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P&V Immo

Active
Public limited companyfounded 1986active for 40 yearsStationsstraat 22, 3570 Alken, BelgiumKBO/BCE: BE 0429.065.543
Summary

P&V Immo has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.8m and a net result of €267,102. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 93% of 5,789 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-06-1986 Normal situation
Activity
Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 1 other
Establishment unit
2.036.150.754 3550 Heusden-Zolder, since 04-07-1986
Financial year end
31 December
Peppol
Reachable since 19-01-2025

Board and ownership

Board
  • VRAMACO INVESTManaging director · permanent representative Joris Vrancken
Shareholders
  • VRAMACO INVEST CommVannual accounts 2025

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€396,656
▼ 6.4%
Turnover
≈ €440,000
estimated
Profit
€267,102
▼ 8.3%
Equity
€5.8m
▲ 981%
Total assets
€6.0m
▲ 486%
Filed on 29-06-2026, 32 days before the deadline
Score breakdownraises riskLiquidity: current ratio 7.87, cash €225,494lowers riskSize: total assets €6.0mFigures for financial year 2025 (filed on 29-06-2026)Equity €5.8m (96.4% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 88% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100+23
equity 96.4% of total assets
Liquidity 55-5
short-term debt 1.6% · cash 3.8%
Profitability 74-26
return on assets 4.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,993 companies, NACE 68, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €550,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.87 (2.45 in 2024), above the usual 1.5. Short-term debt is 1.6% and cash 3.8% of total assets. 3.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 92% of them on solvency, 79% on liquidity, 82% on profitability and 99% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €6.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 7.87, cash €225,494
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
lowers risk · Equity €5.8m (96.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
15 days early
2023
32 days early
2022
38 days early
2021
39 days early
2020
36 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €534,492 to €5.8m ▲ 981% View
  • Positive: Higher solvency than 92% of companies in real estatesector median 38.3% · 5,789 companies 96.4% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €267,102 8 years View

Recent changes

  1. · Gazette deed Resignation: VRAMACO (managing director)Appointment: VRAMACO INVEST (managing director) · Permanent representative: Joris Vrancken
  2. · Gazette deed Appointment: VRAMACO (niet statutaire enige bestuurder)Permanent representative: VRANCKEN Joris
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as P&V Immo: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €4.8m and €6m, founded between 1980 and 1990.

CompanyTotal assetsGross margin
P&V Immo Alken€6.0m€0.4m
BRIJS Hasselt€5.7m€0.4m
Raderma Sint-Truiden€5.7m€0.3m
AVDP Hasselt€4.8m€0.4m
RUGO Gent€5.9m€0.4m
MANA Sint-Lambrechts-Woluwe€6.0m€0.4m
ROODIMMO Sint-Pieters-Woluwe€5.8m€0.4m
Full comparison

Key facts about P&V Immo

What is the company number of P&V Immo?
The company number of P&V Immo is 0429.065.543. The VAT number is the same number with BE in front: BE 0429.065.543.
Where is P&V Immo based?
The registered office is at Stationsstraat 22, 3570 Alken.Company details
What does P&V Immo do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of P&V Immo?
The legal form of P&V Immo is Public limited company (NV).
When was P&V Immo founded?
P&V Immo was founded on 20-06-1986.
Is P&V Immo still active?
Yes, P&V Immo is an active enterprise in the KBO register.
What is the turnover of P&V Immo?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €396,656 and 39 comparable companies (NACE 68203). It probably lies between €420,000 and €550,000.Financials
Is P&V Immo profitable?
In financial year 2025, P&V Immo made a profit of €267,102.
Where can I find the annual accounts of P&V Immo?
P&V Immo filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of P&V Immo due?
P&V Immo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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