P5
ActiveSummary
P5 has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,243 and a net result of €3,339. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 29% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▲+14
Solvency58=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.48 in 2024; short-term debt: 67.5% and cash: 84.2% of total assets), and 67.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 13-11-2025, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
4 d early
2023
21 d late
2022
on the day
2021
1 d early
2020
57 d late
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close27-09-2026 today30-11-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€64,243▲ 5.5%
2024 · €60,903
Total assets
€197,442▲ 7.9%
2024 · €182,961
Net result
€3,339
2024 · -€6,935
Working capital
€62,385▲ 5.7%
2024 · €59,045
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€42,165▲ 718%€37,118▼ 12.0%-€4,118€4,240€7,013▲ 65.4%
Net result€22,377▲ 1,143%€23,793▲ 6.3%-€5,666-€6,935▼ 22.4%€3,339
Equity€57,772▲ 63.2%€81,565▲ 41.2%€75,899▼ 6.9%€60,903▼ 19.8%€64,243▲ 5.5%
Total assets€214,593▼ 7.6%€207,361▼ 3.4%€263,706▲ 27.2%€182,961▼ 30.6%€197,442▲ 7.9%
Debt€156,821▼ 20.3%€125,797▼ 19.8%€187,807▲ 49.3%€122,058▼ 35.0%€133,199▲ 9.1%
Working capital€53,946▲ 76.7%€78,491▲ 45.5%€106,434▲ 35.6%€59,045▼ 44.5%€62,385▲ 5.7%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 65% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197,442
Fixed assets
€1,858 =
Current assets
€195,584 ▲ 8.0%
Equity and liabilities €197,442
Equity
€64,243 ▲ 5.5%
Debt
€133,199 ▲ 9.1%
Debt's share of the balance-sheet total rises from 66.7% to 67.5%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.47▼
2024 · 1.48
Debt to equity
2.07▲
2024 · 2.00
ROE
5.2%▲
2024 · -11.4%
ROA
1.7%▲
2024 · -3.8%
Debt ≤ 1 year
€133,199▲
2024 · €122,058
Income taxes
€2,049▼
2024 · €10,264
Staff costs
€81,534▲
2024 · €80,753
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €57,751 | €75,837 | €80,753 | €81,534 | ▲ 1.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,038 | €752 | €609 | - | - | - |
| Other operating charges640/8 | - | €734 | €1,433 | €41,165 | €7,645 | ▼ 81.4% |
| Gross operating margin9900 | €90,129 | €96,355 | €73,761 | €126,159 | €96,192 | ▼ 23.8% |
| Operating profit (loss)9901 | €42,165 | €37,118 | -€4,118 | €4,240 | €7,013 | ▲ 65.4% |
| Financial income75/76B | - | €1 | €0 | €192 | - | - |
| Recurring financial income75 | €283 | €1 | €0 | €192 | - | - |
| Financial charges65/66B | - | €1,281 | €789 | €1,104 | €1,626 | ▲ 47.3% |
| Recurring financial charges65 | €1,156 | €1,281 | €789 | €1,104 | €1,626 | ▲ 47.3% |
| Profit (loss) for the period before taxes9903 | €41,292 | €35,839 | -€4,907 | €3,329 | €5,388 | ▲ 61.8% |
| Income taxes67/77 | €18,915 | €12,046 | €759 | €10,264 | €2,049 | ▼ 80.0% |
| Profit (loss) for the period9904 | €22,377 | €23,793 | -€5,666 | -€6,935 | €3,339 | ▲ 148% |
| Profit (loss) for the period to be appropriated9905 | €22,377 | €23,793 | -€5,666 | -€6,935 | €3,339 | ▲ 148% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €214,593 | €207,361 | €263,706 | €182,961 | €197,442 | ▲ 7.9% |
| Fixed assets21/28 | €3,826 | €3,074 | €2,465 | €1,858 | €1,858 | = |
| Tangible fixed assets22/27 | €1,361 | €609 | - | - | - | - |
| Furniture and vehicles24 | - | €609 | - | - | - | - |
| Financial fixed assets28 | €2,465 | €2,465 | €2,465 | €1,858 | €1,858 | = |
| Current assets29/58 | €210,767 | €204,287 | €261,241 | €181,103 | €195,584 | ▲ 8.0% |
| Amounts receivable within one year40/41 | €100,765 | €112,988 | €108,676 | €64,139 | €28,079 | ▼ 56.2% |
| Trade receivables40 | - | €93,190 | €98,824 | €45,723 | €6,167 | ▼ 86.5% |
| Other amounts receivable41 | - | €19,798 | €9,852 | €18,416 | €21,913 | ▲ 19.0% |
| Cash at bank and in hand54/58 | €110,002 | €91,133 | €150,222 | €114,552 | €166,186 | ▲ 45.1% |
| Deferred charges and accrued income490/1 | - | €166 | €2,343 | €2,412 | €1,319 | ▼ 45.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €214,593 | €207,361 | €263,706 | €182,961 | €197,442 | ▲ 7.9% |
| Equity10/15 | €57,772 | €81,565 | €75,899 | €60,903 | €64,243 | ▲ 5.5% |
| Contributions10/11 | - | €6,200 | €6,200 | - | - | - |
| Reserves13 | €16,860 | €16,860 | €16,860 | €15,000 | €18,300 | ▲ 22.0% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €15,000 | €16,860 | €15,000 | €18,300 | ▲ 22.0% |
| Profit (loss) carried forward14 | €34,712 | €58,505 | €52,839 | €45,903 | €45,943 | ▲ 0.1% |
| Amounts payable17/49 | €156,821 | €125,797 | €187,807 | €122,058 | €133,199 | ▲ 9.1% |
| Amounts payable within one year42/48 | €156,821 | €125,797 | €154,807 | €122,058 | €133,199 | ▲ 9.1% |
| Trade debts44 | €130,663 | €101,955 | €150,222 | €102,248 | €128,549 | ▲ 25.7% |
| Suppliers440/4 | - | €101,955 | €150,222 | €102,248 | €128,099 | ▲ 25.3% |
| Bills of exchange payable441 | - | - | - | - | €450 | - |
| Taxes, remuneration and social security45 | - | €18,133 | €4,458 | €19,150 | €3,536 | ▼ 81.5% |
| Taxes450/3 | - | €13,272 | €2,026 | €12,372 | €2,049 | ▼ 83.4% |
| Remuneration and social security454/9 | - | €4,861 | €2,432 | €6,778 | €1,487 | ▼ 78.1% |
| Other amounts payable47/48 | - | €5,709 | €127 | €660 | €1,115 | ▲ 69.0% |
| Accrued charges and deferred income492/3 | - | - | €33,000 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,377 | €23,793 | -€5,666 | -€6,935 | €3,339 | ▲ 148% |
| + Depreciation and write-downs630 | €1,038 | €752 | €609 | - | - | - |
| Operating cash flow (approximation) | €23,415 | €24,545 | -€5,057 | -€6,935 | €3,339 | ▲ 148% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €607 | €0 | ▼ 100% |
| Change in cash | - | -€18,869 | €59,089 | -€35,670 | €51,633 | ▲ 245% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-04
Financial
Back to profitnet €3,339
Net result €3,339 after 2 loss-making years.
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-04
Financial
Weakest financial yearnet -€6,935
Net result drops to -€6,935, the lowest in the series; recovery starts the following year.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-04
Financial
Highest result since 2019net €23,793 ▲6.3%
Net result €23,793, the highest in the series.
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 57 days late
2020
30-04
Financial
Back to profitnet €1,801
Net result €1,801 after one loss-making year.
2019
15-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2005
Ground area
5,012 m²
Building footprint
298 m²
Volume, LiDAR
849 m³
2 parcels, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P5
since 20052.145.889.527
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037B0353/00E000 | Wallonia | 3,580 m² | 1 · 133 m² | 8.2 m · 2 fl. |
| 25058A0108/00H000 | Wallonia | 1,432 m² | 1 · 166 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,502 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-03-2005
Fiscal year end30-04
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Contact
Phone
010/840703Grez-Doiceau
E-invoicing
Reachable via Peppol
Peppol ID
0208:0872220733
Also
9925:BE0872220733
Registered
24-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.