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P.Y.-ECO-CONSTRUCT

Active
Private limited companyfounded 20224 years activeDiestersteenweg 19, 3510 Hasselt, BelgiumKBO/BCE: BE 0783.997.451
Summary

P.Y.-ECO-CONSTRUCT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,883 and a net result of -€3,980. Its solvency ranks better than 69% of 16,777 sector peers (NACE 68, fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
€25,074total assets 2025
Equity
€13,883
Loss
-€3,980
Turnover not published (abridged schema)
Financial health
80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 3 days late0 of 2 deeds read
Why 80- Latest accounts 3 days late; 1 of the last 3 late+ Sector Real estate activities (NACE 68)+ Size: total assets €25,074+ Figures for FY 2025 (filed 05-08-2026)Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 37% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Weak
Solvency 80-20
equity 55.4% of total assets
Liquidity 39-18
short-term debt 44.6% · cash 8.3%
Profitability 9-91
return on assets -15.9%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,530 companies)
Last 24 months 11-2024: 4.1% 12-2024: 5.0%▲ +0.9 percentage points vs 11-2024 01-2025: 7.2%▲ +2.2 percentage points vs 12-2024 02-2025: 6.8%▼ -0.4 percentage points vs 01-2025 03-2025: 7.4%▲ +0.6 percentage points vs 02-2025 04-2025: 9.1%▲ +1.7 percentage points vs 03-2025 05-2025: 9.1%● unchanged vs 04-2025 06-2025: 9.3%▲ +0.2 percentage points vs 05-2025highest value 07-2025: 8.7%▼ -0.6 percentage points vs 06-2025 08-2025: 8.7%● unchanged vs 07-2025 09-2025: 6.3%▼ -2.4 percentage points vs 08-2025 10-2025: 6.3%● unchanged vs 09-2025 11-2025: 8.0%▲ +1.7 percentage points vs 10-2025 12-2025: 8.0%● unchanged vs 11-2025 01-2026: 8.0%● unchanged vs 12-2025 02-2026: 8.0%● unchanged vs 01-2026 03-2026: 8.0%● unchanged vs 02-2026 04-2026: 8.0%● unchanged vs 03-2026 05-2026: 8.0%● unchanged vs 04-2026 06-2026: 8.0%● unchanged vs 05-2026 07-2026: 8.0%● unchanged vs 06-2026 08-2026: 8.0%● unchanged vs 07-2026 09-2026: 0.5%▼ -7.5 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.07 against 21.14 in 2023; short-term debt: 44.6% and cash: 8.3% of total assets), and 44.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 68% on solvency, 31% on liquidity and 12% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Real estate activities (NACE 68)
KBO
raises risk · Latest accounts 3 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €25,074
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 05-08-2026)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
3 days late
2023
304 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 154 days after the deadline; the sector median for financial year 2023 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Total assets 20252 fiscal years filed €25,074 View
  • Active since 2022founded 30-03-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€25,074
Loss
-€3,980
Solvency
55.4%
Total assets▲ 17.8%
Net result
20232025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
30-03-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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