PA.NA.MA.
ActiveSummary
PA.NA.MA. has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,916 and a net result of €21,492. Equity has been growing by about 78% per year since 2019. Its solvency ranks better than 38% of 784 sector peers (NACE 32, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 13-06-2012 Normal situation
- Activity
- Manufacture of jewellery NACE 32123and 4 others
- Joint committee
- 149.03 Paritair Subcomité voor de edele metalen · annual accounts 30-06-2023
- Establishment unit
- 2.210.257.143 4130 Esneux, since 26-06-2012
- Financial year end
- 30 June
- Peppol
- Reachable since 24-03-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €67,640
- ▼ 27.6%
- Turnover
- ≈ €200,000
- estimated
- Profit
- €21,492
- ▼ 2.0%
- Equity
- €71,916
- ▲ 42.6%
- Total assets
- €265,840
- ▲ 21.2%
- Staff
- ≈ 0.2 FTE
- estimated
- 2025 accounts filed 29 days after the deadline
Score breakdownlowers riskFounded in 2012Size: total assets €265,840Sector: Other manufacturing (NACE 32)Figures for financial year 2025 (filed on 04-03-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, micro). It does better than 37% of them on solvency, 27% on liquidity, 62% on profitability and 85% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: 5 profitable years in a rowprofit 2025: €21,492 5 years View
Recent changes
- · Gazette deed Capital & shares
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as PA.NA.MA.: manufacture of jewellery (NACE 32123). They are comparable in size and age: total assets between €204,000 and €381,000, founded between 2007 and 2016.
| Company | Total assets | Gross margin |
|---|---|---|
| PA.NA.MA. Esneux | €265,840 | €67,640 |
| CRISY Saint-Georges-sur-Meuse | €229,692 | €47,542 |
| DELVALLEZ LAURENCE Wortegem-Petegem | €285,513 | €95,642 |
| BL BIJOUX Charleroi | €314,157 | €77,296 |
| Immersive Nazareth-De Pinte | €204,229 | €102,251 |
| AXL-Jewelry Elsene | €263,050 | €43,273 |
| TINEKE RIGOLE Roeselare | €380,844 | €63,839 |
Key facts about PA.NA.MA.
- What is the company number of PA.NA.MA.?
- The company number of PA.NA.MA. is 0846.551.464. The VAT number is the same number with BE in front: BE 0846.551.464.
- Where is PA.NA.MA. based?
- The registered office is at Avenue Laboulle 44, 4130 Esneux.Company details
- What does PA.NA.MA. do?
- According to the KBO register, the main activity is manufacture of jewellery (NACE 32123).
- What is the legal form of PA.NA.MA.?
- The legal form of PA.NA.MA. is Private limited company (BV).
- When was PA.NA.MA. founded?
- PA.NA.MA. was founded on 13-06-2012.
- Is PA.NA.MA. still active?
- Yes, PA.NA.MA. is an active enterprise in the KBO register.
- How many employees does PA.NA.MA. have?
- PA.NA.MA. had an average of 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does PA.NA.MA. fall under?
- In its 30-06-2023 annual accounts, PA.NA.MA. states joint committee 149.03 (Paritair Subcomité voor de edele metalen).
- What is the turnover of PA.NA.MA.?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €67,640 and 2,666 comparable companies of the same size. It probably lies between €130,000 and €350,000. It is a rough estimate. In financial year 2019 turnover was €22,887.
- Is PA.NA.MA. profitable?
- In financial year 2025, PA.NA.MA. made a profit of €21,492.
- Where can I find the annual accounts of PA.NA.MA.?
- PA.NA.MA. filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PA.NA.MA. due?
- PA.NA.MA. must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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