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PAC & FIN

Active
Private limited company (pre-2019)founded 2017active for 9 yearsRue de la Gendarmerie 53, 4560 Clavier, BelgiumKBO/BCE: BE 0671.626.713
Summary

PAC & FIN has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293,619 and a net result of €153,266. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 82% of 10,757 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

History

PAC & FIN was incorporated on 20 February 2017.1 The registered office was moved to Clavier in 2025.2 Total assets rose from €119,396 in 2018 to €343,046 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-03-2025
  3. 3National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
31-12
Financial Highest result from 2018 to 2025net €153,266 ▲477%
Operating result €185,542, net result €153,266, both a record.
31-12
Financial Equity above €200,000equity €293,619 ▲95.3%
A profit in every financial year since 2018 builds equity to €293,619.
09-06
NBB filing Annual accounts filed
financial year 2024 · micro format
24-03
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 03-02-2025
  • Registered-office move, Rue de la Gendarmerie 53 4560 Clavier
2024
31-12
Financial Liquidity more than doubledcurrent ratio 5.75
Current ratio from 2.03 to 5.75; short-term debt falls from €17,341 to €4,330.
05-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 5 days late
29-02
Gazette deed Resignation: LAVAL Marie-Christine (manager)
Reappointment: LAVAL Marie-Christine (director) · Capital conversion · Reserve release13 facts ▸
  • General meeting, 21-12-2023
  • Other provision, “adaptation des statuts au Code des sociétés et des associations, adapter les statuts” (deed in French)
  • Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
  • Reserve release, “limitation du compte de capitaux propres statutairement indisponible”, EUR (deed in French)
  • Other provision, “absence de régime fiscal préférentiel lors de transmission d'actions, actionnaires” (deed in French)
  • Amendment of the articles
  • Capital
  • Director resignation, LAVAL Marie-Christine (manager)
  • Director reappointment, LAVAL Marie-Christine (director)
  • Director discharge, LAVAL Marie-Christine
  • Registered office clause, “4550 Nandrin, route du Condroz”, 105 (deed in French)
  • Power of attorney, Simon GERARD
  • +1 further fact in this act
2023
31-12
Financial Equity above €150,000equity €151,407 ▲16.3%
A profit in every financial year since 2018 builds equity to €151,407.
25-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 25 days late
2022
09-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 9 days late
2021
31-12
Financial Equity above €100,000equity €109,349 ▲28.5%
A profit in every financial year since 2018 builds equity to €109,349.
Show earlier events
26-08
NBB filing Annual accounts filed
financial year 2020 · micro format · 26 days late
2020
19-08
NBB filing Annual accounts filed
financial year 2019 · micro format · 19 days late
2019
31-12
Financial Weakest financial yearnet €18,179 ▼35.6%
Net result drops to €18,179, the lowest in the series; recovery starts the following year.
16-08
NBB filing Annual accounts filed
financial year 2018 · micro format · 16 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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