Summary
P.NT2 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €82,660 and a net result of €1,786. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 5585 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
139 d late
2023
29 d late
2022
7 d late
2020
1 d late
2019
21 d late
2018
43 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 25 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€82,660▲ 2.2%
2024 · €80,874
Net result
€1,786▲ 5,615%
2024 · €31
Total assets
€86,060▲ 2.5%
2024 · €83,974
Solvency
96.0%▼ 0.3pp
2024 · 96.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202022202320242025
Turnover€15,290-€1,650
Operating result-€354€12,725--€806-€1,118▼ 38.7%€558
Net result-€387below the sector's middle half€13,395within the sector's middle half-€358below the sector's middle half▼ 97.3%€31below the sector's middle half▼ 91.3%€1,786below the sector's middle half▲ 5,615%
Equity€61,818below the sector's middle half▼ 0.6%€80,485below the sector's middle half-€80,843below the sector's middle half▲ 0.4%€80,874below the sector's middle half=€82,660below the sector's middle half▲ 2.2%
Total assets€104,617below the sector's middle half▼ 29.8%€84,485below the sector's middle half-€83,643below the sector's middle half▼ 1.0%€83,974below the sector's middle half▲ 0.4%€86,060below the sector's middle half▲ 2.5%
Debt€42,798▼ 50.7%€4,000-€2,800▼ 30.0%€3,100▲ 10.7%€3,400▲ 9.7%
Working capital€61,668within the sector's middle half▼ 0.6%€80,335within the sector's middle half-€80,693within the sector's middle half▲ 0.4%€80,724within the sector's middle half=€82,510within the sector's middle half▲ 2.2%
Solvency59.1%within the sector's middle half▲ 17.4pp95.3%above the sector's middle half-96.7%above the sector's middle half▲ 1.4pp96.3%above the sector's middle half▼ 0.3pp96.0%above the sector's middle half▼ 0.3pp
Current ratio2.44within the sector's middle half▲ 0.7321.08above the sector's middle half-29.82above the sector's middle half▲ 8.7427.04above the sector's middle half▼ 2.7825.27above the sector's middle half▼ 1.77
Return on assets (ROA)-0.4%below the sector's middle half▼ 5.1pp15.9%above the sector's middle half-0.4%below the sector's middle half▼ 15.4pp0.0%below the sector's middle half▼ 0.4pp2.1%within the sector's middle half▲ 2.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €558 after a loss of €1,118 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86,060
Fixed assets
€150 =
Current assets
€85,910 ▲ 2.5%
Equity and liabilities €86,060
Equity
€82,660 ▲ 2.2%
Debt
€3,400 ▲ 9.7%
Debt's share of the balance-sheet total rises from 3.7% to 4.0%. Equity and debt are higher.
Key figures and ratios
ROE
2.2%▲
2024 · 0.0%
Debt ≤ 1 year
€3,400▲
2024 · €3,100
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €15,290 | - | - | €1,650 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €2,082 | €458 | €733 | €704 | ▼ 3.9% |
| Other operating charges640/8 | - | €483 | €348 | €384 | €387 | ▲ 0.8% |
| Gross operating margin9900 | -€295 | €13,208 | -€458 | -€733 | €946 | ▲ 229% |
| Operating profit (loss)9901 | -€354 | €12,725 | -€806 | -€1,118 | €558 | ▲ 150% |
| Financial income75/76B | - | €693 | €1,188 | €1,173 | €1,256 | ▲ 7.1% |
| Recurring financial income75 | - | €693 | €1,188 | €1,173 | €1,256 | ▲ 7.1% |
| Financial charges65/66B | - | €23 | €24 | €24 | €29 | ▲ 18.8% |
| Recurring financial charges65 | €33 | €23 | €24 | €24 | €29 | ▲ 18.8% |
| Profit (loss) for the period before taxes9903 | -€387 | €13,395 | €358 | €31 | €1,786 | ▲ 5,615% |
| Profit (loss) for the period9904 | -€387 | €13,395 | €358 | €31 | €1,786 | ▲ 5,615% |
| Profit (loss) for the period to be appropriated9905 | -€387 | €13,395 | €358 | €31 | €1,786 | ▲ 5,615% |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €104,617 | €84,485 | €83,643 | €83,974 | €86,060 | ▲ 2.5% |
| Fixed assets21/28 | €150 | €150 | €150 | €150 | €150 | = |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €104,467 | €84,335 | €83,493 | €83,824 | €85,910 | ▲ 2.5% |
| Amounts receivable within one year40/41 | €101,238 | €77,048 | €76,736 | €77,909 | €78,850 | ▲ 1.2% |
| Trade receivables40 | - | €28,702 | €26,887 | €26,887 | €26,887 | = |
| Other amounts receivable41 | - | €48,346 | €49,848 | €51,021 | €51,962 | ▲ 1.8% |
| Current investments50/53 | €0 | €0 | €0 | €0 | €0 | = |
| Cash at bank and in hand54/58 | €3,229 | €7,287 | €6,757 | €5,915 | €7,060 | ▲ 19.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €104,617 | €84,485 | €83,643 | €83,974 | €86,060 | ▲ 2.5% |
| Equity10/15 | €61,818 | €80,485 | €80,843 | €80,874 | €82,660 | ▲ 2.2% |
| Contributions10/11 | €63,000 | €63,000 | €63,000 | €63,000 | €63,000 | = |
| Capital10 | - | €63,000 | €63,000 | €63,000 | €63,000 | = |
| Issued capital100 | - | €63,000 | €63,000 | €63,000 | €63,000 | = |
| Reserves13 | €1,913 | €3,000 | €3,300 | €3,330 | €3,500 | ▲ 5.1% |
| Non-distributable reserves130/1 | - | €3,000 | €3,300 | €3,330 | €3,500 | ▲ 5.1% |
| Legal reserve130 | - | €3,000 | €3,300 | €3,330 | €3,500 | ▲ 5.1% |
| Profit (loss) carried forward14 | -€3,095 | €14,485 | €14,543 | €14,544 | €16,160 | ▲ 11.1% |
| Amounts payable17/49 | €42,798 | €4,000 | €2,800 | €3,100 | €3,400 | ▲ 9.7% |
| Amounts payable within one year42/48 | €42,798 | €4,000 | €2,800 | €3,100 | €3,400 | ▲ 9.7% |
| Trade debts44 | €1,686 | €4,000 | €2,800 | €3,100 | €3,400 | ▲ 9.7% |
| Suppliers440/4 | - | €4,000 | €2,800 | €3,100 | €3,400 | ▲ 9.7% |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€387 | €13,395 | €358 | €31 | €1,786 | ▲ 5,615% |
| Operating cash flow (approximation) | -€387 | €13,395 | €358 | €31 | €1,786 | ▲ 5,615% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | - | -€530 | -€842 | €1,145 | ▲ 236% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
State Gazette act
Reappointments: Goedele DESMET (director) and Ivo VANHAMME (director)3 facts ▸
State Gazette act
Reappointments: Goedele DESMET (director) and Ivo VANHAMME (director)
3 facts ▸
- General meeting, 06-12-2025
- Director reappointment, Goedele DESMET (director)
- Director reappointment, Ivo VANHAMME (director)
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 139 days late
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2022
30-06
Financial
Back to profitnet €13,395
Net result €13,395 after one loss-making year.
30-06
Financial
Liquidity times 9current ratio 21.08
Current ratio from 2.44 to 21.08; short-term debt falls from €42,798 to €4,000.
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
30-06
Financial
Weakest financial yearnet -€387
Net result drops to -€387, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 21 days late
2019
15-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 43 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
24-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2016
18-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2025
Goedele DESMET
CurrentDirector · since 06-12-2025
Ivo VANHAMME
CurrentDirector · since 06-12-2025
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Anderlecht
Ground area
1,953 m²
Building footprint
216 m²
Volume, LiDAR
3,092 m³
Parcel 21305B0189/00L010, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0189/00L010 | Brussels | 1,953 m² | 1 · 216 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2025, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Goedele DESMET |
|
| Ivo VANHAMME |
|
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,800. 11,853 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded05-11-2003
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0861494315
Also
9925:BE0861494315
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.