P&VB Consulting
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 06-07-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 15% higher than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €38,285 | €1,869 |
| Depreciation and write-downs of the year | €12,639 | €8,090 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,639 | €8,090 | ▼ 36.0% |
| Other operating charges640/8 | €181 | €183 | ▲ 1.3% |
| Gross operating margin9900 | €431,796 | €488,522 | ▲ 13.1% |
| Operating profit (loss)9901 | €418,976 | €480,248 | ▲ 14.6% |
| Financial income75/76B | €234 | €11,829 | ▲ 51× |
| Recurring financial income75 | €234 | €11,829 | ▲ 51× |
| Financial charges65/66B | €117 | €1,693 | ▲ 14× |
| Recurring financial charges65 | €117 | €1,693 | ▲ 14× |
| Profit (loss) for the period before taxes9903 | €419,093 | €490,385 | ▲ 17.0% |
| Income taxes67/77 | €99,238 | €121,704 | ▲ 22.6% |
| Profit (loss) for the period9904 | €319,854 | €368,681 | ▲ 15.3% |
| Transfer to tax-exempt reserves689 | €155,770 | €181,030 | ▲ 16.2% |
| Profit (loss) for the period to be appropriated9905 | €164,084 | €187,651 | ▲ 14.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €387,273 | €830,917 | ▲ 115% |
| Fixed assets21/28 | €25,646 | €19,425 | ▼ 24.3% |
| Tangible fixed assets22/27 | €25,646 | €19,425 | ▼ 24.3% |
| Plant, machinery and equipment23 | €3,810 | €3,957 | ▲ 3.9% |
| Furniture and vehicles24 | €21,835 | €15,467 | ▼ 29.2% |
| Current assets29/58 | €361,627 | €811,492 | ▲ 124% |
| Amounts receivable within one year40/41 | €77,438 | €57,956 | ▼ 25.2% |
| Trade receivables40 | €77,438 | €57,956 | ▼ 25.2% |
| Current investments50/53 | €80,000 | €578,519 | ▲ 623% |
| Cash at bank and in hand54/58 | €203,338 | €174,051 | ▼ 14.4% |
| Deferred charges and accrued income490/1 | €851 | €966 | ▲ 13.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €387,273 | €830,917 | ▲ 115% |
| Equity10/15 | €320,854 | €689,535 | ▲ 115% |
| Contributions10/11 | €1,000 | €1,000 | = |
| Reserves13 | €319,854 | €688,535 | ▲ 115% |
| Tax-exempt reserves132 | €155,770 | €336,800 | ▲ 116% |
| Distributable reserves133 | €164,084 | €351,735 | ▲ 114% |
| Amounts payable17/49 | €66,418 | €141,382 | ▲ 113% |
| Amounts payable within one year42/48 | €66,418 | €140,785 | ▲ 112% |
| Trade debts44 | €995 | €336 | ▼ 66.3% |
| Suppliers440/4 | €995 | €336 | ▼ 66.3% |
| Taxes, remuneration and social security45 | €63,159 | €139,162 | ▲ 120% |
| Taxes450/3 | €63,159 | €139,162 | ▲ 120% |
| Other amounts payable47/48 | €2,263 | €1,288 | ▼ 43.1% |
| Accrued charges and deferred income492/3 | - | €596 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €319,854 | €368,681 | ▲ 15.3% |
| + Depreciation and write-downs630 | €12,639 | €8,090 | ▼ 36.0% |
| Operating cash flow (approximation) | €332,494 | €376,771 | ▲ 13.3% |
| Investment in fixed assets (approximation) | - | -€1,869 | - |
| Change in cash | - | -€29,287 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,127 companies had the same profile as P&VB Consulting has now. Two years later, 97.2% were still going and 0.8% had gone bankrupt.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of P&VB Consulting itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for P&VB Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.