Skip to content

P-TECH

Active
Private limited companyfounded 1998active for 28 yearsBetserbaan 38, 3545 Halen, BelgiumKBO/BCE: BE 0463.751.555
Summary

P-TECH has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €376,319 and a net result of €204. Equity remains stable across the filed financial years (±0.4% per year). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Activity not known1 site
Size
€381,702total assets 2026
Equity
€376,319
Profit
€204
Turnover not published (abbreviated format)
Financial health
89 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Holdings
1
2026 accounts 30 days early
Why 89raises riskLiquidity: current ratio 25.78, cash €575lowers riskSize: total assets €381,702Founded in 1998Equity €376,319 (98.6% of total assets)Show the evidence

Checked score

Score 2026
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 49% of its sector peers (no NACE code, micro)
Financial strength · tick = 2025
Strong
Solvency 100=
equity 98.6% of total assets
Liquidity 50=
short-term debt 1.4% · cash 0.2%
Profitability 38=
return on assets 0.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.2%▼ -0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.4%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.2%▼ -0.2 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 25.78, compared with 23.64 in 2025, above the usual 1.5; short-term debt: 1.4% and cash: 0.2% of total assets), and 1.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 40% on liquidity, 29% on profitability and 48% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €381,702
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 25.78, cash €575
NBB · annual accounts
lowers risk · Founded in 1998
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €376,319 (98.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-10-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
30 days early
2025
21 days early
2024
23 days early
2022
81 days early
2021
79 days early
2020
75 days early
2019
67 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 54 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 8 October (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Back to profitnet €408

Financials · financial year 2026, abbreviated format

Equity
€376,319▲ 0.1%
2025 · €376,115
Total assets
€381,702▼ 0.1%
2025 · €381,998
Net result
€204▼ 49.9%
2025 · €408
Working capital
€133,384▲ 0.2%
2025 · €133,180
Trend over the years

2021 to 2026, 5 financial years 2018 to 2026, 8 financial years

The operating result stays negative: a loss of €1,432 in 2026 against €1,217 in 2025; the loss grows.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€1,432 2026 Net result€204 2026

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202420252026
Operating result-€4,173--€5,058▼ 21.2%-€3,100▲ 38.7%-€3,437▼ 10.9%-€3,490▼ 1.5%-€3,064--€1,217▲ 60.3%-€1,432▼ 17.7%
Net result-€2,720--€3,736▼ 37.3%-€1,688▲ 54.8%-€2,009▼ 19.0%-€1,997▲ 0.6%-€1,559-€408€204▼ 49.9%
Equity€386,697-€382,960▼ 1.0%€381,272▼ 0.4%€379,264▼ 0.5%€377,267▼ 0.5%€375,708-€376,115▲ 0.1%€376,319▲ 0.1%
Total assets€392,463-€389,016▼ 0.9%€386,765▼ 0.6%€384,695▼ 0.5%€382,698▼ 0.5%€381,139-€381,998▲ 0.2%€381,702▼ 0.1%
Debt€5,766-€6,056▲ 5.0%€5,493▼ 9.3%€5,431▼ 1.1%€5,431=€5,431-€5,883▲ 8.3%€5,383▼ 8.5%
Working capital€143,761-€140,650▼ 2.2%€138,399▼ 1.6%€136,328▼ 1.5%€134,331▼ 1.5%€132,772-€133,180▲ 0.3%€133,384▲ 0.2%
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €381,702
Fixed assets €242,936 =
Current assets €138,766 ▼ 0.2%
Equity and liabilities €381,702
Equity €376,319 ▲ 0.1%
Debt €5,383 ▼ 8.5%
Debt's share of the balance-sheet total falls from 1.5% to 1.4%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
Current ratio
25.78▲
2025 · 23.64
Debt to equity
0.01▼
2025 · 0.02
ROE
0.1%▼
2025 · 0.1%
ROA
0.1%▼
2025 · 0.1%
Debt ≤ 1 year
€5,383▼
2025 · €5,883
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 27 lines
Balance sheet Code20252026
Assets
Total assets20/58€381,998€381,702▼
Fixed assets21/28€242,936€242,936=
Financial fixed assets28€242,936€242,936=
Current assets29/58€139,062€138,766▼
Amounts receivable within one year40/41€138,512€138,191▼
Trade receivables40€0-
Other amounts receivable41€138,512€138,191▼
Cash at bank and in hand54/58€550€575▲
Equity and liabilities
Total equity and liabilities10/49€381,998€381,702▼
Equity10/15€376,115€376,319▲
Contributions10/11€9,729€9,729=
Profit (loss) carried forward14€366,386€366,590▲
Amounts payable17/49€5,883€5,383▼
Amounts payable within one year42/48€5,883€5,383▼
Other amounts payable47/48€5,883€5,383▼
Income statement Code20252026
Other operating charges640/8€449€462▲
Gross operating margin9900-€767-€970▼
Operating profit (loss)9901-€1,217-€1,432▼
Financial income75/76B€1,698€1,711▲
Recurring financial income75€1,698€1,711▲
Financial charges65/66B€74€75▲
Recurring financial charges65€74€75▲
Profit (loss) for the period before taxes9903€408€204▼
Profit (loss) for the period9904€408€204▼
Profit (loss) for the period to be appropriated9905€408€204▼
Appropriation of the result
Profit (loss) to be appropriated9906€366,386€366,590▲
Profit (loss) brought forward from the previous period14P€365,978€366,386▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0--------
Other operating charges640/8---€410€410€446€449€462▲ 2.8%
Gross operating margin9900-€3,461-€4,264-€2,691-€3,027-€3,080-€2,617-€767-€970▼ 26.4%
Operating profit (loss)9901-€4,173-€5,058-€3,100-€3,437-€3,490-€3,064-€1,217-€1,432▼ 17.7%
Financial income75/76B---€1,539€1,562€1,573€1,698€1,711▲ 0.8%
Recurring financial income75€1,480€1,473€1,516€1,539€1,562€1,573€1,698€1,711▲ 0.8%
Financial charges65/66B---€110€69€69€74€75▲ 2.0%
Recurring financial charges65€27€151€104€110€69€69€74€75▲ 2.0%
Profit (loss) for the period before taxes9903-€2,720-€3,736-€1,688-€2,009-€1,997-€1,559€408€204▼ 49.9%
Income taxes67/77€0--------
Profit (loss) for the period9904-€2,720-€3,736-€1,688-€2,009-€1,997-€1,559€408€204▼ 49.9%
Profit (loss) for the period to be appropriated9905-€2,720-€3,736-€1,688-€2,009-€1,997-€1,559€408€204▼ 49.9%
Line20182019202020212022202420252026Change
Assets
Total assets20/58€392,463€389,016€386,765€384,695€382,698€381,139€381,998€381,702▼ 0.1%
Formation expenses20€0--------
Fixed assets21/28€242,936€242,936€242,936€242,936€242,936€242,936€242,936€242,936=
Intangible fixed assets21€0--------
Financial fixed assets28€242,936€242,936€242,936€242,936€242,936€242,936€242,936€242,936=
Current assets29/58€149,527€146,081€143,830€141,759€139,762€138,203€139,062€138,766▼ 0.2%
Stocks and contracts in progress3€0--------
Amounts receivable within one year40/41€149,426€145,161€143,638€141,678€139,240€137,814€138,512€138,191▼ 0.2%
Trade receivables40---€37,559€33,560€30,560€0--
Other amounts receivable41---€104,119€105,681€107,254€138,512€138,191▼ 0.2%
Current investments50/53€0--------
Cash at bank and in hand54/58€101€920€191€81€522€389€550€575▲ 4.6%
Equity and liabilities
Total equity and liabilities10/49€392,463€389,016€386,765€384,695€382,698€381,139€381,998€381,702▼ 0.1%
Equity10/15€386,697€382,960€381,272€379,264€377,267€375,708€376,115€376,319▲ 0.1%
Contributions10/11€7,729€7,729-€7,729€7,729€9,729€9,729€9,729=
Reserves13€2,000€2,000€2,000€2,000€2,000€0---
Non-distributable reserves130/1---€2,000€2,000€0---
Reserves not available under the articles1311---€2,000€2,000€0---
Profit (loss) carried forward14€376,967€373,231€371,543€369,535€367,538€365,978€366,386€366,590▲ 0.1%
Amounts payable17/49€5,766€6,056€5,493€5,431€5,431€5,431€5,883€5,383▼ 8.5%
Amounts payable within one year42/48€5,766€5,431€5,431€5,431€5,431€5,431€5,883€5,383▼ 8.5%
Other amounts payable47/48---€5,431€5,431€5,431€5,883€5,383▼ 8.5%
Accrued charges and deferred income492/3---€0-----
Line20182019202020212022202420252026Change
Profit (loss) for the period9904-€2,720-€3,736-€1,688-€2,009-€1,997-€1,559€408€204▼ 49.9%
+ Depreciation and write-downs630€0--------
Operating cash flow (approximation)-€2,720-€3,736-€1,688-€2,009-€1,997-€1,559€408€204▼ 49.9%
Investment in fixed assets (approximation)-€0€0€0€0-€0€0-
Change in cash-€818-€728-€110€441-€161€25▼ 84.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 27 filings with the National Bank
Financial year Type Filed Reference
31-03-2026 abbreviated format 01-10-2026 2026-00544847
31-03-2025 abbreviated format 10-10-2025 2025-00539805
31-03-2024 abbreviated format 08-10-2024 2024-00506308
31-12-2022 abbreviated format 11-05-2023 2023-00089280
31-12-2021 abbreviated format 13-05-2022 2022-20029954
31-12-2020 abbreviated format 17-05-2021 2021-14300329
31-12-2019 abbreviated format 25-05-2020 2020-13100569
31-12-2018 abbreviated format 21-05-2019 2019-14100522
31-12-2017 abbreviated format 09-07-2018 2018-31200145
31-12-2016 abbreviated format 10-05-2017 2017-11700379

Show all 27 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2024
POOLS Maarten
Director (not named in the articles)
Current
POOLS Wouter
Director (not named in the articles)
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2024, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
POOLS Maarten
  • Manager (not named in the articles), until 03-01-2024
  • Director (not named in the articles), since before 03-01-2024
POOLS Wouter
  • Manager (not named in the articles), until 03-01-2024
  • Director (not named in the articles), since before 03-01-2024
See the board, name and registered office on a given date →

Owners and capital

Owners

2 owners

Owners 2

According to the annual accounts to 31-03-2024 of P-TECH and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Capital and shareholders

Capital over the years
  1. 03-01-2024 Converted to unavailable equity

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the annual accounts to 31-03-2024 of P-TECH and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

P-TECH was incorporated on 6 July 1998.1 Total assets went from €392,463 in 2018 to €381,702 in 2026.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2026

Acts, filings and financial milestones

Next filing, financial year 2027, expected by 31-10-2027
2026
01-10
NBB filing Annual accounts filed
financial year 2026 · abbreviated format
2025
10-10
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
31-03
Financial Back to profitnet €408
Net result €408 after 6 loss-making years.
2024
08-10
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
03-01
Gazette deed Resignations: POOLS Wouter (manager) and POOLS Maarten (manager)
Reappointments: POOLS Wouter (director) and POOLS Maarten (director) · Amendment of the articles · Capital conversion13 facts ▸
  • Amendment of the articles (3 times)
  • Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
  • Capital
  • Other provision, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
  • Director resignation, POOLS Wouter (manager (not named in the articles))
  • Director resignation, POOLS Maarten (manager (not named in the articles))
  • Director reappointment, POOLS Wouter (director (not named in the articles))
  • Director reappointment, POOLS Maarten (director (not named in the articles))
  • Power of attorney
  • Power of attorney, Baudouin VERELST
  • Other provision, “stemming, alle agendapunten besproken en telkens eenparig beslist” (deed in Dutch)
  • Director discharge, POOLS Wouter
  • +1 further fact in this act
2023
11-05
NBB filing Annual accounts filed
financial year 2022 · abbreviated format
2022
13-05
NBB filing Annual accounts filed
financial year 2021 · abbreviated format
2021
17-05
NBB filing Annual accounts filed
financial year 2020 · abbreviated format
2020
25-05
NBB filing Annual accounts filed
financial year 2019 · abbreviated format
2019
31-12
Financial Weakest financial yearnet -€3,736
Net result drops to -€3,736, the lowest in the series; recovery starts the following year.
21-05
NBB filing Annual accounts filed
financial year 2018 · abbreviated format
2018
09-07
NBB filing Annual accounts filed
financial year 2017 · abbreviated format
2017
10-05
NBB filing Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 27 annual accounts filed, the latest 10 are here; all 27 are under Financials.
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded06-07-1998
Financial year end31-03
E-invoicing
Reachable via Peppol
Peppol ID 0208:0463751555
Also 9925:BE0463751555
Registered 10-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 1998
registered office establishment The establishment unit on the map
Ground area
1,408 m²
Building footprint
188 m²
Building volume
771 m³
Parcel 71020A0101/00Y003, Flanders · tallest building 6.5 m. Linked by address, not a title deed.
1 establishment unit
Betserbaan 38, 3545 Halen
Renting and operating of own or leased residential real estate, excluding social housing
since 1998unit no. 2.087.924.010
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
71020A0101/00Y003 Flanders 1,408 m² 1 · 188 m² 6.5 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
P-TECH
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, 3545 Halen,Betserbaan 38” (deed in Dutch)

deed of 03-01-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, met of zonder beperking” (deed in Dutch)
“Behalve wet of statuten aan algemene vergadering voorbehouden, geheel van bevoegdheden met mogelijkheid deel te delegeren” (deed in Dutch)

deed of 03-01-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Friday of September at 10:00

deed of 03-01-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Winstverdeling-reserves, helft gereserveerd,helft uitgekeerd” (deed in Dutch)
Other provision: “Laatste goedgekeurde jaarrekening of recentere staat van activa en passiva, instandhouding vermogen-uitkeringen” (deed in Dutch)
Liquidation distribution: “Goederen in natura opzelfde wijze verdeeld, na aanzuivering schulden,lasten,kosten of consignatie” (deed in Dutch)
2 more provisions in the deed, see the deed of 03-01-2024

deed of 03-01-2024