P&T PROJECTS
ActiveP&T PROJECTS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €36k. Equity is growing by ~49% per year across the filed fiscal years. Its solvency ranks better than 70% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency100▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 2.46 in 2024; short-term debt: 25% and cash: 0% of total assets), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
14.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
28 d early
2023
on the day
2022
2 d early
2021
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▲ 24.1%
2024 · €149k
2021: €37k
2022: €65k
2023: €76k
2024: €149k
2021 → 2025
Total assets
€246k▲ 17.5%
2024 · €210k
2021: €73k
2022: €115k
2023: €148k
2024: €210k
2021 → 2025
Net result
€36k▼ 50.8%
2024 · €73k
2021: €33k
2022: €28k
2023: €11k
2024: €73k
2021 → 2025
Working capital
€130k▲ 47.2%
2024 · €89k
2021: €-15k
2022: €-5k
2023: €10k
2024: €89k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€65k▲ 76.9%€76k▲ 16.9%€149k▲ 96.1%€185k▲ 24.1%
Operating result€49k-€47k▼ 3.5%€23k▼ 51.6%€96k▲ 319%€47k▼ 51.2%
Net result€33k-€28k▼ 15.0%€11k▼ 61.1%€73k▲ 564%€36k▼ 50.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246k
Fixed assets
€54k▼ 10.0%
Current assets
€192k▲ 28.5%
Equity and liabilities €246k
Equity
€185k▲ 24.1%
Debt
€62k▲ 1.3%
The debt ratio falls from 29.0% to 25.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▼
2024 · €102k
Cash flow
€42k▼
2024 · €79k
Solvency
75.0%▲
2024 · 71.0%
Current ratio
3.12▲
2024 · 2.46
Quick ratio
3.12▲
2024 · 2.46
Debt / equity
0.33▼
2024 · 0.41
ROE
19.4%▼
2024 · 49.0%
ROA
14.6%▼
2024 · 34.8%
Interest coverage
39.38▲
2024 · 28.41
Debt
€62k▲
2024 · €61k
Debt ≤ 1 year
€62k▲
2024 · €61k
Income taxes
€10k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€210k€246k▲
Fixed assets21/28€60k€54k▼
Tangible fixed assets22/27€30k€24k▼
Plant, machinery and equipment23€27k€23k▼
Furniture and vehicles24€3k€736▼
Financial fixed assets28€30k€30k=
Current assets29/58€149k€192k▲
Amounts receivable within one year40/41€149k€192k▲
Trade receivables40€143k€160k▲
Other amounts receivable41€6k€32k▲
Cash at bank and in hand54/58€0€0=
Equity and liabilities
Total equity and liabilities10/49€210k€246k▲
Equity10/15€149k€185k▲
Contributions10/11€4k€4k=
Reserves13€72k€181k▲
Distributable reserves133€72k€181k▲
Profit (loss) carried forward14€73k€0▼
Amounts payable17/49€61k€62k▲
Amounts payable within one year42/48€61k€62k▲
Financial debts43€31k€30k▼
Credit institutions430/8€11k€10k▼
Other loans439€20k€20k=
Trade debts44€16k€20k▲
Suppliers440/4€16k€20k▲
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€14k€9k▼
Other amounts payable47/48€0€3k▲
Income statement
Code20242025
Non-recurring operating income76A€11k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€105k€54k▼
Operating profit (loss)9901€96k€47k▼
Financial income75/76B€0€666▲
Recurring financial income75€0€666▲
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€93k€46k▼
Income taxes67/77€20k€10k▼
Profit (loss) for the period9904€73k€36k▼
Profit (loss) for the period to be appropriated9905€73k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€109k▲
Profit (loss) brought forward from the previous period14P-€73k
Transfer to equity691/2€0€109k▲
To other reserves6921€0€109k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €185k ▲24.1%
5 profitable years in a row build equity to €185k.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2021net €73k ▲564%
Operating result €96k, net result €73k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 2.46
Current ratio from 1.13 to 2.46; short-term debt falls from €72k to €61k.
30-09
Financial
Equity above €100kEq €149k ▲96.1%
4 profitable years in a row build equity to €149k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €11k ▼61.1%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zaffelare-Dorp 819080 LochristiGround area
403 m²
Building footprint
93 m²
Volume, LiDAR
670 m³
Parcel 44076F0024/00G000, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
P&T PROJECTS
since 20202.308.817.160
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44076F0024/00G000 | Flanders | 403 m² | 1 · 93 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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COMIGRA
BE 0424.518.718
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STILICLE
BE 0746.523.381
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B.Egon
BE 0745.816.766
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Of 5,696 companies in sector 70100 we hold annual accounts for 3,489. 2,366 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2020
Fiscal year end30-09
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.