Checked.be · Company dossierhttps://checked.be/en/c/p-t-0451437208 · as of 30-10-2026
P & T
Active
Public limited company · founded 1993 · active for 32 yearsKBO/BCE: BE 0451.437.208
Summary
The computed 12-month bankruptcy probability of P & T is 4.7% (elevated). For P & T, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €88,855 and a net result of -€12,314. Equity is shrinking by about 6.7% per year across the filed financial years. The company has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals.
Turnover not published (abbreviated or micro format)
Financial health
Bankruptcy probabilitywithin 12 months
4.7%
2022 figures too old to score
Structure
2023 accounts not filed, 821 days past the deadline4 deeds in the Belgian Official Gazette
Signalsraises riskFigures for financial year 2022 (filed 21-11-2024)3 financial years not filed after the legal deadline; last filed accounts filed 478 days late; 3 of the last 3 lateTwo or more financial years not filed2022 accounts filed 478 days latelowers riskFounded in 1993Size: total assets €110,855Show the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Average
Solvency100=
equity 80.2% of total assets
Liquidity44-51
short-term debt 19.8% · cash 0.4%
Profitability10-10
return on assets -11.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
4.7%Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 2.6%lowest value12-2024: 2.9%▲ +0.3 percentage points vs 11-202401-2025: 4.9%▲ +2.0 percentage points vs 12-202402-2025: 4.9%● unchanged vs 01-202503-2025: 5.3%▲ +0.4 percentage points vs 02-202504-2025: 5.1%▼ -0.2 percentage points vs 03-202505-2025: 5.1%● unchanged vs 04-202506-2025: 5.1%● unchanged vs 05-202507-2025: 5.1%● unchanged vs 06-202508-2025: 5.6%▲ +0.5 percentage points vs 07-2025highest value09-2025: 5.6%● unchanged vs 08-2025highest value10-2025: 5.6%● unchanged vs 09-2025highest value11-2025: 5.6%● unchanged vs 10-2025highest value12-2025: 5.6%● unchanged vs 11-2025highest value01-2026: 5.6%● unchanged vs 12-2025highest value02-2026: 5.2%▼ -0.4 percentage points vs 01-202603-2026: 5.2%● unchanged vs 02-202604-2026: 5.2%● unchanged vs 03-202605-2026: 4.9%▼ -0.3 percentage points vs 04-202606-2026: 4.9%● unchanged vs 05-202607-2026: 4.9%● unchanged vs 06-202608-2026: 4.7%▼ -0.2 percentage points vs 07-202609-2026: 4.7%● unchanged vs 08-202610-2026: 4.7%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline30-10-2026 today
raises risk · 2022 accounts filed 478 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 20-11-2024, 478 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
This company filed its last 4 accounts on average 681 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2022 · micro…
Annual accounts filedfinancial year 2021 · micro…
Annual accounts filedfinancial year 2020 · micro…
Key points
Risk: 2023 accounts not fileddeadline was 31-07-2024821 days past the deadlineView
Risk: 4 loss-making years in a rowloss financial year 2022-€12,314View