295 | |
| Other amounts payable47/48 | €43,000 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | -€18,358 |
| + Depreciation and write-downs630 | €7,479 |
| Operating cash flow (approximation) | -€10,879 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63003B0128/00K000 | Wallonia | 556 m² | 1 · 102 m² | - |
Linked by address, not proof of ownership
Similar companies · same sector and region
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.