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Pablo's Renovation

Active
Private limited companyfounded 2018active for 8 yearsBoomsestraat 42, 2845 Niel, BelgiumKBO/BCE: BE 0711.753.633
Summary

The computed 12-month bankruptcy probability of Pablo's Renovation is 2.3% (moderate). The 2025 annual accounts show negative equity (-€4,859) and a net result of -€26,293. Equity has been stable since 2019 (±2.4% per year). Its solvency ranks better than 5% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 16-10-2018 Normal situation
Activity
Other building finishing work NACE 43350and 4 others
Establishment unit
2.302.437.035 2845 Niel, since 16-10-2018
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2025
Gross margin
-€15,910
▼ 512%
Loss
€26,293
▲ 52.4%
Equity
-€4,859
Total assets
€20,375
▼ 22.2%
  • Negative equity on 31-12-2025
Turnover not published (micro format)
Filed on 01-06-2026, 60 days before the deadline
Score breakdownraises riskLoss of €26,293, the second in a row (financial year 2025)Negative equity -€4,859Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €20,375Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 4% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 1-99
equity -23.8% of total assets
Liquidity 1-47
short-term debt 123.8% · cash 0.9%
Profitability 0=
return on assets -129.0%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.4%▼ -0.2 percentage points vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.5%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 2.2%▲ +0.6 percentage points vs 07-2025 09-2025: 1.4%▼ -0.8 percentage points vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025lowest value 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 2.3%▲ +0.8 percentage points vs 06-2026highest value 08-2026: 2.3%● unchanged vs 07-2026highest value 09-2026: 2.3%● unchanged vs 08-2026highest value 10-2026: 2.3%● unchanged vs 09-2026highest value 11-2026: 2.3%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.18 (3.8 in 2024), below 1. Short-term debt is 123.8% and cash 0.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 5% of them on solvency, 2% on liquidity, 4% on profitability and 3% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €20,375
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €26,293, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€4,859
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€4,859
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
60 days early
2024
26 days late
2023
21 days late
2022
25 days late
2021
3 days late
2020
22 days early
2019
52 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€4,859 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€26,293 View
  • Caution: Lower net result than 95% of companies in specialised constructionsector median €10,227 · 34,889 companies -€26,293 View

Recent changes

  1. · Gazette deed Registered office moved within NielChange of role: BIALOWAS Pawel, from manager to director
  2. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as Pablo's Renovation: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €17,100 and €23,000, founded between 2017 and 2020.

CompanyTotal assetsGross margin
Pablo's Renovation Niel€20,375-€15,910
FRA CONCEPT Juprelle€21,541-€16,107
VCS Renovations Tongeren-Borgloon€21,807-€1,222
ADDA PROJECTS Chaumont-Gistoux€20,627-€755
PI-Variations Sint-Lievens-Houtem€17,131-€6,076
GD-CONSTRUCTIONS Awans€23,039-€18
BECKX GEERT Rijkevorsel€19,178-€10,917
Full comparison

Key facts about Pablo's Renovation

What is the company number of Pablo's Renovation?
The company number of Pablo's Renovation is 0711.753.633. The VAT number is the same number with BE in front: BE 0711.753.633.
Where is Pablo's Renovation based?
The registered office is at Boomsestraat 42, 2845 Niel.Company details
What does Pablo's Renovation do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of Pablo's Renovation?
The legal form of Pablo's Renovation is Private limited company (BV).
When was Pablo's Renovation founded?
Pablo's Renovation was founded on 16-10-2018.
Is Pablo's Renovation still active?
Yes, Pablo's Renovation is an active enterprise in the KBO register.
What is the turnover of Pablo's Renovation?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2020 turnover was €160,948.Financials
Is Pablo's Renovation profitable?
In financial year 2025, Pablo's Renovation made a loss of €26,293.
Where can I find the annual accounts of Pablo's Renovation?
Pablo's Renovation filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Pablo's Renovation due?
Pablo's Renovation must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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