P.O.F.

Active

Private limited companyfounded 2001active for 24 yearsKleine Langveldstraat 7A, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0476.504.184

Summary

P.O.F. has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286,479 and a net result of €53,689. Equity remains stable across the filed financial years (±2.5% per year). Its solvency ranks better than 74% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

P.O.F.ActiveChecked score 96/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

€416,274total assets 2025

Equity: €286,479
Profit: €53,689

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Accounts 37 days early1 of 2 deeds read

Why 96raises risk1 of the last 3 latelowers riskLiquidity: current ratio 2.62, cash €145,176Equity €286,479 (68.8% of total assets)Founded in 2001Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 75% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 94+7

equity 68.8% of total assets

Liquidity 88+19

short-term debt 18.3% · cash 34.9%

Profitability 85-8

return on assets 12.9%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.2%▼ -0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.62, compared with 1.81 in 2024, above the usual 1.5; short-term debt: 18.3% and cash: 34.9% of total assets), and 31.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 75% on solvency, 86% on liquidity, 68% on profitability and 70% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.62, cash €145,176

NBB · annual accounts

1 of the last 3 late

NBB · filings

Equity €286,479 (68.8% of total assets)

NBB · annual accounts

Founded in 2001

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €286,479

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

37 days early

2024

47 days late

2023

57 days early

2022

47 days early

2021

16 days early

2020

45 days early

2019

5 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-06-2026 Annual accounts filedfinancial year 2025 · micro…
16-09-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2025net €72,086 ▲1,234%

Key points

Positive: Among the best 10% on equitysector median €57,779 · 34,690 companies €286,479 View
Total assets 20256 financial years filed €416,274 View
Active since 2001founded 28-12-2001 24 years View

By topic

Financials

Financial year: 2025
Total assets: €416,274
Profit: €53,689
Solvency: 68.8%

Go to Financials

Timeline

Events: 30
Since: 2003
Next accounts: by 31-07-2027

31-12-2024Equity above €200,000
04-06-2024Annual accounts filed
12-03-2024Amendment of the articles · Legal-form change…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 28-12-2001
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 20

Annual meeting: Last Monday of May at 15:00
Purpose: “De vervaardiging van deuren, ramen, kozijnen, (rol)luiken, afsluitingen, enz; De…” (deed in Dutch)

Go to Articles of association

Key facts about P.O.F.

What is the company number of P.O.F.?: 0476.504.184. In Belgium the VAT number is the company number with BE in front: BE 0476.504.184.
Where is P.O.F. based?: The registered office is at Kleine Langveldstraat 7A, 2220 Heist-op-den-Berg.Company details
What does P.O.F. do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of P.O.F.?: Private limited company (BV).
When was P.O.F. founded?: On 28-12-2001.
Is P.O.F. still active?: Yes, P.O.F. is an active enterprise in the KBO register.
What is the turnover of P.O.F.?: €164,459 in financial year 2021, according to the filed annual accounts.Financials
Is P.O.F. profitable?: In financial year 2025, P.O.F. made a profit of €53,689.
Where can I find the annual accounts of P.O.F.?: P.O.F. filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of P.O.F. due?: By 31-07-2027, for financial year 2026.Timeline

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Overview