P. Vincent Consult
ActiveP. Vincent Consult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €79k. Its solvency ranks better than 57% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency91
Growth-
Track record79
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.68; short-term debt: 33.4% and cash: 54.5% of total assets), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
66%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
54 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€79k
Total assets
€120k
Net result
€79k
Working capital
€67k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €120k
Fixed assets
€12k
Current assets
€107k
Equity and liabilities €120k
Equity
€79k
Debt
€40k
Debt finances 33.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€111k
Cash flow
€83k
Solvency
66.3%
Current ratio
2.68
Quick ratio
2.68
Debt / equity
0.51
ROE
99.6%
ROA
66.0%
Interest coverage
27.56
Debt
€40k
Debt ≤ 1 year
€40k
Income taxes
€24k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€120k
Fixed assets21/28€12k
Tangible fixed assets22/27€12k
Plant, machinery and equipment23€10k
Other tangible fixed assets26€2k
Current assets29/58€107k
Amounts receivable within one year40/41€38k
Trade receivables40€32k
Other amounts receivable41€6k
Current investments50/53€3k
Cash at bank and in hand54/58€65k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€120k
Equity10/15€79k
Contributions10/11€2k
Reserves13€77k
Distributable reserves133€77k
Profit (loss) carried forward14€0
Amounts payable17/49€40k
Amounts payable within one year42/48€40k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€37k
Taxes450/3€34k
Remuneration and social security454/9€3k
Other amounts payable47/48€2k
Accrued charges and deferred income492/3€350
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€253
Gross operating margin9900€111k
Operating profit (loss)9901€106k
Financial income75/76B€204
Recurring financial income75€204
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€103k
Income taxes67/77€24k
Profit (loss) for the period9904€79k
Profit (loss) for the period to be appropriated9905€79k
Appropriation of the result
Profit (loss) to be appropriated9906€79k
Transfer to equity691/2€77k
To other reserves6921€77k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dokter Peelstraat(Kor) 48500 KortrijkGround area
217 m²
Building footprint
81 m²
Volume, LiDAR
657 m³
Parcel 34354C0190/00H003, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Grimfien
since 20232.348.875.091
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0190/00H003 | Flanders | 217 m² | 1 · 81 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,079 EUR awarded · 1,079 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,079 EUR | 1,079 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
6488YN8IQ588Z0I8C939
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2023
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.