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P-S Retail

Active
Private limited companyfounded 2025active for 1 yearBollestraat 47, 8820 Torhout, BelgiumKBO/BCE: BE 1025.692.153
Summary

P-S Retail has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,714 and a net result of €1,714. Its solvency ranks better than 18% of 10,646 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€88,747total assets 2025
Equity
€11,714
Profit
€1,714
Turnover not published (abbreviated format)
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Holdings
1
Accounts 64 days early
Why 91raises riskEquity €11,714 (13.2% of total assets)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 0.59, cash €19,057Size: total assets €88,747Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 26% of its sector peers (NACE 70, micro)
Financial strength
Average
Solvency 38
equity 13.2% of total assets
Liquidity 45
short-term debt 61.0% · cash 21.5%
Profitability 71
return on assets 1.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,366 companies, NACE 70, micro)
Last 24 months 08-2026: 0.1%lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.59, below 1; short-term debt: 61% and cash: 21.5% of total assets), and 86.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 19% on solvency, 25% on liquidity and 34% on profitability.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 0.59, cash €19,057
NBB · annual accounts
lowers risk · Size: total assets €88,747
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €11,714 (13.2% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 10646 sector peers (2025).
NBB · sector comparison
Position among 10646 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
64 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. IncorporationAppointment: SOENENS Pauwel Tom Arnold…

Key points

  • Caution: Among the weakest 12% on equitysector median €325,078 · 10,656 companies €11,714 View
  • Founded 14 months agofounded 18-07-2025 14 months View
  • Total assets 2025first financial year filed €88,747 View

By topic

Financials

Financial year
2025
Total assets
€88,747
Profit
€1,714
Solvency
13.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
18-07-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
19
Who signs
Each director alone
Annual meeting
15 June at 18:00
Purpose
“Het uitoefenen van management, consulting en beheersactiviteiten. Deze activiteiten…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

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