Skip to content

P'TIBOU

Active
Public limited companyfounded 200026 years activeVorstlaan 47, 1160 Oudergem, BelgiumKBO/BCE: BE 0472.648.237
Summary

P'TIBOU has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€428,178) and a net result of €3,036. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 5% of 12,456 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Retail trade
NACE 47554
1 site
Size
€245,256total assets 2025
Equity
-€428,178
Profit
€3,036
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts filed 31 days late0 of 14 deeds read
Why 54Capped at 59: negative equity- Negative equity -€428,178- Latest accounts 31 days late; 2 of the last 3 late+ Founded in 2000+ Size: total assets €245,256Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 33% of its sector peers (NACE 47, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -174.6% of total assets
Liquidity 35+33
short-term debt 274.6% · cash 28.0%
Profitability 70+70
return on assets 1.2%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 5.3% 12-2024: 5.3%● unchanged vs 11-2024 01-2025: 5.3%● unchanged vs 12-2024 02-2025: 5.3%● unchanged vs 01-2025 03-2025: 5.1%▼ -0.2 percentage points vs 02-2025 04-2025: 5.3%▲ +0.2 percentage points vs 03-2025 05-2025: 5.2%▼ -0.1 percentage points vs 04-2025 06-2025: 5.1%▼ -0.1 percentage points vs 05-2025 07-2025: 5.6%▲ +0.5 percentage points vs 06-2025 08-2025: 6.7%▲ +1.1 percentage points vs 07-2025 09-2025: 7.7%▲ +1.0 percentage point vs 08-2025highest value 10-2025: 7.7%● unchanged vs 09-2025highest value 11-2025: 3.6%▼ -4.1 percentage points vs 10-2025 12-2025: 3.6%● unchanged vs 11-2025 01-2026: 3.6%● unchanged vs 12-2025 02-2026: 3.6%● unchanged vs 01-2026 03-2026: 3.6%● unchanged vs 02-2026 04-2026: 3.7%▲ +0.1 percentage points vs 03-2026 05-2026: 3.8%▲ +0.1 percentage points vs 04-2026 06-2026: 3.8%● unchanged vs 05-2026 07-2026: 4.1%▲ +0.3 percentage points vs 06-2026 08-2026: 4.5%▲ +0.4 percentage points vs 07-2026 09-2026: 0.8%▼ -3.7 percentage points vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity short (current ratio 0.24 against 0.01 in 2024; short-term debt: 274.6% and cash: 28% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 32% on liquidity, 52% on profitability and 42% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€428,178
NBB · annual accounts
lowers risk · Founded in 2000
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €245,256
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12456 sector peers (2025).
NBB · sector comparison
Position among 12456 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
50 days late
2022
24 days late
2021
32 days early
2020
5 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €3,036
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€428,178 View
  • Caution: Among the weakest 5% on solvencysector median 37.0% · 12,456 companies -174.6% View
  • Active since 2000founded 30-08-2000 26 years View

By topic

Financials

Fiscal year
2025
Total assets
€245,256
Profit
€3,036
Solvency
-174.6%
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 19-09-2024Annual accounts filed
  3. 24-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail tradeNACE 47554
Founded
30-08-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.