P&S
ActiveP&S has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €23k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 86% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+89
Solvency100▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.05 against 3.53 in 2024; short-term debt: 18.7% and cash: 34.5% of total assets), and 18.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
15.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
71 d early
2024
11 d early
2023
20 d early
2022
26 d early
2021
11 d early
2020
54 d late
2018
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 24.2%
2024 · €97k
2018: €38k
2020: €53k
2021: €75k
2022: €107k
2023: €119k
2024: €97k
2018 → 2025
Total assets
€148k▲ 4.7%
2024 · €141k
2018: €59k
2020: €68k
2021: €103k
2022: €164k
2023: €164k
2024: €141k
2018 → 2025
Net result
€23k
2024 · €-22k
2018: €14k
2020: €8k
2021: €22k
2022: €32k
2023: €12k
2024: €-22k
2018 → 2025
Working capital
€112k▲ 27.8%
2024 · €88k
2018: €28k
2020: €46k
2021: €65k
2022: €91k
2023: €107k
2024: €88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€107k▲ 42.5%€119k▲ 11.4%€97k▼ 18.5%€120k▲ 24.2%
Operating result€31k-€39k▲ 24.7%€16k▼ 59.2%€-21k€25k
Net result€22k-€32k▲ 43.0%€12k▼ 61.7%€-22k€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €21k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€8k▼ 56.4%
Current assets
€140k▲ 14.2%
Equity and liabilities €148k
Equity
€120k▲ 24.2%
Debt
€28k▼ 37.8%
The debt ratio falls from 31.5% to 18.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €-10k
Cash flow
€34k▲
2024 · €-10k
Solvency
81.3%▲
2024 · 68.5%
Current ratio
5.05▲
2024 · 3.53
Quick ratio
4.13▲
2024 · 2.51
Debt / equity
0.23▼
2024 · 0.46
ROE
19.5%▲
2024 · -22.7%
ROA
15.8%▲
2024 · -15.6%
Interest coverage
42.03▲
2024 · -5.82
Debt
€28k▼
2024 · €44k
Debt ≤ 1 year
€28k▼
2024 · €35k
Debt > 1 year
€0▼
2024 · €7k
Income taxes
€2k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€148k▲
Fixed assets21/28€19k€8k▼
Tangible fixed assets22/27€19k€8k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€3k€1k▼
Leasing and similar rights25€16k€7k▼
Current assets29/58€122k€140k▲
Stocks and contracts in progress3€35k€25k▼
Stocks30/36€14k€8k▼
Contracts in progress37€22k€18k▼
Amounts receivable within one year40/41€28k€58k▲
Trade receivables40€15k€46k▲
Other amounts receivable41€13k€12k▼
Cash at bank and in hand54/58€54k€51k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€141k€148k▲
Equity10/15€97k€120k▲
Contributions10/11€6k€6k=
Reserves13€77k€114k▲
Distributable reserves133€77k€114k▲
Profit (loss) carried forward14€14k€0▼
Amounts payable17/49€44k€28k▼
Amounts payable after more than one year17€7k€0▼
Financial debts170/4€7k€0▼
Amounts payable within one year42/48€35k€28k▼
Current portion of amounts payable after more than one year42€10k€7k▼
Trade debts44€11k€5k▼
Suppliers440/4€11k€5k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€10k€10k=
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€27k€995▼
Gross operating margin9900€17k€36k▲
Operating profit (loss)9901€-21k€25k▲
Financial income75/76B€994€2k▲
Recurring financial income75€994€2k▲
Financial charges65/66B€2k€841▼
Recurring financial charges65€2k€841▼
Profit (loss) for the period before taxes9903€-22k€25k▲
Income taxes67/77€0€2k▲
Profit (loss) for the period9904€-22k€23k▲
Profit (loss) for the period to be appropriated9905€-22k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€37k▲
Profit (loss) brought forward from the previous period14P€36k€14k▼
Transfer to equity691/2€0€37k▲
To other reserves6921€0€37k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial
Equity above €100kEq €120k ▲24.2%
Equity rises from €97k to €120k.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-22k ▼281%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €32k ▲43%
Operating result €39k, net result €32k, both a record.
31-12
Financial
Equity above €100kEq €107k ▲42.5%
4 profitable years in a row build equity to €107k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat(NDW) 192200 HerentalsGround area
1,544 m²
Building footprint
190 m²
Volume, LiDAR
923 m³
Parcel 13027A0152/00G002, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027A0152/00G002 | Flanders | 1,544 m² | 1 · 190 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MD ALARMES
BE 0838.720.792
Stavelot · Eq €120k
Elektro Peter Henderikx
BE 0555.934.714
Herenthout · Eq €120k
T-Technics
BE 1009.880.262
Tienen · Eq €120k
ECOTERA
BE 0782.324.004
Willebroek · Eq €120k
GMS-ELEC & Koï
BE 0688.559.844
Ath · Eq €120k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,752 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2015
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.