P & P TRADE
ActiveP & P TRADE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €433k and a net result of €-11k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 94% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+33
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.23 against 4.29 in 2024; short-term debt: 3.2% and cash: 4.4% of total assets), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 11-12-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
27 d early
2023
34 d early
2022
33 d early
2021
17 d early
2020
36 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close22-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€433k▼ 2.6%
2024 · €445k
2019: €281k
2020: €278k
2021: €467k
2022: €466k
2023: €463k
2024: €445k
2019 → 2025
Total assets
€457k▼ 5.2%
2024 · €483k
2019: €545k
2020: €527k
2021: €613k
2022: €563k
2023: €514k
2024: €483k
2019 → 2025
Net result
€-11k▲ 38.9%
2024 · €-19k
2019: €-11k
2020: €-3k
2021: €-15k
2022: €-248
2023: €-3k
2024: €-19k
2019 → 2025
Working capital
€47k▼ 4.0%
2024 · €49k
2019: €-136k
2020: €-134k
2021: €36k
2022: €47k
2023: €57k
2024: €49k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€467k-€466k▼ 0.1%€463k▼ 0.7%€445k▼ 4.1%€433k▼ 2.6%
Operating result€-12k-€2k€-1k€-17k▼ 1,224%€-10k▲ 41.0%
Net result€-15k-€-248▲ 98.3%€-3k▼ 1,138%€-19k▼ 512%€-11k▲ 38.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €456k
Fixed assets
€395k▼ 5.1%
Current assets
€61k▼ 3.6%
Equity and liabilities €457k
Equity
€433k▼ 2.6%
Debt
€24k▼ 36.3%
The debt ratio falls from 7.9% to 5.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▲
2024 · €4k
Cash flow
€10k▲
2024 · €2k
Solvency
94.7%▲
2024 · 92.1%
Current ratio
4.23▼
2024 · 4.29
Quick ratio
4.06▼
2024 · 4.12
Debt / equity
0.06▼
2024 · 0.09
ROE
-2.7%▲
2024 · -4.2%
ROA
-2.5%▲
2024 · -3.9%
Interest coverage
7.94▲
2024 · 2.30
Debt
€24k▼
2024 · €38k
Debt ≤ 1 year
€15k▼
2024 · €15k
Debt > 1 year
€10k▼
2024 · €22k
Income taxes
€292▲
2024 · €222
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€483k€457k▼
Formation expenses20€3k€1k▼
Fixed assets21/28€416k€395k▼
Tangible fixed assets22/27€414k€395k▼
Land and buildings22€239k€220k▼
Leasing and similar rights25€175k€175k=
Financial fixed assets28€2k€0▼
Current assets29/58€64k€61k▼
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k€2k▼
Other amounts receivable41€36€3k▲
Current investments50/53-€32k
Cash at bank and in hand54/58€57k€20k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€483k€457k▼
Equity10/15€445k€433k▼
Contributions10/11€39k€39k=
Reserves13€406k€395k▼
Distributable reserves133€406k€395k▼
Amounts payable17/49€38k€24k▼
Amounts payable after more than one year17€22k€10k▼
Financial debts170/4€22k€10k▼
Amounts payable within one year42/48€15k€15k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€568€2k▲
Suppliers440/4€568€2k▲
Advances received on contracts in progress46€540€155▼
Taxes, remuneration and social security45€295€360▲
Taxes450/3€295€360▲
Other amounts payable47/48€1k€0▼
Accrued charges and deferred income492/3€990€0▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€3k€5k▲
Gross operating margin9900€7k€16k▲
Operating profit (loss)9901€-17k€-10k▲
Financial income75/76B€277€264▼
Recurring financial income75€277€264▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-19k€-11k▲
Income taxes67/77€222€292▲
Profit (loss) for the period9904€-19k€-11k▲
Profit (loss) for the period to be appropriated9905€-19k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-11k▲
Transfer from equity791/2€19k€11k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-05
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-05
Financial
Liquidity doublescurrent ratio 4.49
Current ratio from 1.95 to 4.49; short-term debt falls from €50k to €16k.
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial
Liquidity times 7current ratio 1.43
Current ratio from 0.21 to 1.43; short-term debt falls from €169k to €83k.
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2018
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 3019402 NinoveGround area
2,832 m²
Building footprint
325 m²
Volume, LiDAR
1,495 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dorekensstraat 28, 1570 Pajottegem
since 20072.167.713.042
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23023A0231/00E000 | Flanders | 2,579 m² | 1 · 236 m² | 5.9 m · 1 fl. |
| 41038A0315/00G003 | Flanders | 253 m² | 1 · 89 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HMK SANI
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KACHELS ALDERWEIRELDT
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Of 473 companies in sector 46842 we hold annual accounts for 346. 271 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2007
Fiscal year end31-05
Activities, NACEBEL
46842Wholesale trade
70200Business and other management consultancy
70220Business consulting
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:054/58 88 80