Skip to content

P-Tech

Active Risk: not assessed
Private limited companyfounded 2019active for 7 yearsKanarieberg 26, 9600 Ronse, BelgiumKBO/BCE: BE 0718.871.156

Financials · financial year 2025, abbreviated format

2025 annual accounts filed 13 days after the deadline Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00396194.

Annual accounts 2025 filed on 13-08-2026 at the NBB all 6 filings

Equity
€10,317▲ 49.6%
2024 · €6,894
Net result
€3,423
2024 · -€30,332
Total assets
€983,200▲ 25.3%
2024 · €784,630
Solvency
1.0%▲ 0.2pp
2024 · 0.9%
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result for 2025 is a profit of €26,929, after a loss of €4,747 in 2024.

Operating result€26,929 2025 Net result€3,423 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€52,907-€62,903▲ 18.9%€47,984▼ 23.7%€31,110▼ 35.2%-€4,747€26,929
Net result€41,247within the sector's middle half-€48,682within the sector's middle half▲ 18.0%€39,980within the sector's middle half▼ 17.9%€18,626within the sector's middle half▼ 53.4%-€30,332below the sector's middle half€3,423below the sector's middle half
Equity€53,647within the sector's middle half-€102,329below the sector's middle half▲ 90.7%€142,309below the sector's middle half▲ 39.1%€37,226below the sector's middle half▼ 73.8%€6,894below the sector's middle half▼ 81.5%€10,317below the sector's middle half▲ 49.6%
Total assets€79,767below the sector's middle half-€138,501below the sector's middle half▲ 73.6%€270,918below the sector's middle half▲ 95.6%€879,260within the sector's middle half▲ 225%€784,630within the sector's middle half▼ 10.8%€983,200within the sector's middle half▲ 25.3%
Debt€26,119-€36,172▲ 38.5%€128,609▲ 256%€842,034▲ 555%€777,735▼ 7.6%€972,883▲ 25.1%
Working capital€52,335within the sector's middle half-€101,585within the sector's middle half▲ 94.1%€79,748within the sector's middle half▼ 21.5%-€156,081within the sector's middle half-€237,985below the sector's middle half▼ 52.5%-€423,882below the sector's middle half▼ 78.1%
Solvency67.3%within the sector's middle half-73.9%within the sector's middle half▲ 6.6pp52.5%within the sector's middle half▼ 21.4pp4.2%below the sector's middle half▼ 48.3pp0.9%below the sector's middle half▼ 3.4pp1.0%below the sector's middle half▲ 0.2pp
Current ratio3.00within the sector's middle half-3.81above the sector's middle half▲ 0.803.11above the sector's middle half▼ 0.700.46within the sector's middle half▼ 2.640.10below the sector's middle half▼ 0.360.15below the sector's middle half▲ 0.04
Return on assets (ROA)51.7%above the sector's middle half-35.1%above the sector's middle half▼ 16.6pp14.8%above the sector's middle half▼ 20.4pp2.1%within the sector's middle half▼ 12.6pp-3.9%below the sector's middle half▼ 6.0pp0.3%below the sector's middle half▲ 4.2pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €983,200
Fixed assets €910,735 ▲ 20.3%
Current assets €72,466 ▲ 165%
Equity and liabilities €983,200
Equity €10,317 ▲ 49.6%
Debt €972,883 ▲ 25.1%
Debt's share of the balance-sheet total falls from 99.1% to 99.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
33.2%▲
2024 · -439.9%
Debt ≤ 1 year
€496,348▲
2024 · €265,289
Debt > 1 year
€476,535▼
2024 · €512,446
Income taxes
€1,193▲
2024 · €192
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item20212022202320242025
Debts secured on the company's own assets---€461,941€438,733
Mortgages, amount registered---€55,000€55,000
Mortgage mandates---€467,500€467,500
Carrying value of the mortgaged assets---€612,609€592,101

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets-€158,200€611,585€63,994€218,716
Depreciation and write-downs of the year€569€5,613€20,327€49,208€65,307

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as P-Tech: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €781,000 and €1.3m, founded between 2017 and 2019.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFTEFinancial year
P-Tech Ronse2019€1.0m€0.01m€0.1m-€0.003m02025
GEDELIN Ingelmunster2019€0.9m€0.5m€0.1m-€0.08m02025
CK Invest Group Genk2019€0.8m€0.3m€0.1m-€0.1m02025
FORESIGHT MANAGEMENT Watermaal-Bosvoorde2019€0.8m€0.3m€0.1m-€0.04m02025
ANDIET Anzegem2018€0.8m€0.5m€0.08m-€0.2m02025
COLLECTIVE WRAP SIGN Pittem2017€1.0m€0.8m€0.09m-€0.001m02025
Ben Spooren Pelt2019€1.3m€0.2m€0.1m€0.1m€0.06m02025

They were chosen from the 20,095 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines

Source: Annual accounts 2025 at the NBB, filed on 13-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€784,630€983,200▲
Fixed assets21/28€757,326€910,735▲
Tangible fixed assets22/27€757,326€910,735▲
Land and buildings22€612,609€774,929▲
Furniture and vehicles24€8,195€16,766▲
Other tangible fixed assets26€136,522€119,040▼
Current assets29/58€27,304€72,466▲
Amounts receivable within one year40/41€1,255€32,759▲
Trade receivables40€0€114▲
Other amounts receivable41€1,255€32,645▲
Cash at bank and in hand54/58€10,739€33,838▲
Deferred charges and accrued income490/1€15,310€5,869▼
Equity and liabilities
Total equity and liabilities10/49€784,630€983,200▲
Equity10/15€6,894€10,317▲
Contributions10/11€18,600€18,600=
Reserves13€18,626€18,626=
Distributable reserves133€18,626€18,626=
Profit (loss) carried forward14-€30,332-€26,909▲
Amounts payable17/49€777,735€972,883▲
Amounts payable after more than one year17€512,446€476,535▼
Financial debts170/4€509,746€476,535▼
Other amounts payable178/9€2,700€0▼
Amounts payable within one year42/48€265,289€496,348▲
Current portion of amounts payable after more than one year42€33,572€34,015▲
Financial debts43€0-
Other loans439€0-
Trade debts44€33,163€150,686▲
Suppliers440/4€33,163€150,686▲
Taxes, remuneration and social security45€15,220€9,953▼
Taxes450/3€15,220€9,953▼
Other amounts payable47/48€183,334€301,694▲
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49,208€65,307▲
Other operating charges640/8€1,496€5,005▲
Gross operating margin9900€45,956€97,241▲
Operating profit (loss)9901-€4,747€26,929▲
Financial charges65/66B€25,392€22,313▼
Recurring financial charges65€25,392€22,313▼
Profit (loss) for the period before taxes9903-€30,140€4,616▲
Income taxes67/77€192€1,193▲
Profit (loss) for the period9904-€30,332€3,423▲
Profit (loss) for the period to be appropriated9905-€30,332€3,423▲
Appropriation of the result
Profit (loss) to be appropriated9906-€30,332-€26,909▲
Profit (loss) brought forward from the previous period14P--€30,332
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance sheet
Average headcount (FTE)90870.00.0=

The notes to these accounts have 16 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€394€569€5,613€20,327€49,208€65,307▲ 32.7%
Other operating charges640/8-€6,973€1,596€3,001€1,496€5,005▲ 235%
Gross operating margin9900€54,606€70,445€55,192€54,438€45,956€97,241▲ 112%
Operating profit (loss)9901€52,907€62,903€47,984€31,110-€4,747€26,929-
Financial income75/76B-€0€0€0---
Recurring financial income75€1€0€0€0---
Financial charges65/66B-€1,271€2,717€12,276€25,392€22,313▼ 12.1%
Recurring financial charges65€277€1,271€2,717€12,276€25,392€22,313▼ 12.1%
Profit (loss) for the period before taxes9903€52,631€61,632€45,267€18,833-€30,140€4,616-
Income taxes67/77€11,383€12,950€5,286€207€192€1,193▲ 521%
Profit (loss) for the period9904€41,247€48,682€39,980€18,626-€30,332€3,423-
Profit (loss) for the period to be appropriated9905€41,247€48,682€39,980€18,626-€30,332€3,423-
Line202020212022202320242025Change
Assets
Total assets20/58€79,767€138,501€270,918€879,260€784,630€983,200▲ 25.3%
Fixed assets21/28€1,312€743€153,331€744,589€757,326€910,735▲ 20.3%
Tangible fixed assets22/27€1,312€743€153,331€744,589€757,326€910,735▲ 20.3%
Land and buildings22---€582,174€612,609€774,929▲ 26.5%
Furniture and vehicles24-€743€10,854€8,411€8,195€16,766▲ 105%
Other tangible fixed assets26--€142,477€154,005€136,522€119,040▼ 12.8%
Current assets29/58€78,454€137,758€117,587€134,672€27,304€72,466▲ 165%
Stocks and contracts in progress3€6,000€0-----
Stocks30/36-€0-----
Amounts receivable within one year40/41€41,328€18,166€18,150€132,018€1,255€32,759▲ 26×
Trade receivables40-€18,150€18,150€20,231€0€114-
Other amounts receivable41-€16€0€111,787€1,255€32,645▲ 26×
Cash at bank and in hand54/58€31,126€117,072€96,873€0€10,739€33,838▲ 215%
Deferred charges and accrued income490/1-€2,519€2,565€2,654€15,310€5,869▼ 61.7%
Equity and liabilities
Total equity and liabilities10/49€79,767€138,501€270,918€879,260€784,630€983,200▲ 25.3%
Equity10/15€53,647€102,329€142,309€37,226€6,894€10,317▲ 49.6%
Contributions10/11-€12,400€12,400€18,600€18,600€18,600=
Reserves13€41,247€89,929€129,909€18,626€18,626€18,626=
Distributable reserves133-€89,929€129,909€18,626€18,626€18,626=
Profit (loss) carried forward14---€0-€30,332-€26,909▲ 11.3%
Amounts payable17/49€26,119€36,172€128,609€842,034€777,735€972,883▲ 25.1%
Amounts payable after more than one year17--€90,770€543,318€512,446€476,535▼ 7.0%
Financial debts170/4--€90,770€543,318€509,746€476,535▼ 6.5%
Other amounts payable178/9----€2,700€0▼ 100%
Amounts payable within one year42/48€26,119€36,172€37,839€290,752€265,289€496,348▲ 87.1%
Current portion of amounts payable after more than one year42--€9,230€22,452€33,572€34,015▲ 1.3%
Financial debts43---€79,274€0--
Other loans439---€79,274€0--
Trade debts44€6,506€3,805€5,983€12,743€33,163€150,686▲ 354%
Suppliers440/4-€3,805€5,983€12,743€33,163€150,686▲ 354%
Taxes, remuneration and social security45-€32,269€16,909€4,500€15,220€9,953▼ 34.6%
Taxes450/3-€32,269€16,909€4,500€15,220€9,953▼ 34.6%
Other amounts payable47/48-€98€5,717€171,782€183,334€301,694▲ 64.6%
Accrued charges and deferred income492/3---€7,964€0--
Line202020212022202320242025Change
Profit (loss) for the period9904€41,247€48,682€39,980€18,626-€30,332€3,423-
+ Depreciation and write-downs630€394€569€5,613€20,327€49,208€65,307▲ 32.7%
Operating cash flow (approximation)€41,642€49,250€45,593€38,953€18,876€68,730▲ 264%
Investment in fixed assets (approximation)-€0-€158,200-€611,585-€61,944-€218,716▼ 253%
Change in cash-€85,946-€20,200-€96,873€10,739€23,099▲ 115%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 13-08-2026 2026-00396194 NBB
31-12-2024 abbreviated format 10-06-2025 2025-00127001 PDF
31-12-2023 abbreviated format 17-07-2024 2024-00256803 PDF
31-12-2022 abbreviated format 08-02-2023 2023-00025138 PDF
31-12-2021 abbreviated format 08-06-2022 2022-20049240 PDF
31-12-2020 micro format 08-06-2021 2021-18300395 PDF

Next steps