P.MAX
ActiveSummary
P.MAX has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,854 and a net result of -€5,961. Its solvency ranks better than 30% of 39,312 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-03-2024 Normal situation
- Registered office
- 11 active companies are registered at this address Source: KBO register, as of 5 November 2026.
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.360.469.462 1050 Ixelles, since 15-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Board and ownership
- SAYEN Maxime RégisDirector
- SAYEN Maxime Régis100 sharesdeed of 22-03-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- -€3,655
- Loss
- €5,961
- Equity
- €13,854
- ▼ 30.1%
- Total assets
- €45,625
- ▲ 7.3%
- 2025 accounts filed 17 days after the deadline
Score breakdownraises riskLoss of €5,961 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €45,625Liquidity: current ratio 1.38, cash €23,288Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 31% of them on solvency, 55% on liquidity, 9% on profitability and 18% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 21 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 17 days after the deadline Filed on 17 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00401226.
Annual accounts 2025 filed on 17-08-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €4,503, after a profit of €22,783 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
Staff
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2024 annual accounts
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | - | €2,048 |
| Financial fixed assets | - | €0 |
| Depreciation and write-downs of the year | - | €245 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €245 | - |
| Other operating charges640/8 | €2,989 | €603 | ▼ 79.8% |
| Gross operating margin9900 | €25,772 | -€3,655 | - |
| Operating profit (loss)9901 | €22,783 | -€4,503 | - |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €37 | €228 | ▲ 525% |
| Recurring financial charges65 | €37 | €228 | ▲ 525% |
| Profit (loss) for the period before taxes9903 | €22,746 | -€4,731 | - |
| Income taxes67/77 | €5,431 | €1,229 | ▼ 77.4% |
| Profit (loss) for the period9904 | €17,315 | -€5,961 | - |
| Profit (loss) for the period to be appropriated9905 | €17,315 | -€5,961 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €42,502 | €45,625 | ▲ 7.3% |
| Fixed assets21/28 | - | €1,803 | - |
| Tangible fixed assets22/27 | - | €1,803 | - |
| Furniture and vehicles24 | - | €1,803 | - |
| Current assets29/58 | €42,502 | €43,822 | ▲ 3.1% |
| Amounts receivable within one year40/41 | €26,599 | €19,019 | ▼ 28.5% |
| Trade receivables40 | €26,599 | €19,019 | ▼ 28.5% |
| Cash at bank and in hand54/58 | €14,616 | €23,288 | ▲ 59.3% |
| Deferred charges and accrued income490/1 | €1,287 | €1,516 | ▲ 17.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €42,502 | €45,625 | ▲ 7.3% |
| Equity10/15 | €19,815 | €13,854 | ▼ 30.1% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €17,315 | €11,354 | ▼ 34.4% |
| Amounts payable17/49 | €22,687 | €31,771 | ▲ 40.0% |
| Amounts payable within one year42/48 | €22,687 | €31,771 | ▲ 40.0% |
| Trade debts44 | €10,131 | €23,403 | ▲ 131% |
| Suppliers440/4 | €10,131 | €23,403 | ▲ 131% |
| Taxes, remuneration and social security45 | €9,996 | €2,853 | ▼ 71.5% |
| Taxes450/3 | €9,196 | €1,629 | ▼ 82.3% |
| Remuneration and social security454/9 | €800 | €1,224 | ▲ 53.0% |
| Other amounts payable47/48 | €2,560 | €5,515 | ▲ 115% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €17,315 | -€5,961 | - |
| + Depreciation and write-downs630 | - | €245 | - |
| Operating cash flow (approximation) | €17,315 | -€5,716 | - |
| Change in cash | - | €8,672 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,223 companies had the same profile as P.MAX has now. Two years later, 87.8% were still going and 3.4% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of P.MAX itself is lower: 0.1% within 12 months. It rests on far more data about P.MAX than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for P.MAX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- SAYEN Maxime Régis 100 shares (100%) · €25,000
Capital transactions
- 22-03-2024 Incorporation · €2,500 · 100 shares
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Dissolution pour quelque cause et à quelque moment, peut désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments”
Articles of association, deed of 22-03-2024 (in French)
Network & group
P.MAX shares no director with another company.
Parent company per the LEI register
Own declaration in the LEI register: 984500B494BEEA5F5D26
Companies at the same address
10 other companies- Lambrot, Léa (sole trader) Establishment · since 01-04-2024Founded in 2024 1006.787.447
- StefiGetica Registered office · since 28-09-2023Founded in 2023 · total assets €390,361 (2025) 1000.472.450
- Philec.net Registered office · since 20-04-2023Founded in 2023 · total assets €292,086 (2025) 0800.974.233
- Mendoza Facchino, Tania (sole trader) Establishment · since 01-04-2023Founded in 2022 0544.957.084
- Yavas, Özge (sole trader) Establishment · since 20-03-2018Founded in 2018 0694.832.873
- Cullman, Liselotte (sole trader) Establishment · since 23-11-2016Founded in 2016 0666.604.883
- Devos, Michaël (sole trader) Establishment · since 01-07-2011Founded in 2011 0837.445.639
- Sandu, Mircea (sole trader) Establishment · since 11-01-2011Founded in 2011 0832.826.657
- Cousin-Saint-Remi, Céline (sole trader) Establishment · since 01-04-2005Founded in 2024 0873.519.642
- A.C.P. AV ERNESTINE 6 1050 IXELLES Registered office · since 01-07-1993Founded in 1993 0850.756.019
Connections & network
1 current directorThe network starts from the directors of P.MAX. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
22-03
Gazette deed
IncorporationFounding capital of €2,500, 100 shares · Founder: SAYEN Maxime Régis · Appointment: SAYEN Maxime Régis (director)6 points ▸
- Incorporation, 14-03-2024
- Founder, SAYEN Maxime Régis
- Founding capital, €2,500, 100 shares
- Registered office clause, Avenue Ernestine 6/b4, 1050 Ixelles
- Board rule, 1
- Director appointment, SAYEN Maxime Régis (director (not named in the articles))
- The deed holds 5 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
5 activities
- Le conseil et l’assistance opérationnelle apportés à des entreprises et autres organisations sur des questions de gestion, telles que la planification d’entreprise stratégique et organisationnelle, la reconfiguration de processus, la gestion du changement, la réduction des coûts et d’autres questions financières, les objectifs et les politiques de marketing, les politiques, les pratiques et la planification en matière de ressources humaines, les stratégies de rémunération et retraite, la prévision de la production et la planification du contrôle.
- La conception de la structure et du contenu et/ou l'écriture du code informatique nécessaire à la création et au lancement de: • logiciels informatiques (y compris les mises à jour et les correctifs) • applications logicielles (y compris les mises à jour et les correctifs) • bases de données • pages web
- L'adaptation de logiciels, c'est-à-dire la modification et la configuration d'une application existante pour la rendre opérationnelle dans l'environnement informatique du client
- L’achat, la vente et la location de biens immobiliers bâtis ou non bâtis.
- Le commerce de détail et de gros, de vins, spiritueux et produits alimentaires.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21445E0006/00R034 | Brussels | 505 m² | 1 · 421 m² | 24.9 m · 5 |