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PAC-ELEKTRO

Active
Private limited companyfounded 20251 yr activeSint-Jozefstraat 30, 2018 Antwerpen, BelgiumKBO/BCE: BE 1020.162.955
Summary

PAC-ELEKTRO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,865 and a net result of €45,815. Its solvency ranks better than 65% of 28281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency86
Growth-
Track record67
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.15; short-term debt: 39.3% and cash: 12.6% of total assets), and 39.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.7%
Return on assets
49.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PAC-ELEKTRO was incorporated on 19 February 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€55,865
Total assets
€92,009
Net result
€45,815
Working capital
€41,729

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €92,009
Fixed assets €14,136
Current assets €77,873
Equity and liabilities €92,009
Equity €55,865
Debt €36,144
Debt finances 39.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€64,214
Cash flow
€51,550
Current ratio
2.15
Debt to equity
0.65
ROE
82.0%
ROA
49.8%
Interest coverage
65.86
Debt ≤ 1 year
€36,144
Income taxes
€11,703

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€92,009
Fixed assets21/28€14,136
Tangible fixed assets22/27€14,136
Plant, machinery and equipment23€2,058
Furniture and vehicles24€12,078
Current assets29/58€77,873
Amounts receivable within one year40/41€66,236
Trade receivables40€63,460
Other amounts receivable41€2,776
Cash at bank and in hand54/58€11,637
Equity and liabilities
Total equity and liabilities10/49€92,009
Equity10/15€55,865
Contributions10/11€10,050
Profit (loss) carried forward14€45,815
Amounts payable17/49€36,144
Amounts payable within one year42/48€36,144
Trade debts44€24,428
Suppliers440/4€24,428
Taxes, remuneration and social security45€11,703
Taxes450/3€11,703
Other amounts payable47/48€13
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,734
Other operating charges640/8€548
Gross operating margin9900€64,762
Operating profit (loss)9901€58,480
Financial income75/76B€13
Recurring financial income75€13
Financial charges65/66B€975
Recurring financial charges65€975
Profit (loss) for the period before taxes9903€57,518
Income taxes67/77€11,703
Profit (loss) for the period9904€45,815
Profit (loss) for the period to be appropriated9905€45,815
Appropriation of the result
Profit (loss) to be appropriated9906€45,815

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,734
Other operating charges640/8€548
Gross operating margin9900€64,762
Operating profit (loss)9901€58,480
Financial income75/76B€13
Recurring financial income75€13
Financial charges65/66B€975
Recurring financial charges65€975
Profit (loss) for the period before taxes9903€57,518
Income taxes67/77€11,703
Profit (loss) for the period9904€45,815
Profit (loss) for the period to be appropriated9905€45,815
Line2025
Assets
Total assets20/58€92,009
Fixed assets21/28€14,136
Tangible fixed assets22/27€14,136
Plant, machinery and equipment23€2,058
Furniture and vehicles24€12,078
Current assets29/58€77,873
Amounts receivable within one year40/41€66,236
Trade receivables40€63,460
Other amounts receivable41€2,776
Cash at bank and in hand54/58€11,637
Equity and liabilities
Total equity and liabilities10/49€92,009
Equity10/15€55,865
Contributions10/11€10,050
Profit (loss) carried forward14€45,815
Amounts payable17/49€36,144
Amounts payable within one year42/48€36,144
Trade debts44€24,428
Suppliers440/4€24,428
Taxes, remuneration and social security45€11,703
Taxes450/3€11,703
Other amounts payable47/48€13
Line2025
Profit (loss) for the period9904€45,815
+ Depreciation and write-downs630€5,734
Operating cash flow (approximation)€51,550

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
94 m²
Building footprint
77 m²
Volume, LiDAR
983 m³
Parcel 11806F1429/00R006, Flanders · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PAC-Elektro
Sint-Jozefstraat 30, 2018 AntwerpenGeneral construction of residential buildings
since 20252.370.597.945
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11806F1429/00R006 Flanders 94 m² 1 · 77 m² 16.4 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,829 companies in sector 43211 we hold annual accounts for 10,334. 8,646 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43212Electrical installation work in industrial facilities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020162955
Also 9925:BE1020162955
Registered 18-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.