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Pac Cool

Active
Private limited companyfounded 20233 yrs activeRochesterlaan 13, 8470 Gistel, BelgiumKBO/BCE: BE 0802.997.672
Summary

The computed 12-month bankruptcy probability of Pac Cool is 4.2% (elevated). The 2025 annual accounts show equity of €39,477 and a net result of €30,760. Its solvency ranks better than 12% of 475 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Pac CoolActiveChecked score 48/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of machinery and equipment not elsewhere classified
NACE 28250Manufacture of machinery and equipment not elsewhere classified NACE 28930
#7 employer in Gistel, Manufacturing sector1 site
Size
€3.8mtotal assets 2025
Staff
25.3 FTE
Equity
€39,477
Profit
€30,760
Turnover not published (abridged schema)
Financial health
48 Fair Checked score 2025
Bankruptcy chance 12 m
4.2%
Structure
Largest shareholder
BERO · 25.5%
Accounts 22 d early1 of 2 deeds read
Why 48- Liquidity: current ratio 1.18, cash €8,175, halved- Founded in 2023- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 09-07-2026)Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 28, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 26+1
equity 1.0% of total assets
Liquidity 17-1
short-term debt 62.6% · cash 0.2%
Profitability 55+45
return on assets 0.8%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (291 companies)
Last 24 months 11-2024: 2.3%lowest value 12-2024: 2.5%▲ +10.4% vs 11-2024 01-2025: 2.8%▲ +10.4% vs 12-2024 02-2025: 2.8%● 0.0% vs 01-2025 03-2025: 2.8%▼ -1.4% vs 02-2025 04-2025: 2.7%▼ -1.1% vs 03-2025 05-2025: 3.0%▲ +8.7% vs 04-2025 06-2025: 3.1%▲ +4.2% vs 05-2025 07-2025: 3.1%▲ +1.1% vs 06-2025 08-2025: 2.9%▼ -8.9% vs 07-2025 09-2025: 2.9%● 0.0% vs 08-2025 10-2025: 2.9%● 0.0% vs 09-2025 11-2025: 2.9%● 0.0% vs 10-2025 12-2025: 2.9%● 0.0% vs 11-2025 01-2026: 2.8%▼ -1.3% vs 12-2025 02-2026: 2.7%▼ -3.5% vs 01-2026 03-2026: 4.5%▲ +66.4% vs 02-2026 04-2026: 5.4%▲ +18.2% vs 03-2026 05-2026: 5.7%▲ +6.3% vs 04-2026 06-2026: 6.0%▲ +5.8% vs 05-2026 07-2026: 6.4%▲ +5.6% vs 06-2026highest value 08-2026: 4.2%▼ -34.3% vs 07-2026 09-2026: 4.2%▲ +0.8% vs 08-2026 10-2026: 4.2%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.18, cash €8,175, halved raises the probability
  • Founded in 2023 raises the probability for this profile
  • Figures for FY 2025 (filed 09-07-2026) lowers the probability
  • 1 change of registered office in 24 months raises the probability
Credit up to €1,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.18 against 1.07 in 2024; short-term debt: 62.6% and cash: 0.2% of total assets), and 99% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 28, small). Better than this share of them on solvency 6%, liquidity 13%, profitability 32%, growth against the median 100%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.18, cash €8,175, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 09-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 475 sector peers (2025).
NBB · sector comparison
Position among 475 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
22 d early
2024
20 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Registered officeRegistered-office move · Power of…
  3. Back to profitnet €30,760

Key points

  • Positive: Back in profit in 2025after -€391,283 in 2024 €30,760 View
  • Caution: Among the weakest 12% on solvencysector median 44.8% · 475 companies 1.0% View
  • Total assets 20252 fiscal years filed €3.8m View

By topic

Financials

Fiscal year
2025
Total assets
€3.8m
Profit
€30,760
Solvency
1.0%
Total assets▲ 10.0%
Net result
20242025
Go to Financials

Timeline

Events
4
Since
2025
Next accounts
by 31-07-2027
  1. 09-07-2026Annual accounts filed
  2. 12-02-2026Registered office
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of machinery and equipment not elsewhere classifiedNACE 28250
Founded
21-06-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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